$598,000
423 Manns Harbor Drive
Apollo Beach, FL 33572
Listing updated: August 21, 2026 at 11:40 AM ET
Listing courtesy of Agile Group Realty · Karina Bell · MLS #TB8478472 · Active · 813-569-6294Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. There’s something special about ending the day with a Florida sunset over the water—and from this MiraBay lagoon home, that view is right in your own backyard. As the sun goes down, the sky reflects across the lagoon, creating a beautiful backdrop for evenings on the screened lanai and a setting that truly captures what waterfront living in Apollo Beach is all about. This charming Key West–style 3-bedroom, 2-bath home offers the coastal character MiraBay is known for, beginning with an oversized covered front porch that feels made for rocking chairs and slow mornings. Inside, soaring ceilings and an open, light-filled floor plan connect the living and dining spaces, while the upgraded kitchen features solid-surface countertops, stainless steel appliances and plenty of cabinetry. Out back is where this home really shines. With no rear neighbors and wide lagoon views, the screened lanai offers a private place to enjoy morning coffee, dinner outside or those unforgettable sunsets over the water. Living in MiraBay means having some of Apollo Beach’s best amenities just outside your door, including a waterfront clubhouse, resort-style pool, fitness center, boating access to Tampa Bay and the Gulf, and a 24-hour gated entrance. Shopping, dining, recreation and area beaches are also within easy reach. If you’ve been looking for a waterfront home where the view is just as special as the community, this one deserves to be seen—especially at sunset. Some photos have been virtually staged to showcase the home’s potential.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history181 days on market
- Status: ActiveAug 21, 2026
- Listed$640,000Feb 19, 2026
- Price reduced$598,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 181
- Subdivision
- Mirabay Ph 3a-1
- County
- Hillsborough
- Year built
- 2004
- Living area
- 1,903 sq ft
- Price/sq ft
- $314
- Building area
- 2,954 sq ft (Public Records)
- Lot size
- 6,050 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0656J)
- Garage
- 2 spaces
- Annual taxes
- $13,747 (2025)
- Parcel #
- U-32-31-19-62G-00004C-00006.0
- Zoning
- PD
- MLS #
- TB8478472
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dishwasher, Disposal, Exhaust Fan, Gas Water Heater, Microwave, Range
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Tray Ceiling(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central, Natural Gas
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $190 / Annually
- Monthly HOA
- $16/mo
- Total monthly fees
- $32/mo
- Total annual fees
- $380
- HOA name
- Harbor Bay CDD/Rizetta Management/Melissa Williams
- CDD
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- French Doors, Lighting, Rain Gutters, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Metal
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | First | 11.11x5.3 |
| Dining Room | First | 16.4x15.1 |
| Living Room | First | 17.5x16.5 |
| Dinette | First | 8.11x10.8 |
| Kitchen | First | 10.2x10.8 |
| Primary Bedroom | First | 16.5x13.9 |
| Bedroom 2 | First | 13.5x11.2 |
| Bedroom 3 | First | 13.5x10.3 |
| Laundry | First | 5.6x7.8 |
| Balcony/Porch/Lanai | First | 11.7x27.4 |
Listing Details
- Listing date
- 2026-02-19
- On market date
- 2026-02-19
- Original list price
- $640,000
- Occupant type
- Vacant
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-08-21
- Tax legal description
- MIRABAY PHASE 3A-1 LOT 6 BLOCK 4C
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take Exit 246 (Big Bend Rd) and head west toward Apollo Beach. Continue on Big Bend Rd, then turn left onto US-41. Turn right onto Manns Harbor Dr and follow it to 423 Manns Harbor.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 21, 2026 at 11:40 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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