


$399,900
10024 Coldwater Loop
Land O Lakes, FL 34638
Listing updated: August 3, 2026 at 11:58 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. Nearly 2,600 square feet for under $400,000! One of the largest and best values currently available in Asbel Creek. If you've been searching for a home that offers exceptional space, major updates, and outstanding value without exceeding your budget, this is one you won't want to miss. Designed with flexibility in mind, the popular floor plan features a desirable first-floor primary suite and an oversized upstairs flex room that can easily serve as a 4th bedroom, home office, media room, playroom, or home gym—perfect for today's lifestyle. The beautifully remodeled kitchen is the heart of the home, showcasing white cabinetry, striking stone countertops and backsplash, stainless steel appliances, a farmhouse sink, an oversized breakfast bar, and abundant cabinet space for both everyday living and entertaining. Major updates have already been completed, including a newer roof (2020), newer HVAC system (2023), remodeled bathrooms, fresh interior paint, updated lighting, recessed lighting, ceiling fans, and a custom walk-in closet in the primary suite, allowing you to move in with confidence. Step outside to the screened lanai overlooking the fully fenced backyard with plenty of room for entertaining, pets, gardening, or simply relaxing after a long day. With nearly 2,600 square feet, extensive updates already completed, low HOA fees, no CDD, and a price under $400,000, opportunities like this are becoming increasingly difficult to find. Conveniently located near the Suncoast Parkway, shopping, restaurants, and top-rated schools, this move-in-ready home delivers the space, flexibility, and value today's buyers have been waiting for.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history75 days on market
- Status: ActiveJun 15, 2026
- Listed$440,000May 15, 2026
- Price reduced$399,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 75
- Subdivision
- Asbel Crk Ph 3
- County
- Pasco
- Year built
- 2006
- Living area
- 2,596 sq ft
- Price/sq ft
- $154
- Building area
- 3,285 sq ft (Public Records)
- Lot size
- 5,500 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12101C0217F)
- Garage
- 2 spaces
- Annual taxes
- $3,312 (2025)
- Parcel #
- 18-25-16-0060-00D00-0330
- Zoning
- MPUD
- MLS #
- TB8508788
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Wood
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $212 / Quarterly
- Monthly HOA
- $71/mo
- Total monthly fees
- $71/mo
- Total annual fees
- $848
- HOA name
- Wise Property Management / Jonah Galewitz
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please verify with HOA management company on any restrictions.
Exterior & Construction
- Exterior features
- Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 19x20 |
| Dining Room | First | 21x16 |
| Kitchen | First | 12x13 |
| Primary Bedroom | First | 18x14 |
| Bedroom 2 | First | 12x14 |
| Bedroom 3 | First | 12x12 |
| Dinette | First | 6x9 |
| Bonus Room | Second | 15x25 |
Listing Details
- Listing date
- 2026-05-15
- On market date
- 2026-05-15
- Original list price
- $440,000
- Occupant type
- Owner
- MLS area
- 34638 - Land O Lakes
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-15
- Tax legal description
- ASBEL CREEK PHASE THREE PB 57 PG 001 BLOCK D LOT 33
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Land O Lakes Blvd to rt Mossy Timber, left on Cypress Bay PKWY to rt on Coldwater Loop
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 3, 2026 at 11:58 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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