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$965,900

1376 Riverside AvenueFort White, FL 32038

Listing updated: October 2, 2026 at 9:18 AM ET

Active

Listing courtesy of Poole Realty, Inc. · Kellie Shirah · MLS #GC538464 · Active · 386-935-9271

Beds

Baths

1,649

Sq Ft

0.86

Acres

1999

Built

◆Waterfront◆Water access◆Fireplace◆$586/sqft

Single Family Residence

Property type

1999

Year built

37,462 sqft

Lot size

$586

Price / sq ft

$15/mo

HOA dues

198

Days on market

Flood zone

About this home

Experience true Old Florida living with this one-of-a-kind cedar-sided home positioned directly on the sought-after Ichetucknee River, this fully furnished, turnkey property offers a rare opportunity for a short-term rental investor, vacation-home buyer, or anyone seeking a waterfront retreat in North Florida’s springs region. The cedar-sided home features 3 bedrooms and 2 bathrooms, with two bedrooms and both full baths downstairs. Upstairs, a bright loft leads to the third bedroom, providing flexible sleeping accommodations for owners and guests. Large windows bring in natural light, while the living area is centered around a distinctive cobblestone wood-burning fireplace. The kitchen offers tile countertops and stainless-steel appliances. A screened porch overlooks the natural riverfront setting, and a private boardwalk leads to an open deck along the clear Ichetucknee River—an ideal spot for wildlife viewing, paddling, swimming, or simply enjoying the water. The Three Rivers Estates community includes nine private parks with access to the Ichetucknee and Santa Fe Rivers, including a members-only boat ramp on the Santa Fe. This property has strong potential as an Airbnb or VRBO destination near North Florida’s rivers and springs. Buyers should independently verify short-term rental eligibility, licensing requirements, and projected income.

Estimated monthly payment

Principal & interest$4,884

Property taxes$343

Home insurance (est.)$443

HOA dues$15

Down payment

20%

$193,180 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history198 days on market

Status: Active
Oct 2, 2026
Listed$990,000
Mar 16, 2026
Price reduced$965,900

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 198
Subdivision: Three Rivers Estates
County: Columbia
Year built: 1999
Living area: 1,649 sq ft
Price/sq ft: $586
Building area: 2,114 sq ft (Public Records)
Lot size: 37,462 sq ft
Lot category: 1/2 to less than 1
Flood zone: AE
Annual taxes: $4,115 (2025)
Parcel #: 00-00-00-00568-015
Zoning: ESA
MLS #: GC538464

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Interior Details

Bedrooms: 3
Full bathrooms: 3
Flooring: Luxury Vinyl, Tile, Vinyl, Wood
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
Interior features: Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor
Laundry: Inside
Stories / Levels: Two
Direction faces: West
Fireplace: Yes

Heating & Cooling

Heating: Electric, Heat Pump
Cooling: Central Air

Parking

Parking features: Driveway

HOA & Financial

HOA fee: $175 / Annually
Monthly HOA: $15/mo
Total monthly fees: $15/mo
Total annual fees: $175
HOA name: Three Rivers Estates
CDD: No
Min lease term: No Minimum
Listing terms: Cash, Conventional
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Fire Pit, Private Entrance, Private Mailbox, Private Yard
Construction materials: Cedar
Roof: Shingle
Foundation: Pillar/Post/Pier
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Dirt

Utilities

Sewer: Private Sewer, Septic Tank
Water source: Private, Well
Utilities: BB/HS Internet Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected

Community

Pets allowed: Cats OK, Dogs OK

Schools

ElementaryFort White Elementary School-COGreatSchools ↗

MiddleFort White High School-COGreatSchools ↗

High SchoolFort White High School-COGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Primary Bedroom	First	12x13
Bedroom 2	First	10x12
Bedroom 3	Second	8x18
Loft	Second	8x23
Kitchen	First	18x6
Great Room	First	24x14

Listing Details

Listing date: 2026-03-16
On market date: 2026-03-16
Original list price: $990,000
Occupant type: Owner
MLS area: 32038 - Fort White
Listing AOR: Gainesville-Alachua
Status changed: 2026-10-02
Tax legal description: LOT 15 UNIT 1-A THREE RIVERS ESTATES

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Branford, take 27 South 8.6 miles to Riverside Ave., turn right, go 1.3 miles to the home on the right

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 2, 2026 at 9:18 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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