$423,900
7636 Bent Tree Loop
St Cloud, FL 34771
Listing updated: June 28, 2026 at 5:06 PM ET
Listing courtesy of Adams Homes Realty, Inc · Michael Soto · MLS #O6402714 · Active · 850-469-0977Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Enjoy this amazing quick move in ready, brand new 3-bedroom, 2-bath home designed with comfort, functionality, and modern living in mind. High ceilings combined with an open concept create the perfect atmosphere for any occasion, maximizing your long kitchen island. With green conservation views this home brings Harmony all around! With all closing costs paid with our preferred lenders, this will save you thousands. For a limited time receive up to $10,000 in flex Cash, that can be used to reduce your interest rate making your monthly payment more affordable, all of these incredible benefits will make you want to call this home! And that's not all, this community offers no CDDs and a low HOA with access to a beautiful community resort style pool and doggie park. Don't miss the opportunity to own your own piece of Harmony. The spacious primary suite is a private retreat, showcasing vaulted ceilings and serene conservation views, providing a peaceful natural backdrop and added privacy. 2 additional bedrooms are generously sized and include ample closet space. The kitchen is designed for gathering and convenience, featuring a large center island ideal for meal prep and casual dining. A separate formal dining room adds flexibility and can easily serve as a home office or flex space. The open concept living area enhances the home’s spacious atmosphere, making it ideal for hosting guests. Additional highlights include a 1-year builder warranty, 2-year plumbing and electrical warranty, and a 10-year structural warranty for added peace of mind. Located in the highly desirable Harmony Central community, residents enjoy NO CDD fees, a low HOA, and convenient access to nearby shopping, dining, and local amenities. Builder incentives and closing cost assistance may be available when using the preferred lender. Buyer to verify all incentives and financing terms directly with the builder and lender.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history57 days on market
- Status: ActiveMay 2, 2026
- Listed$423,900May 2, 2026
- Price increased$423,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 57
- Subdivision
- Harmony Central Ph 2
- County
- Osceola
- Year built
- 2026
- Living area
- 1,970 sq ft
- Price/sq ft
- $215
- Building area
- 2,482 sq ft (Builder)
- Lot size
- 8,276 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12097C0295G)
- Garage
- 2 spaces
- Annual taxes
- $908 (2026)
- Parcel #
- 32-26-32-3666-000P-0060
- Zoning
- X500
- MLS #
- O6402714
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Microwave, Range
- Interior features
- Crown Molding, High Ceilings, Thermostat, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Northeast
- New construction
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Carport
- Yes
HOA & Financial
- HOA fee
- $908 / Annually
- Monthly HOA
- $76/mo
- Total monthly fees
- $76/mo
- Total annual fees
- $908
- HOA name
- Pedro Gutierrez
- CDD
- No
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bedroom 4 | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-04-27
- On market date
- 2026-05-02
- Original list price
- $423,900
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-02
- Tax legal description
- HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK P LOT 6
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Narcoossee Rd take 192 East for 8 miles towards Melbourne, continue past Harmony High-school and Harmony Main, Harmony Central will be located on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 28, 2026 at 5:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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