$449,000
650 Island Way
Clearwater Beach, FL 33767
Listing updated: June 5, 2026 at 10:52 AM ET
Listing courtesy of Re/Max Action First Of Florida · Bruce Beckner · MLS #TB8471463 · Active · 727-531-2006Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Motivated Seller with Buyer incentive!! Seller agrees to pay at closing 1 year HOA fees with an agreeable contract. Seller will review all offers! Welcome home to this beautiful, water front, second floor condo that sits on one of the highest elevation points in Island Estates and is situated on the beautiful Clearwater intercoastal waters. Sit and relax on your private balcony and enjoy the beautiful sunsets while enjoying a glass of wine or your favorite beverage. Enjoy watching boats and sea life as they make their way by the relaxing community pool and tiki bar on the intercoastal waterway. Enjoy turnkey living with this completely furnished unit with updated hurricane rated sliding doors installed in 2024. Access is off both the primary bedroom and living room. Newer AC replaced in 2022. New water heater and refrigerator 2026. This unit was not impacted by any of the recent storms that came through the area. Have peace of mind knowing that this building has passed the recent Milestone inspection. Enjoy the many amenities of living in Island Estates including the Clearwater Marine Aquarium, Publix, several restaurants, park/playground, plus much more. Clearwater Beach is only a short drive/walk away, which was ranked one of the best Florida beaches, and has many nice restaurants and activities for your convenience. Schedule a showing today and own your own slice of paradise.great investment potential.No minimum years of ownership required to rent your unit. Some units rent for $2500-$3000 a month. Brand new hurricane impact windows installed August 2025.
Local Insight
At $369/sqft in Clearwater Beach, you're getting decent value for waterfront access, but that $1,246 monthly HOA is steep—make sure you factor that into your actual carrying cost since it'll run you nearly $15K annually on top of mortgage and insurance. The AE flood zone designation is a real consideration that will drive up flood insurance costs significantly, so get a hard quote before committing. The 2.15-acre lot is unusual for a condo and suggests this might be an older, less densely developed property, which could mean less wear on common areas but potentially older systems to inspect carefully.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history120 days on market
- Status: ActiveFeb 5, 2026
- Listed$479,000Feb 5, 2026
- Price reduced$449,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 120
- Cumulative DOM
- 361
- Subdivision
- 650 Island Way Condo
- County
- Pinellas
- Year built
- 1988
- Living area
- 1,218 sq ft
- Price/sq ft
- $369
- Lot size
- 93,000 sq ft
- Lot category
- 2 to less than 5
- Flood zone
- AE
- Annual taxes
- $2,861 (2024)
- Parcel #
- 05-29-15-82255-000-2040
- MLS #
- TB8471463
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Bamboo, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator
- Interior features
- Living Room/Dining Room Combo, Walk-In Closet(s)
- Laundry
- In Kitchen
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- HOA fee
- $1,246 / Monthly
- Monthly HOA
- $1,246/mo
- Total monthly fees
- $1,246/mo
- Total annual fees
- $14,952
- HOA name
- Susan Ables
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- inquire with HOA
- Approval process
- HOA approval required
Exterior & Construction
- Exterior features
- Balcony, Courtyard, Outdoor Grill
- Construction materials
- HardiPlank Type
- Roof
- Membrane
- Foundation
- Block
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Kitchen | First | |
| Bathroom 1 | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-02-04
- On market date
- 2026-02-05
- Original list price
- $479,000
- Occupant type
- Vacant
- MLS area
- 33767 - Clearwater/Clearwater Beach
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-02-05
- Tax legal description
- 650 ISLAND WAY CONDO UNIT 204
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
rom Memorial Causeway, turn East onto Island Way, continue to address and use covered parking #69, Guest Parking or on street parking. take elevator to unit #204
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 5, 2026 at 10:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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