$407,900
7560 Bent Tree Loop
St Cloud, FL 34773
Listing updated: June 12, 2026 at 4:08 PM ET
Listing courtesy of Adams Homes Realty, Inc. · Miguel Mojica Hernandez · MLS #O6373548 · Active · 407-523-1030Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Eligible for a 4.99% fixed interest rate through the builder's preferred lender. Estimated monthly payments starting from approximately $2,147.58/month for qualified FHA buyers, based on current pricing and financing assumptions. This beautiful new-construction home offers modern finishes, energy-efficient features, and builder incentives, which may include closing cost assistance. Discover exceptional value in this brand-new, move-in-ready, 3-bed, 2-bath home by Adams Homes, located in the highly desirable Harmony Central community. Recently, the price dropped by $20k. This thoughtfully designed residence features an open-concept layout, modern finishes, and abundant natural light throughout. Buyers can take advantage of unbeatable incentives, including paid closing costs. With a St. Cloud mailing address and access to Harmony’s peaceful surroundings and lifestyle amenities, this home offers the perfect blend of comfort, convenience, and affordability in one of Osceola County’s premier master-planned communities.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history149 days on market
- Status: ActiveJan 14, 2026
- Listed$399,900Jan 14, 2026
- Price increased$407,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 149
- Subdivision
- Harmony Central
- County
- Osceola
- Year built
- 2025
- Living area
- 1,955 sq ft
- Price/sq ft
- $209
- Building area
- 6,098 sq ft (Builder)
- Lot size
- 7,405 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12097C0295G)
- Garage
- 2 spaces
- Annual taxes
- $759 (2024)
- Parcel #
- 32-26-32-3666-000O-0080
- Zoning
- X
- MLS #
- O6373548
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Granite
- Appliances
- Dishwasher, Microwave, Range
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- Northwest
- New construction
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $68 / Monthly
- Monthly HOA
- $68/mo
- Total monthly fees
- $68/mo
- Total annual fees
- $816
- HOA name
- Beth Connor
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Construction materials
- Block, Concrete
- Roof
- Shingle
- Foundation
- Basement
- Road surface
- Asphalt
Utilities
- Sewer
- Private Sewer
- Water source
- Private
- Utilities
- Cable Available, Electricity Available
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 12x16 |
| Bedroom 2 | First | 11x9 |
| Bathroom 3 | First | 11x9 |
| Bathroom 4 | First | 9x11 |
| Kitchen | First | |
| Balcony/Porch/Lanai | First | 13x10 |
| Living Room | First |
Listing Details
- Listing date
- 2026-01-13
- On market date
- 2026-01-14
- Original list price
- $399,900
- Occupant type
- Vacant
- MLS area
- 34773 - St Cloud (Harmony)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-01-14
- Tax legal description
- HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK O LOT 8
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-192, head south on Old Melbourne Hwy. Continue straight as it becomes Hickory Tree Rd. Turn left onto Harmony Square Dr, then follow the signs into Harmony Central. Turn onto Sagefield Dr and the property will be on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 12, 2026 at 4:08 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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