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$390,000

7592 Bent Tree Loop

St Cloud, FL 34773

Listing updated: September 2, 2026 at 5:06 PM ET

Active

Listing courtesy of Adams Homes Realty, Inc. · Viviani Moreno De Segovia · MLS #O6387417 · Active · 407-523-1030

Beds

Baths

1,820

Sq Ft

0.19

Acres

2026

Built

◆New construction◆$214/sqft◆360° tour

Single Family Residence

Property type

2026

Year built

8,276 sqft

Lot size

$214

Price / sq ft

$69/mo

HOA dues

178

Days on market

Garage spaces

X500

Flood zone

About this home

**NEWLY REDUCED TO $390,000 – BRAND-NEW, MOVE-IN READY, NO CDD & ONLY $1,000 TO SECURE!** Don’t miss this opportunity to own a brand-new 4-bedroom, 2-bath home in St. Cloud offering an outstanding combination of value, space, privacy, and savings. Step inside to impressive **10-foot ceilings** and a bright, open-concept layout designed for comfortable everyday living and entertaining. The kitchen is positioned at the heart of the home and features a spacious **wet island overlooking the living area**, creating the perfect gathering place for meals, entertaining, and time with family and friends. A separate formal dining room provides additional space for dinners, celebrations, or a flexible home office. The spacious primary suite is privately positioned and features vaulted ceilings along with peaceful **conservation views**, creating a relaxing retreat with added privacy. Three additional bedrooms provide plenty of space for family, guests, a home office, or additional flex space. Enjoy all the advantages of **BRAND-NEW CONSTRUCTION, MOVE-IN-READY CONVENIENCE, CONSERVATION VIEWS, AND NO CDD**—now offered at a newly reduced price of just **$390,000!** The savings continue at closing! Buyers can secure this home with **ONLY A $1,000 DEPOSIT**, and when using a preferred lender, the **BUILDER PAYS ALL CLOSING COSTS EXCEPT PRE-PAIDS**, potentially saving qualified buyers thousands of dollars at closing. **$390,000 + 4 BEDROOMS + BRAND-NEW + NO CDD + CONSERVATION VIEWS + BUILDER-PAID CLOSING COSTS!** If you’ve been searching for new construction in St. Cloud, this price adjustment makes **NOW THE TIME TO TAKE ANOTHER LOOK. Schedule your private showing today and secure this home before someone else does!** Builder-paid closing costs exclude prepaids and require the use of a preferred lender. Buyer qualification and applicable lender and program requirements apply.

Estimated monthly payment

Principal & interest$1,972

Property taxes$69

Home insurance (est.)$179

HOA dues$69

Down payment

20%

$78,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history178 days on market

Status: Active
Mar 8, 2026
Listed$413,900
Mar 8, 2026
Price reduced$390,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 178
Subdivision: Harmony Central Ph 2
County: Osceola
Year built: 2026
Living area: 1,820 sq ft
Price/sq ft: $214
Building area: 2,024 sq ft (Builder)
Lot size: 8,276 sq ft
Lot category: 0 to less than 1/4
Flood zone: X500 (12097C0295G)
Garage: 2 spaces
Annual taxes: $831 (2025)
Parcel #: 32-26-32-3666-000O-0120
Zoning: X500
MLS #: O6387417

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Interior Details

Bedrooms: 4
Full bathrooms: 2
Flooring: Carpet, Ceramic Tile
Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
Interior features: High Ceilings, Open Floorplan, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry: Laundry Room
Stories / Levels: One
Direction faces: Northeast
New construction: Yes

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

HOA fee: $825 / Annually
Monthly HOA: $69/mo
Total monthly fees: $69/mo
Total annual fees: $825
HOA name: Beth Connor
CDD: No
Min lease term: 8-12 Months
Listing terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Sidewalk
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed: Yes

Schools

ElementaryHarmony Community School (K-5)GreatSchools ↗

MiddleAHarmony MiddleGreatSchools ↗

High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Primary Bedroom	First
Primary Bathroom	First
Bedroom 3	First
Bathroom 2	First
Bedroom 4	First
Kitchen	First
Living Room	First

Listing Details

Listing date: 2026-03-03
On market date: 2026-03-08
Original list price: $413,900
Occupant type: Vacant
MLS area: 34773 - St Cloud (Harmony)
Listing AOR: Orlando Regional
Status changed: 2026-03-08
Tax legal description: HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK O LOT 12

Flood risk

Moderate riskFEMA Zone X500Panel 12097C0295G

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Florida's Turnpike, take Exit 240 toward Kissimmee Park Road. Head east on Kissimmee Park Road for approximately 5 miles. Turn right onto Old Canoe Creek Road, then turn left into Harmony Central. Continue on Sagefield Drive and follow community signs to Bent Tree Loop.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 2, 2026 at 5:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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