$3,400,000
227 Harbor Drive
Holmes Beach, FL 34217
Listing updated: June 1, 2026 at 1:07 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Experience elevated coastal living in this brand-new, designer-finished 4BR/4.5BA luxury home located just a 5-minute walk to the pristine beaches of Anna Maria Island. Thoughtfully crafted with high-end finishes and a bright, open-concept layout, this residence blends modern elegance with relaxed island charm. Currently utilized as a successful short term vacation rental with proven rental revenue. 4 spacious ensuite bedrooms, including three king suites with walk-in showers Gorgeous open living area with abundant natural light and upscale coastal décor Chef’s kitchen featuring modern cabinetry, stone counters, and stainless appliances Private heated pool with in-ground spa, surrounded by lush tropical landscaping Expansive rooftop deck offering panoramic views and unforgettable sunsets Fully furnished with professionally curated interiors Designed for relaxation and entertaining, the outdoor oasis includes a sparkling pool, spa, covered lounging areas, multiple decks including a rooftop deck ideal for sunrise coffee or sunset cocktails. The fenced yard provides privacy while maintaining a breezy, coastal feel. Situated in the heart of Holmes Beach, this home offers walkable access to sugar-sand beaches, local dining, boutiques, and the island’s free trolley. Enjoy the perfect blend of tranquility and convenience in one of Florida’s most desirable beach communities. This unique property can be utilized as primary residence, second home, or high-performing vacation rental investment property. This property delivers luxury, comfort, and strong rental appeal in a premier island location.
Local Insight
At $3.4M for a 2023 build in Holmes Beach, you're paying a premium for waterfront access and that newer construction, but the real concern is the AE flood zone designation—factor in mandatory flood insurance costs and potential future rate increases, which aren't trivial on a property at this price point. The 0.2-acre lot is tight even for this neighborhood, meaning you're buying the water view and access more than land, so make sure the pool and layout justify the density compared to similar recently-built inventory nearby.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history83 days on market
- Status: ActiveMar 10, 2026
- Listed$3,650,000Mar 10, 2026
- Price reduced$3,400,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 83
- Subdivision
- Sportsmans Harbor Rev
- County
- Manatee
- Year built
- 2023
- Living area
- 3,274 sq ft
- Price/sq ft
- $1,038
- Building area
- 6,933 sq ft (Public Records)
- Lot size
- 8,638 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12081C0139F)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $45,830 (2024)
- Parcel #
- 7380100003
- Zoning
- R2
- MLS #
- A4684262
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 4
- Half bathrooms
- 1
- Flooring
- Tile
- Appliances
- Bar Fridge, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
- Interior features
- Ceiling Fans(s), Dry Bar, Elevator, High Ceilings, Kitchen/Family Room Combo, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- In Kitchen, Inside, Laundry Room
- Stories / Levels
- Three Or More
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central, Electric, Zoned
- Cooling
- Central Air, Zoned
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Circular Driveway, Driveway, Garage Door Opener, Ground Level, Off Street
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 1 Week
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Current leases in place
Exterior & Construction
- Exterior features
- Balcony, French Doors, Lighting, Outdoor Grill, Outdoor Shower, Rain Gutters, Sprinkler Metered
- Construction materials
- Block, Stucco
- Roof
- Metal
- Foundation
- Slab
- Pool
- Private pool
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Game Room | First | 15x13 |
| Great Room | Second | 18x23 |
| Laundry | Second | 8x6 |
| Primary Bedroom | Second | 22x14 |
| Primary Bathroom | Second | 14x10 |
| Bedroom 1 | Second | 12x11 |
| Bedroom 2 | Third | 12x22 |
| Bedroom 3 | Third | 14x16 |
| Bedroom 4 | Third | 13x13 |
| Family Room | Third | 22x12 |
| Kitchen | Second | 18x23 |
Listing Details
- Listing date
- 2026-03-10
- On market date
- 2026-03-10
- Original list price
- $3,650,000
- Occupant type
- Tenant
- MLS area
- 34217 - Holmes Beach/Bradenton Beach
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-03-10
- Tax legal description
- LOT 10, LOT 11 LESS THE SWLY 10 FT BLK D REVISED SPORTSMANS HARBOR PI#73801.0000/3
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
West on Manatee Ave to Gulf Dr, turn right ON 43 ST turn left onto Palm Harbor Blvd, turn right on S Harbor House is on the right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 1, 2026 at 1:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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