$6,050,000
103 Palm Avenue
Anna Maria, FL 34216
Listing updated: May 21, 2026 at 11:51 AM ET
Listing courtesy of Coldwell Banker Realty · Charles Buky · MLS #A4683902 · Active · 941-383-6411Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Welcome to 103 Palm Avenue on Anna Maria Island, home to some of the best beaches in Florida. This exceptional beachfront property features not one, but two direct Gulf-front residences, offering a rare opportunity for multi-generational living, rental income, or a private coastal compound. The property includes 4 bedrooms and 4 bathrooms and was completely remodeled in 2020, with a brand-new roof installed in 2025. An elevator provides convenient access between levels, enhancing both comfort and accessibility. Enjoy breathtaking beach views, unforgettable sunsets, and the relaxed island lifestyle Anna Maria Island is known for. Ideally located close to shopping, dining, and local attractions, this is true beachfront living at its finest.
Local Insight
This waterfront property is priced at $2,687 per square foot—well above typical single-family comps in the area—so you're paying a premium largely for the direct water access and Anna Maria Beach location rather than size or recent updates. At 52 years old with an in-law suite, it could work as a multi-generational investment or rental play, but the AE flood zone means mandatory flood insurance and potential elevation requirements if you ever need major renovations, which will eat into long-term returns. The real question is whether the waterfront premium holds value given the age and lot size—at 0.12 acres with no teardown upside, you're betting on location stability rather than land value appreciation.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history84 days on market
- Status: ActiveFeb 26, 2026
- Listed$6,050,000Feb 26, 2026
- Price increased$6,050,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 84
- Subdivision
- Anna Maria Beach
- County
- Manatee
- Year built
- 1972
- Living area
- 2,252 sq ft
- Price/sq ft
- $2,687
- Lot size
- 5,075 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Annual taxes
- $35,211 (2024)
- Parcel #
- 7027410005
- Zoning
- R2 E1
- MLS #
- A4683902
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 4
- Flooring
- Luxury Vinyl
- Appliances
- Dishwasher, Disposal
- Interior features
- Ceiling Fans(s), Elevator, Open Floorplan
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- South
- In-law suite
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please contact City of Anna Maria for leasing restrictions.
Exterior & Construction
- Exterior features
- Balcony
- Construction materials
- Concrete
- Roof
- Built-Up
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Electricity Connected, Water Available, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Second | |
| Dining Room | Second | |
| Balcony/Porch/Lanai | Second | |
| Primary Bedroom | Second | |
| Primary Bathroom | Second | |
| Bathroom 2 | Second | |
| Bedroom 2 | Second | |
| Living Room | Second |
Listing Details
- Listing date
- 2026-02-26
- On market date
- 2026-02-26
- Original list price
- $6,050,000
- Occupant type
- Vacant
- MLS area
- 34216 - Anna Maria
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-02-26
- Tax legal description
- THAT PART OF LOT 18, BLK 31 OF THE PLAT OF ANNA MARIA BEACH SUB AS REC IN PB 1 PG 216 OF PRMCF; MORE PARTICURLARLY DESC AS FOLLOWS: BEG AT THE MOST WLY COR OF SD LOT 18; TH N 37 DEG 32 MIN 40 SEC E, ALONG THE R/W LINE OF PALM AVE , A DIST OF 91.99 FT ; TH S 53 DEG E, 3.95 FT; TH N 37 DEG 32 MIN 40 E, 2 FT; TH S 53 DEG E, 27.50 FT, TH S 40 DEG 01 MIN 33 SEC W, 11.50
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Manatee Avenue West turn right on Gulf Drive, turn right on Marina Drive, Turn Left on Palm Avenue.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 21, 2026 at 11:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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