3400 Cove Cay Drive, FL

$329,900

3400 Cove Cay Drive

Clearwater, FL 33760

Active
2
Beds
2
Baths
1,080
Sq Ft
0
Acres
1986
Built
Water view$305/sqft360° tour
🏠Condominium

Property type

🏗️1986

Year built

📊$305

Price / sq ft

🏘️No HOA

HOA dues

📅122

Days on market

🌊AE

Flood zone

About this home

Beautiful top floor condo in the Cove Cay Community of Village IV. Spectacular 2 Bedroom 2 Bath Condo located on the 7th Floor, with views that are breathtaking overlooking the Tampa Bay and the Golf Course. The Community has lush Florida tropical landscaping and is a true private paradise! Updated kitchen with modern floor tile, neutral in color with custom wood cabinetry, granite countertops, closet pantry and appliances included. Kitchen includes option of eat in space. Living and dining areas are open concept which are great for entertaining. Hardwood flooring throughout living, dining, and bedrooms. Lanai offers the option with enclosed sliding doors or can be opened and used as a screened enclosure to enjoy your outdoor living; offers extended living area with direct access from the living area and/or primary bedroom. With the bumped-out L-shape, the Lanai has fantastic views of Tampa Bay and the Cove Cay Golf Course! Private laundry room includes full size washer and dryer. The square footage of 1,080 and unique lanai makes this one of Cove Cay's most popular condos. Great location with easy access to shopping, restaurants, and the beaches. The Cove Cay Golf Course is available for public play and offers membership. Marina with various types of membership. This is a 24/7 security gated community.

Estimated monthly payment

Principal & interest$1,668
Property taxes$312
Home insurance (est.)$151

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history122 days on market

  1. Status: Active
    Oct 11, 2025
  2. Listed$329,900
    Oct 10, 2025
  3. Price increased$329,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
122
Subdivision
Cove Cay Village Iv
County
Pinellas
Year built
1986
Living area
1,080 sq ft
Price/sq ft
$305
Lot size
0 sq ft
Lot category
Non-Applicable
Flood zone
AE (12103C0136H)
Annual taxes
$3,740 (2024)
Parcel #
29-29-16-18706-008-0073
MLS #
TB8436103

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Wood
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Attached garage
No
Carport
Yes

HOA & Financial

Total monthly fees
$731/mo
Total annual fees
$8,772
CDD
No
Min lease term
3 Months
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See Cove Cay Village IV Condo Rules and Regulations
Approval process
Cove Cay Village IV application process includes application fee, background check, orientation.

Exterior & Construction

Exterior features
Balcony, Sliding Doors
Construction materials
Block, Stucco
Roof
Built-Up
Foundation
Slab
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Public

Community

Pets allowed
No

Room Details

RoomLevelDimensions
Living RoomFirst13.5x18
Dining RoomFirst13x8.7
KitchenFirst8x16.5
Primary BedroomFirst15x13
Bedroom 2First10x11.9

Listing Details

Listing date
2025-10-10
On market date
2025-10-10
Original list price
$329,900
Occupant type
Tenant
MLS area
33760 - Clearwater
Listing AOR
Suncoast Tampa
Status changed
2025-10-11
Tax legal description
COVE CAY VILLAGE IV CONDO PHASE VIII BLDG 8, UNIT 7-C TOGETHER WITH THE USE OF CARPORT 8-40

Flood risk

High riskFEMA Zone AEPanel 12103C0136H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

U.S. Hwy 19 N to Haines Bayshore; go north to Cove Cay entrance. When traveling South, make a u-turn at Whitney Rd., merge on US 19 North Frontage Road to Cove Cay entrance.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of February 9, 2026 at 11:39 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA