$350,000
2700 Cove Cay Drive
Clearwater, FL 33760
Listing updated: June 17, 2026 at 9:56 PM ET
Listing courtesy of Exp Realty Llc · Deborah Joudrey · MLS #TB8504497 · Active · 888-883-8509Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Rare opportunity in desirable Cove Cay Village! This beautifully updated, partially furnished 3-bedroom, 2-bath end-unit offers 1,345 square feet of light-filled living space with luxury vinyl plank flooring, crown molding, hurricane impact windows, and plantation shutters. Located on the top floor, it provides exceptional privacy and a quiet retreat. The open-concept great room features expansive sliding glass doors leading to a spacious, fully enclosed and screened lanai with water views for morning sunrises and stunning night lights across the Bay. A custom high-top peninsula seamlessly connects the beautifully updated kitchen to the living/dining area. The kitchen is tastefully designed with quality cabinetry, quartz countertops, stainless steel appliances, and ample storage. The spacious primary bedroom has a custom accessible bathroom, walk-in closet and desk. The second and third bedrooms each have their own access to the second balcony which overlooks the golf course. The home includes extra-wide doorways for wheelchair access. The in-unit laundry includes a full-size washer and dryer and storage for added convenience. Modifications were made for accessibility from parking to elevator, second bedroom and primary bath access, etc. You will enjoy gated 24-hour security and assigned covered parking next to the building with direct elevator access. Cove Cay offers resort-style amenities, including an 18-hole championship golf course, on-site restaurant and bar, meeting facilities, community pool, and optional memberships. A privately owned marina provides boating access, rentals, and storage options. Don’t miss this exceptional opportunity to enjoy Florida living at its finest!
Local Insight
The $260/sqft price is genuinely competitive for waterfront in Clearwater, but being in flood zone AE means you'll be required to carry flood insurance—factor that into your true carrying costs before comparing to non-waterfront units. Built in 1980, this place will need a thorough inspection of the foundation, roof, and plumbing systems, which are all approaching or past their typical lifespan, so don't skip the engineer. The no-HOA structure is a real advantage here, but verify what that means for shared amenities and dock maintenance on the water access feature.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history34 days on market
- Status: ActiveMay 14, 2026
- Listed$350,000May 14, 2026
- Price increased$350,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 34
- Subdivision
- Cove Cay Village Iv
- County
- Pinellas
- Year built
- 1980
- Living area
- 1,345 sq ft
- Price/sq ft
- $260
- Flood zone
- AE
- Annual taxes
- $3,484 (2025)
- Parcel #
- 29-29-16-18706-001-0071
- MLS #
- TB8504497
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Convection Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Elevator, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Same Floor As Condo Unit, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Parking features
- Assigned, Covered, Guest, Reserved
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $856/mo
- Total annual fees
- $10,272
- HOA name
- Cove Cay Village IV - Admin Julie Nichols
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Minimum rental of 91 days or more, maximum 2x per year. See Cove Cay Village IV Rules and Regulations
- Approval process
- Cove Cay Village IV application process includes application fee, background check, orientation, $100 application fee
Exterior & Construction
- Exterior features
- Balcony, Sliding Doors
- Construction materials
- Concrete, Stucco
- Roof
- Concrete
- Foundation
- Slab
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- No
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 14x13 |
| Great Room | First | 23x15 |
| Balcony/Porch/Lanai | First | 32x5.5 |
| Kitchen | First | 19x7 |
Listing Details
- Listing date
- 2026-05-07
- On market date
- 2026-05-14
- Original list price
- $350,000
- Occupant type
- Owner
- MLS area
- 33760 - Clearwater
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-05-14
- Tax legal description
- COVE CAY VILLAGE IV CONDO PHASE 1 BLDG 1, UNIT 1-7A TOGETHER WITH THE USE OF CARPORT 1-09
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the intersection of US 19 and SR 60, go South on US 19 to Whitney Road exit. Make a U-turn under the bridge and continue on US 19 access (frontage) road to Cove Cay Drive. Stop at guardhouse for an entry pass, to be displayed on vehicle dashboard. Turn Left at entry road to 2700 Cove Cay. Park in spaces marked guest parking. Take elevator to 7th (top) floor. Turn Left and walk to end unit 7-A.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 17, 2026 at 9:56 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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