532 38th Trace, FL532 38th Trace, FL532 38th Trace, FL
Stellar MLS
1 / 70

$166,900

532 38th Trace

Okeechobee, FL 34974

Listing updated: May 31, 2026 at 3:07 PM ET

Active
Stellar MLSListing courtesy of American Realty Of Psl Llc · Daniel Castaneda · MLS #K4903264 · Active · 772-905-8694
0
Baths
0.07
Acres
$56/sqft360° tour
Land

Property type

2,962 sqft

Lot size

$56

Price / sq ft

$339/mo

HOA dues

113

Days on market

X500

Flood zone

About this home

Enjoy 55+ resort-style living at the highly desirable Silver Palms 5-Star RV Resort, offering endless activities and a true getaway atmosphere. This well-maintained lot features a paver driveway, sprinkler system, and hardwired landscape lighting, creating a polished and welcoming outdoor space. Relax or entertain under the 12x16 tiki hut with electric. The property also includes a 12x16 shed with A/C and a bathroom, furnished with a sleeper sofa and coffee table—ideal for guest space, hobby room, or additional storage. Perfect for bringing your own RV and customizing your setup while enjoying an already upgraded lot. Excellent opportunity for seasonal or full-time RV living in Okeechobee. Resort amenities include clubhouse, fitness center, pickleball, shuffleboard, basketball court, spa/hot tub, laundry facilities, park, recreation facilities, gated entry, and storage. HOA covers water, sewer, trash, and lawn care. Optional purchase: Seller may consider selling the RV and customized lifted gas golf cart separately for an easy, turnkey transition.

Local Insight

At $56 per square foot in an RV community lot, you're looking at a tight parcel (roughly 3,000 square feet) where the $339 monthly HOA is the real ongoing cost to factor in—that's over $4,000 annually before any development. The X500 flood zone is actually favorable (minimal flood risk), but the real question is what you can actually do with 0.07 acres in a deed-restricted RV village; this works if you're parking an RV or building a small structure within community rules, but resale is limited to buyers with the same use case in mind.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$844
Property taxes$165
Home insurance (est.)$76
HOA dues$339

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history113 days on market

  1. Status: Active
    Feb 7, 2026
  2. Listed$179,900
    Feb 7, 2026
  3. Price reduced$166,900

Facts & features

Property type
Land
Status
Active
Days on market
113
Subdivision
Silver Palms Rv Village Ph 1
County
Okeechobee
Price/sq ft
$56
Lot size
2,962 sq ft
Lot category
0 to less than 1/4
Flood zone
X500 (12093C0480C)
Annual taxes
$1,980 (2025)
Parcel #
R1-33-37-35-0040-00000-1140
Zoning
RES
MLS #
K4903264

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HOA & Financial

HOA fee
$1,017 / Quarterly
Monthly HOA
$339/mo
Total monthly fees
$339/mo
Total annual fees
$4,068
HOA name
Phil Dore
Listing terms
Cash
Ownership
Fee Simple

Exterior & Construction

Road surface
Paved

Utilities

Sewer
Private Sewer
Water source
Private
Utilities
Electricity Available

Community

Pets allowed
Yes

Listing Details

Listing date
2026-02-03
On market date
2026-02-07
Original list price
$179,900
MLS area
34974 - Okeechobee
Listing AOR
Lake Wales
Status changed
2026-02-07
Tax legal description
SILVER PALMS RV VILLAGE PHASE ONE (PLAT BOOK 8 PAGES 60 THROUGH 66) LOT 114

Flood risk

Moderate riskFEMA Zone X500Panel 12093C0480C

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US Hwy 441 in Okeechobee, head west on SW 38th Street. Continue to Silver Palms RV Resort, enter the community, and follow resort signage to Lot #114 at 532 SW 38th St.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 31, 2026 at 3:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA