$249,900
17814 107th Terrace
Summerfield, FL 34491
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to this beautifully updated “Holly” model home nestled in the highly sought-after Spruce Creek South — a gated, guard-secured 55+ golf community just minutes from The Villages. Situated on an oversized homesite, this move-in ready 3-bedroom, 2-bath residence offers approximately 1,450 square feet of thoughtfully upgraded living space where pride of ownership shines in every detail. From the moment you arrive, the decorative painted driveway, covered front porch, and fresh curb appeal set the tone. Step inside to a bright, open floor plan with generous living areas, abundant natural light, and a welcoming atmosphere throughout. The kitchen delivers ample cabinetry, workspace, and all appliances included — microwave, electric stove, dishwasher, refrigerator with water and ice, plus washer and dryer. Attic storage and ample closet space round out the functionality. The home has been meticulously maintained and updated — and the list speaks for itself: NEW ROOF (May 2024), NEW AC with NEW THERMASTAT and 1-year maintenance (June 2025), new condensation pump (May 2025), NEW WINDOWS in front, master bedroom, and office (April 2025), bathroom upgrades (September 2024), updated flooring (July 2024), new front door (June 2025) and screen door (May 2026), new siding (October 2023), new driveway and garage door (June 2023), new garage door opener (October 2025), and blown insulation (October 2023). The big-ticket items are done — just move in and enjoy. The large screened-in lanai is the crown jewel of this home — a peaceful retreat perfect for morning coffee, evening relaxation, or year-round outdoor Florida living. The water softener (September 2022) and the home’s connection to The Villages Hospital power grid — ENSURING POWER AT ALL TIMES — add exceptional value and peace of mind. As a resident of Spruce Creek South, you’ll enjoy WORLD-CLASS AMENITIES INCLUDING: golf, a community pool and clubhouse, dog park, fitness center, tennis courts, pickleball, bocce, shuffleboard, billiards, ballroom, library, and more than 100 social clubs. Gated with 24-hour guard security, deed-restricted, and golf cart friendly — this is Florida retirement living at its absolute best. Conveniently located just 2 miles from The Villages and close to shopping, dining, medical facilities, pharmacies, and everything Central Florida has to offer. This is a deed-restricted community (not an HOA) with a required monthly maintenance/amenities fee. No CDD and no bond. Homes like this — this updated, this well-maintained, in this community — do not last. Schedule your private showing today
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history18 days on market
- Status: ActiveMay 15, 2026
- Listed$245,000May 15, 2026
- Price increased$249,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 18
- Subdivision
- Spruce Creek South
- County
- Marion
- Year built
- 1993
- Living area
- 1,450 sq ft
- Price/sq ft
- $172
- Building area
- 2,145 sq ft (Public Records)
- Lot size
- 7,841 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0905D)
- Garage
- 2 spaces
- Annual taxes
- $4,673 (2025)
- Parcel #
- 6007-210-004
- Zoning
- PUD
- MLS #
- G5112062
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Concrete, Laminate, Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Chair Rail, Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Common Area, Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Oversized
HOA & Financial
- HOA fee
- $180 / Monthly
- Monthly HOA
- $180/mo
- Total monthly fees
- $180/mo
- Total annual fees
- $2,160
- HOA name
- Heritage Management - Jill W.
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer and Buyer's agent should verify lease restrictions
- Approval process
- Buyer and Buyer's agent should verify approval process
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Phone Available, Sewer Available, Sewer Connected, Water Available, Water Connected
Community
- Pets allowed
- Breed Restrictions, Number Limit, Yes
- Senior community
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Dining Room | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Florida Room | First | 20x10 |
| Utility Room | First | |
| Balcony/Porch/Lanai | First |
Listing Details
- Listing date
- 2026-05-15
- On market date
- 2026-05-15
- Original list price
- $245,000
- Occupant type
- Owner
- MLS area
- 34491 - Summerfield
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-05-15
- Tax legal description
- SEC 35 TWP 17 RGE 23 PLAT BOOK 002 PAGE 120 SPRUCE CREEK SOUTH VIIB BLK J LOT 4
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the Village.....Head North on 441, turn left into the Spruce Creek Subdivision. Go through the gate and take a left onto SE 108th Terr, right onto 178th Street, left onto 107th Terr and home will be on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 2, 2026 at 11:40 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA