$249,900
17814 107th TerraceSummerfield, FL 34491
Listing updated: October 22, 2026 at 8:52 AM ET
Listing courtesy of Exp Realty Llc · Edalys Ramos · MLS #G5112062 · Active · 888-883-8509Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
SELLER IS PAYING TWO MONTHS OF HOA FOR THE NEW HOMEOWNER! Welcome to this beautifully updated Holly model home nestled in the highly sought-after Spruce Creek South, a gated, guard-secured 55+ golf community just minutes from The Villages. Situated on an oversized homesite, this move-in ready 3-bedroom, 2-bath residence offers approximately 1,450 square feet of thoughtfully upgraded living space where pride of ownership shines in every detail. From the moment you arrive, the decorative painted driveway, covered front porch, and fresh curb appeal set the tone. Step inside to a bright, open floor plan with generous living areas, abundant natural light, and a welcoming atmosphere throughout. The kitchen delivers ample cabinetry, workspace, and all appliances included. The home has been meticulously maintained and updated: NEW ROOF (May 2024), NEW AC with NEW THERMOSTAT and 1-year maintenance (June 2025), NEW WINDOWS (April 2025), bathroom upgrades (September 2024), updated flooring (July 2024), new front door (June 2025) and screen door (May 2026), new siding (October 2023), new driveway and garage door (June 2023), and blown insulation (October 2023). The big-ticket items are done, just move in and enjoy. The large screened-in lanai is the perfect retreat for morning coffee or year-round outdoor Florida living. The water softener and the home's connection to The Villages Hospital power grid ensure peace of mind and power at all times. Beyond the home, Spruce Creek South offers an unmatched active lifestyle. The impressive 25,000 SF clubhouse features a state-of-the-art fitness center, hobby and game rooms, a library, and a grand ballroom. The beautifully maintained 18-hole golf course winds throughout the community with scenic views, and the golf club includes a pro shop and The Links restaurant serving breakfast, lunch, and dinner. Residents enjoy pickleball, bocce, volleyball, basketball, tennis, a heated pool and spa, walking and biking trails, lakes, parks, and 30+ clubs including the popular traveling softball and horseshoe teams. Golf-cart access leads directly to shopping, dining, medical offices, Walmart, Aldi, and The Villages, where you can enjoy free concerts 365 days a year. Conveniently close to Silver Springs State Park, the World Equestrian Center, Lake Weir recreation, and major healthcare facilities in Ocala. This is a deed-restricted community with a required monthly amenities fee. No CDD and no bond. Homes this updated, this well-maintained, in this community do not last. Schedule your private showing today.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history160 days on market
- Status: ActiveMay 15, 2026
- Listed$245,000May 15, 2026
- Price increased$249,900
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 160
- Subdivision
- Spruce Creek South
- County
- Marion
- Year built
- 1993
- Living area
- 1,450 sq ft
- Price/sq ft
- $172
- Building area
- 2,145 sq ft (Public Records)
- Lot size
- 7,841 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0905D)
- Garage
- 2 spaces
- Annual taxes
- $4,673 (2025)
- Parcel #
- 6007-210-004
- Zoning
- PUD
- MLS #
- G5112062
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Concrete, Laminate, Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Chair Rail, Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Common Area, Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Oversized
HOA & Financial
- HOA fee
- $180 / Monthly
- Monthly HOA
- $180/mo
- Total monthly fees
- $180/mo
- Total annual fees
- $2,160
- HOA name
- Heritage Management - Jill W.
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer and Buyer's agent should verify lease restrictions
- Approval process
- Buyer and Buyer's agent should verify approval process
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Rain Gutters, Sidewalk
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Phone Available, Sewer Available, Sewer Connected, Water Available, Water Connected
Community
- Pets allowed
- Breed Restrictions, Number Limit, Yes
- Senior community
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | 13x20.4 | |
| Kitchen | 11.9x9.6 | |
| Dining Room | 11x9.1 | |
| Primary Bedroom | 14.9x13 | |
| Bedroom 2 | 13x12 | |
| Bedroom 3 | 13x12 | |
| Florida Room | 20x10 | |
| Utility Room |
Listing Details
- Listing date
- 2026-05-15
- On market date
- 2026-05-15
- Original list price
- $245,000
- Occupant type
- Owner
- MLS area
- 34491 - Summerfield
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-05-15
- Tax legal description
- SEC 35 TWP 17 RGE 23 PLAT BOOK 002 PAGE 120 SPRUCE CREEK SOUTH VIIB BLK J LOT 4
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the Village.....Head North on 441, turn left into the Spruce Creek Subdivision. Go through the gate and take a left onto SE 108th Terr, right onto 178th Street, left onto 107th Terr and home will be on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 22, 2026 at 8:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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