$7,775,000
12925 42nd Terrace
Cortez, FL 34215
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
EXTRAORDINARY WATERFRONT ESTATE ON ANNA MARIA SOUND. Exclusive gated community of Sunset Harbor, where luxury, privacy, and breathtaking coastal scenery come together in perfect harmony. One of only eight residences within this intimate enclave, this exceptional home captures sweeping views of Anna Maria Sound and delivers unforgettable Gulf Coast sunsets from nearly every angle. Thoughtfully designed to embrace Florida's coveted indoor-outdoor lifestyle, the residence offers expansive terraces and seamless living spaces that open effortlessly to the waterfront beyond. Whether entertaining guests or enjoying a quiet evening overlooking the water, the home creates an atmosphere of relaxed sophistication. Spanning approximately 5,138 square feet, this Mediterranean-inspired residence has been beautifully reimagined with refined finishes and quality craftsmanship throughout. The gourmet kitchen is appointed with premium appliances and opens to multiple spacious living and entertaining areas enhanced by oversized impact glass sliders that frame the stunning water views. The luxurious upper-level primary suite serves as a private sanctuary, complete with dual bathrooms, an executive office, and a dedicated fitness room. Additional highlights include an elevator servicing 3 levels, whole-home generator, elegant custom finishes throughout, spacious three-car garage, whole-home water filtration system, new HVAC systems, new seawall, and a new dock with 10,000 lb and 24,000 lb boat lifts. This property also offers the ultimate convenience for student-athletes and families, located just minutes from the world-renowned IMG Academy, one of the premier sports training campuses in the world. Ideally located just moments from the white sandy beaches of Anna Maria Island, waterfront dining, and direct Gulf access, this remarkable property offers the ultimate combination of luxury waterfront living, deep-water boating access, and the relaxed elegance of Florida's Gulf Coast lifestyle. Call for Matterport 3D virtual floorplan and youtube video.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 2, 2026
- Listed$7,775,000Jun 2, 2026
- Price increased$7,775,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Sunset Harbor
- County
- Manatee
- Year built
- 1996
- Living area
- 5,138 sq ft
- Price/sq ft
- $1,513
- Building area
- 9,125 sq ft (Public Records)
- Lot size
- 20,460 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- VE
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $39,968 (2025)
- Parcel #
- 7619700177
- Zoning
- PDR/CH
- MLS #
- A4695510
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 4
- Half bathrooms
- 1
- Flooring
- Carpet, Tile
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Microwave, Other, Refrigerator, Washer
- Interior features
- Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, Elevator, Open Floorplan, Other, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- Three Or More
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Driveway, Garage Faces Side, Oversized
HOA & Financial
- HOA fee
- $6,000 / Annually
- Monthly HOA
- $500/mo
- Total monthly fees
- $500/mo
- Total annual fees
- $6,000
- HOA name
- Sunstate Property Management
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Balcony, Lighting, Other
- Construction materials
- Concrete, Stucco
- Roof
- Tile
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 31x20 |
| Kitchen | First | 16x13 |
| Dining Room | First | 18x15 |
| Primary Bedroom | Second | 20x17 |
| Bedroom 2 | First | 16x12 |
| Bedroom 3 | First | 22x12 |
| Bedroom 4 | Second | 15x11 |
| Gym | Third | |
| Office | First | 13x12 |
Listing Details
- Listing date
- 2026-06-01
- On market date
- 2026-06-02
- Original list price
- $7,775,000
- Occupant type
- Owner
- MLS area
- 34215 - Cortez
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-06-02
- Tax legal description
- LOT 1 & 2 SUNSET HARBOR SUB; SUBJ TO PRIVATE ROADWAY AS PLATTED PI#76197.0017/7
Flood risk
Coastal high-hazard area (Zone V) with wave action. In a FEMA Special Flood Hazard Area — flood insurance is generally required by lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Cortez Rd To North On 127 Th, Turn Left Into Sunset Harbor, Home At End On Left
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 2, 2026 at 3:25 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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