$430,000

10024 Coldwater Loop

Land O Lakes, FL 34638

Active
3
Beds
2
Baths
2,596
Sq Ft
0.13
Acres
2006
Built
$166/sqft
🏠Single Family Residence

Property type

🏗️2006

Year built

📐5,500 sqft

Lot size

📊$166

Price / sq ft

🏘️$71/mo

HOA dues

📅14

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

One or more photo(s) has been virtually staged. $5,000 Seller Credit Available Toward Buyer’s Closing Costs or Rate Buy-Down! Welcome to this stunningly renovated residence in the highly sought-after Asbel Creek community, where designer finishes, expansive living spaces, and modern comfort come together beautifully. Offering nearly 2,600 square feet of thoughtfully designed living space, this exceptional home features 3 bedrooms, 2 fully renovated bathrooms, and an enormous upstairs loft/bonus room ideal for a media room, executive office, fitness studio, game room, or additional guest retreat. From the moment you enter, you are greeted by soaring ceilings, abundant natural light, and an open-concept floorplan designed for both elegant entertaining and comfortable everyday living. The completely reimagined gourmet kitchen serves as the centerpiece of the home, showcasing dramatic full-height stone countertops and backsplash, custom-painted cabinetry, stainless steel appliances, farmhouse sink, designer matte black fixtures, recessed lighting, and an oversized breakfast bar overlooking the expansive living areas. The luxurious primary suite offers a true private retreat with tray ceilings, oversized walk-in closet featuring custom Elfa organization system, and a beautifully renovated spa-inspired bathroom complete with dual vanities, premium stone counters, designer lighting, and an oversized walk-in shower with custom tilework and frameless glass enclosure. The renovated guest bathroom has also been tastefully redesigned with upscale finishes, modern tile, and contemporary fixtures that elevate the home well beyond typical properties in this price range. One of the home’s most impressive features is the incredible amount of living space, including oversized living and dining areas filled with natural light and seamlessly connected to the massive screened lanai — creating the perfect indoor-outdoor lifestyle Florida buyers are looking for. Whether entertaining guests, enjoying morning coffee, or relaxing in the evenings, this oversized covered lanai and fully fenced backyard provide privacy, functionality, and year-round enjoyment. Additional upgrades include updated flooring throughout, newer interior and exterior paint, upgraded lighting and ceiling fans, recessed lighting, newer roof (2020), newer HVAC system (2023), indoor laundry room, and a spacious 2-car garage. Located in the charming Asbel Creek neighborhood with low HOA fees and convenient access to shopping, dining, top-rated schools, Suncoast Parkway, and Tampa amenities, this move-in ready home offers the perfect blend of luxury, functionality, and modern design.

Estimated monthly payment

Principal & interest$2,174
Property taxes$276
Home insurance (est.)$197
HOA dues$71

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history14 days on market

  1. Status: Active
    May 15, 2026
  2. Listed$440,000
    May 15, 2026
  3. Price reduced$430,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
14
Subdivision
Asbel Crk Ph 3
County
Pasco
Year built
2006
Living area
2,596 sq ft
Price/sq ft
$166
Building area
3,285 sq ft (Public Records)
Lot size
5,500 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12101C0217F)
Garage
2 spaces
Annual taxes
$3,312 (2025)
Parcel #
18-25-16-0060-00D00-0330
Zoning
MPUD
MLS #
TB8508788

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Wood
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$212 / Quarterly
Monthly HOA
$71/mo
Total monthly fees
$71/mo
Total annual fees
$848
HOA name
Wise Property Management / Jonah Galewitz
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please verify with HOA management company on any restrictions.

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Schools

ElementaryConnerton ElemGreatSchools ↗
MiddlePine View Middle-POGreatSchools ↗
High SchoolLand O' Lakes High-POGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst19x20
Dining RoomFirst21x16
KitchenFirst12x13
Primary BedroomFirst18x14
Bedroom 2First12x14
Bedroom 3First12x12
DinetteFirst6x9
Bonus RoomSecond15x25

Listing Details

Listing date
2026-05-15
On market date
2026-05-15
Original list price
$440,000
Occupant type
Owner
MLS area
34638 - Land O Lakes
Listing AOR
Suncoast Tampa
Status changed
2026-05-15
Tax legal description
ASBEL CREEK PHASE THREE PB 57 PG 001 BLOCK D LOT 33

Flood risk

Minimal riskFEMA Zone XPanel 12101C0217F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Land O Lakes Blvd to rt Mossy Timber, left on Cypress Bay PKWY to rt on Coldwater Loop

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 11:54 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA