$295,000

155 Fran Lane

Satsuma, FL 32189

Active

Baths

3.25

Acres

◆Waterfront◆Water access◆3.25 acres◆$2/sqft◆360° tour

Land

Property type

156,380 sqft

Lot size

Price / sq ft

No HOA

HOA dues

119

Days on market

Flood zone

About this home

3.25± acres on Dunns Creek offering privacy and waterfront access in a peaceful natural setting. The property includes a dock renovated in 2022 with an electric boat lift and a small lockable storage room, along with two (2) 30-amp electric hookups and an artesian flowing well. Zoned R-2, which allows for conventional homes, modular homes, or mobile homes. Approximately 0.50± acres of uplands, with the remaining acreage consisting of wetlands that enhance the property’s Old Florida character, provide natural privacy, and create a quiet, undisturbed backdrop. Dunns Creek connects Crescent Lake to the St. Johns River and offers excellent fishing, shrimping, and boating, with a short boat ride to multiple waterfront restaurants, including the popular local hangout Renegades. Crescent Lake and the Palatka area are well known for world-class bass fishing and regularly host major tournaments. Centrally located between Crescent Lake and the St. Johns River, approximately 15 minutes south of Palatka and about 45 minutes to St. Augustine. Buyer to verify all information and conduct their own due diligence regarding zoning, land use, utilities, and intended use.

Estimated monthly payment

Principal & interest$1,492

Property taxes$350

Home insurance (est.)$135

Down payment

20%

$59,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history119 days on market

Status: Active
Jan 29, 2026
Listed$295,000
Jan 29, 2026
Price increased$295,000

Virtual Tour

Facts & features

Property type: Land
Status: Active
Days on market: 119
Subdivision: Acosta Clarke & Atkinson Grant
County: Putnam
Price/sq ft: $2
Lot size: 156,380 sq ft
Lot category: 2 to less than 5
Flood zone: AE (12107C0328C)
Annual taxes: $4,206 (2025)
Parcel #: 38-11-27-0000-0021-0000
Zoning: RESI
MLS #: FC315730

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
Listing terms: Cash, Conventional
Ownership: Fee Simple

Exterior & Construction

Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Septic Needed
Water source: Well Required
Utilities: Electrical Nearby

Listing Details

Listing date: 2026-01-29
On market date: 2026-01-29
Original list price: $295,000
MLS area: 32189 - Satsuma
Listing AOR: Flagler
Status changed: 2026-01-29
Tax legal description: PT OF ACOSTA, CLARK & ATKINSON GRT OR383 P1153 (EX OR460 P404 OR464 P391 OR591 P410 OR680 P595 OR1310 P947-WELL) (MAP SHEET 5/37/38)

Flood risk

High riskFEMA Zone AEPanel 12107C0328C

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From the intersection of 17 and 100 in San Mateo, head south on 17. Turn left on Horse Landing Road. Turn left onto San Mateo Road. Turn right onto Carlin Road. Turn left to continue on Carlin Road. Turn right onto Fran Lane, lot will be at the end on your right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 5:13 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA