694 Michigan Court, FL
Stellar MLS

$165,000

694 Michigan Court

St Cloud, FL 34769

Active
2
Beds
1
Bath
784
Sq Ft
0
Acres
1972
Built
$210/sqft360° tour
Condominium

Property type

1972

Year built

$210

Price / sq ft

No HOA

HOA dues

73

Days on market

None

Flood zone

About this home

Well-maintained property located in the Michigan Court community in Saint Cloud, Florida. This unit features 2 bedrooms, 1 bathroom, and 856 square feet of living space. Recent updates include a new roof and new windows. The property is tenant-occupied with a lease in place through January 31, 2027, generating a monthly rent of $1,400. Conveniently located near major highways, shopping, dining, and entertainment options. An excellent option for buyers seeking a property with an active lease in place. Showings subject to tenant occupancy.

Local Insight

At $210/sqft for a 1972 condo with no HOA, you're getting solid price efficiency in a market where older inventory is scarce, but you'll want a thorough inspection since the building's 50+ years old and any major system failures could hit your wallet hard without reserve fees to absorb them. St. Cloud itself is genuinely positioning itself differently than the tourist-driven sprawl around it—real residential bones with Lake Nona momentum nearby—so location-wise this works if you're after authentic community over theme park proximity, though the property itself is stripped-down basics rather than a standout unit.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$834
Property taxes$165
Home insurance (est.)$76

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history73 days on market

  1. Status: Active
    Feb 4, 2026
  2. Listed$130,000
    Feb 4, 2026
  3. Price increased$165,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
73
Subdivision
Palm Gardens Condo
County
Osceola
Year built
1972
Living area
784 sq ft
Price/sq ft
$210
Lot size
0 sq ft
Lot category
Non-Applicable
Flood zone
None
Annual taxes
$1,976 (2025)
Parcel #
11-26-30-0609-0694-0040
Zoning
RESI
MLS #
O6376387

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Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Tile
Appliances
Microwave, Range, Refrigerator
Interior features
Ninguno
Laundry
None
Stories / Levels
Two
Direction faces
Northeast

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

HOA fee
$0 / Monthly
Monthly HOA
$0/mo
Total monthly fees
$300/mo
Total annual fees
$3,600
HOA name
On Records
CDD
No
Min lease term
6 Months
Ownership
Co-op
Available for lease
Yes
Lease restrictions
No
Approval process
Condo association approval required. Buyer must submit application and comply with HOA requirements. Approval timeline and fees subject to association. Buyer to assume existing lease.

Exterior & Construction

Exterior features
None
Construction materials
Block, Concrete
Roof
Shingle
Foundation
Slab
Road surface
Concrete

Utilities

Sewer
None
Water source
Public
Utilities
Cable Available, Electricity Available, Water Available

Community

Pets allowed
No

Room Details

RoomLevelDimensions
Bedroom 1First10x10
Bathroom 1First5x4
KitchenFirst10x12
Primary BedroomFirst10x10
Living RoomFirst

Listing Details

Listing date
2026-02-04
On market date
2026-02-04
Original list price
$130,000
Occupant type
Tenant
MLS area
34769 - St Cloud (City of St Cloud)
Listing AOR
Orlando Regional
Status changed
2026-02-04
Tax legal description
PALM GARDENS CONDO CB 3 PGS 9-11 BLDG 694 UNIT 4

Flood risk

Zone NONEFEMA Zone NONE

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Florida’s Turnpike, take exit 244 toward US-192/St Cloud. Head east on US-192, then turn right onto Michigan Ave. Turn left onto Michigan Ct. Property is located at 694 Michigan Ct, Unit 4, Saint Cloud, FL 34769.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 18, 2026 at 4:20 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA