809 Harbor Oak Lane, FL
Stellar MLS

$412,000

809 Harbor Oak Lane

Clearwater, FL 33756

Listing updated: May 21, 2026 at 1:07 PM ET

Active
2
Beds
3
Baths
1,600
Sq Ft
0.03
Acres
2006
Built
$258/sqft360° tour
Townhouse

Property type

2006

Year built

1,342 sqft

Lot size

$258

Price / sq ft

$250/mo

HOA dues

118

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to the Townhomes of Harbor Oaks, a Mediterranean inspired community tucked right in the heart of downtown Clearwater. This rarely available end unit townhome offers extra natural light and beautiful sunrise and sunset views. The layout includes 2 bedrooms, 2.5 baths, a bonus flex room on the ground level (ideal for an office or home gym), and an attached 2 car garage. The kitchen features a center island, granite counters, and a gas range. Engineered bamboo flooring adds a modern and warm touch throughout. Harbor Oaks residents enjoy a heated community pool, BBQ area with seating, and charming European-style courtyards shaded by mature trees. Solid concrete block construction with barrel tile roofing complements the Mediterranean architecture, lush landscaping, and brick-paver walkways. This all-ages community sits in a no flood and no evacuation zone, just minutes to Clearwater Beach, the Marina, Morton Plant Hospital, the Pinellas Trail, shopping, dining, and both Tampa + St. Pete/Clearwater airports. Seller motivated, present all offers.

Estimated monthly payment

Principal & interest$2,083
Property taxes$146
Home insurance (est.)$189
HOA dues$250

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history118 days on market

  1. Status: Active
    Jan 23, 2026
  2. Listed$499,000
    Jan 23, 2026
  3. Price reduced$412,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
118
Subdivision
Murphys Place
County
Pinellas
Year built
2006
Living area
1,600 sq ft
Price/sq ft
$258
Lot size
1,342 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0108J)
Garage
2 spaces
Annual taxes
$1,752 (2024)
Parcel #
16-29-15-59460-000-0230
MLS #
TB8465858

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
2
Full bathrooms
2
Half bathrooms
1
Flooring
Ceramic Tile, Wood
Appliances
Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Stone Counters, Walk-In Closet(s)
Laundry
Laundry Closet
Stories / Levels
Three Or More
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Deeded, Garage Door Opener

HOA & Financial

HOA fee
$250 / Monthly
Monthly HOA
$250/mo
Total monthly fees
$250/mo
Total annual fees
$3,000
HOA name
ProActive Property Management
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Call to verify at ProActive Property Management 727-942-4755 or email at info@proactivefl.com
Approval process
Call to verify at ProActive Property Management 727-942-4755 or email at info@proactivefl.com

Exterior & Construction

Exterior features
Courtyard, Private Mailbox, Rain Gutters, Sidewalk
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryBelleair Elementary-PNGreatSchools ↗
MiddleLargo Middle-PNGreatSchools ↗
High SchoolClearwater High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomThird12x12
KitchenSecond8x5
Living RoomSecond12x17

Listing Details

Listing date
2026-01-23
On market date
2026-01-23
Original list price
$499,000
Occupant type
Vacant
MLS area
33756 - Clearwater/Belleair
Listing AOR
Suncoast Tampa
Status changed
2026-01-23
Tax legal description
MURPHY'S PLACE LOT 23

Flood risk

Minimal riskFEMA Zone XPanel 12103C0108J

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

East off Ft. Harrison, just south of Druid Rd. Guest parking in center of complex (for showing can park in garage entrance to 809). Take a left at pool to far end of unit on the right. Entrance to 809 is on the north side of the building.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 21, 2026 at 1:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA