$598,000
423 Manns Harbor Drive
Apollo Beach, FL 33572
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. Live the Florida lifestyle you’ve been dreaming of in this charming Water Front Key West–style 3-bedroom, 2-bath home located in the highly sought-after Mirabay community. From the moment you step onto the oversized covered front porch, this home welcomes you with warmth, character, and timeless coastal appeal. Inside, a bright and airy layout showcases soaring ceilings and a seamless flow between the living and dining areas, creating a space that feels both open and inviting. The beautifully upgraded kitchen is designed to impress, featuring solid surface countertops, stainless steel appliances, and ample cabinetry — perfect for both everyday living and entertaining. Each bedroom offers comfortable, well-proportioned space, while the screened-in back patio provides a peaceful retreat with tranquil water views and no rear neighbors, an ideal setting for relaxing mornings or quiet evenings. But Mirabay is more than just a community — it’s a lifestyle. Residents enjoy resort-style amenities including boating access to the Gulf, a stunning waterfront clubhouse, pool, fitness center, and 24/7 gated security. All of this is conveniently located near shopping, dining, recreation, and local beaches. This is your opportunity to experience exceptional Florida living in one of Apollo Beach’s most desirable waterfront neighborhoods. Some photos have been virtually staged to help showcase the home’s potential.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history63 days on market
- Status: ActiveFeb 20, 2026
- Listed$640,000Feb 19, 2026
- Price reduced$598,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 63
- Subdivision
- Mirabay Ph 3a-1
- County
- Hillsborough
- Year built
- 2004
- Living area
- 1,903 sq ft
- Price/sq ft
- $314
- Building area
- 2,954 sq ft (Public Records)
- Lot size
- 6,050 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0656J)
- Garage
- 2 spaces
- Annual taxes
- $13,747 (2025)
- Parcel #
- U-32-31-19-62G-00004C-00006.0
- Zoning
- PD
- MLS #
- TB8478472
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dishwasher, Disposal, Exhaust Fan, Gas Water Heater, Microwave, Range
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Tray Ceiling(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central, Natural Gas
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $190 / Annually
- Monthly HOA
- $16/mo
- Total monthly fees
- $32/mo
- Total annual fees
- $380
- HOA name
- Harbor Bay CDD/Rizetta Management/Melissa Williams
- CDD
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- French Doors, Lighting, Rain Gutters, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Metal
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | First | 11.11x5.3 |
| Dining Room | First | 16.4x15.1 |
| Living Room | First | 17.5x16.5 |
| Dinette | First | 8.11x10.8 |
| Kitchen | First | 10.2x10.8 |
| Primary Bedroom | First | 16.5x13.9 |
| Bedroom 2 | First | 13.5x11.2 |
| Bedroom 3 | First | 13.5x10.3 |
| Laundry | First | 5.6x7.8 |
| Balcony/Porch/Lanai | First | 11.7x27.4 |
Listing Details
- Listing date
- 2026-02-19
- On market date
- 2026-02-19
- Original list price
- $640,000
- Occupant type
- Vacant
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-02-20
- Tax legal description
- MIRABAY PHASE 3A-1 LOT 6 BLOCK 4C
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take Exit 246 (Big Bend Rd) and head west toward Apollo Beach. Continue on Big Bend Rd, then turn left onto US-41. Turn right onto Manns Harbor Dr and follow it to 423 Manns Harbor.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 23, 2026 at 4:20 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA