$279,900
9498 174th Loop
Summerfield, FL 34491
Listing updated: October 1, 2026 at 11:45 AM ET
Listing courtesy of Keller Williams Cornerstone Re · Cindy Schutte · MLS #OM725767 · Active · 352-233-2200Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
NEW ROOF (2023) NEW HVAC (2022), NEW WATER HEATER (2024), and PROFESSIONALLY CLEANED AIR DUCTS (2024). Welcome to your own private oasis in the Beautiful Gated 55+ Golf Community of SPRUCE CREEK SOUTH, adjacent to THE VILLAGES, Florida and surrounded by everything that makes Central Florida living so desirable. Known for its active lifestyle, friendly atmosphere, and exceptional amenities. Nestled on a desirable CORNER LOT, this meticulously maintained PALM III Model built in 2003 with over 1,880 square feet under air invites you to enjoy easy Florida living with 2 Bedrooms, 2 Bathrooms, and a BRIGHT FLORIDA ROOM that serves as the perfect space to unwind with your morning coffee, entertain friends, or simply enjoy the sunshine year round. From the moment you step inside, you'll appreciate the SOARING CEILINGS AND NO POPCORN CEILINGS, open and airy feel, and stylish LUXURY VINYL PLANK FLOORING that flows throughout the home. The well-appointed kitchen is designed to please, Featuring newer appliances, NEW DEEP KITCHEN SINK, abundant cabinetry, generous counter space, and an adjacent INSIDE LAUNDRY ROOM for added convenience. Updates include NEW ROOF (2023) NEW HVAC (2022), NEW WATER HEATER (2022), and PROFESSIONALLY CLEANED AIR DUCTS (2022). One of the many highlights of this location is LEGAL GOLF CART ACCESS, allowing you to easily reach nearby shopping, restaurants, banks, medical offices, and top-rated hospitals without ever needing to get in your car. Life in Spruce Creek South feels like a year round vacation. Residents enjoy pickleball, tennis, swimming, bocce ball, scenic walking trails, and an active community center complete with a fitness room, sauna, library, billiards room, craft spaces, games, and an endless variety of clubs and social activities. Golf enthusiasts will especially appreciate the community's popular 18 hole Links Golf Course, offering beautiful fairways just moments from your front door. With convenient access to I-75, exciting day trips, entertainment, and all that Central Florida has to offers are always within easy reach. Discover why so many are proud to call Spruce Creek South home and start living the vibrant Florida lifestyle you've always imagined! (Check out the Matterport virtual under Tour 2 tab.)
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history119 days on market
- Status: ActiveJun 4, 2026
- Listed$295,000Jun 4, 2026
- Price reduced$279,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 119
- Subdivision
- Spruce Creek South
- County
- Marion
- Year built
- 2003
- Living area
- 1,884 sq ft
- Price/sq ft
- $149
- Building area
- 2,404 sq ft (Public Records)
- Lot size
- 6,534 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0905D)
- Garage
- 2 spaces
- Annual taxes
- $2,902 (2025)
- Parcel #
- 6017-001-004
- Zoning
- PUD
- MLS #
- OM725767
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $180 / Monthly
- Monthly HOA
- $180/mo
- Total monthly fees
- $180/mo
- Total annual fees
- $2,160
- HOA name
- Tracey Brown
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- One household member must be 55 or older and no one under the age of 19 as a permanent resident.
- Approval process
- Must submit application, along with driver's license to HOA prior to closing. Application is attached under tab.
Exterior & Construction
- Exterior features
- Private Mailbox, Private Yard
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public, Sewer Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 15x12 |
| Dinette | First | 11x10 |
| Dining Room | First | 12x14 |
| Living Room | First | 26x13 |
| Florida Room | First | 24x12 |
| Primary Bedroom | First | 17x15 |
| Bedroom 2 | First | 15x12 |
| Laundry | First | 8x10 |
Listing Details
- Listing date
- 2026-06-03
- On market date
- 2026-06-04
- Original list price
- $295,000
- Occupant type
- Owner
- MLS area
- 34491 - Summerfield
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-06-04
- Tax legal description
- SEC 34 TWP 17 RGE 23 PLAT BOOK 007 PAGE 003 SPRUCE CREEK SOUTH XVII BLK A LOT 4
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Main entrance of SPRUCE CREEK SOUTH off HWY 441/US27 onto SE 176th Street, continue to RIGHT onto SE 95th Circle, LEFT on SE 174th Loop, on corner on LEFT.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 1, 2026 at 11:45 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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