7560 Bent Tree Loop, FL

$407,900

7560 Bent Tree Loop

St Cloud, FL 34773

Active
3
Beds
2
Baths
1,955
Sq Ft
0.17
Acres
2025
Built
New construction$209/sqft360° tour
🏠Single Family Residence

Property type

🏗️2025

Year built

📐7,405 sqft

Lot size

📊$209

Price / sq ft

🏘️$68/mo

HOA dues

📅137

Days on market

🚗2

Garage spaces

🌊X500

Flood zone

About this home

Discover exceptional value in this brand-new, move-in-ready, 3-bed, 2-bath home by Adams Homes, located in the highly desirable Harmony Central community. Recently, the price dropped $20k. This thoughtfully designed residence features an open-concept layout, modern finishes, and abundant natural light throughout. Buyers can take advantage of unbeatable incentives, including all closing costs paid. With a St. Cloud mailing address and access to Harmony’s peaceful surroundings and lifestyle amenities, this home offers the perfect blend of comfort, convenience, and affordability in one of Osceola County’s premier master-planned communities.

Estimated monthly payment

Principal & interest$2,063
Property taxes$63
Home insurance (est.)$187
HOA dues$68

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history137 days on market

  1. Status: Active
    Jan 14, 2026
  2. Listed$399,900
    Jan 14, 2026
  3. Price increased$407,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
137
Subdivision
Harmony Central
County
Osceola
Year built
2025
Living area
1,955 sq ft
Price/sq ft
$209
Building area
6,098 sq ft (Builder)
Lot size
7,405 sq ft
Lot category
0 to less than 1/4
Flood zone
X500 (12097C0295G)
Garage
2 spaces
Annual taxes
$759 (2024)
Parcel #
32-26-32-3666-000O-0080
Zoning
X
MLS #
O6373548

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Granite
Appliances
Dishwasher, Microwave, Range
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding
Laundry
Inside
Stories / Levels
One
Direction faces
Northwest
New construction
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$68 / Monthly
Monthly HOA
$68/mo
Total monthly fees
$68/mo
Total annual fees
$816
HOA name
Beth Connor
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Construction materials
Block, Concrete
Roof
Shingle
Foundation
Basement
Road surface
Asphalt

Utilities

Sewer
Private Sewer
Water source
Private
Utilities
Cable Available, Electricity Available

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryHarmony Community School (K-5)GreatSchools ↗
MiddleAHarmony MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst12x16
Bedroom 2First11x9
Bathroom 3First11x9
Bathroom 4First9x11
KitchenFirst
Balcony/Porch/LanaiFirst13x10
Living RoomFirst

Listing Details

Listing date
2026-01-13
On market date
2026-01-14
Original list price
$399,900
Occupant type
Vacant
MLS area
34773 - St Cloud (Harmony)
Listing AOR
Orlando Regional
Status changed
2026-01-14
Tax legal description
HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK O LOT 8

Flood risk

Moderate riskFEMA Zone X500Panel 12097C0295G

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-192, head south on Old Melbourne Hwy. Continue straight as it becomes Hickory Tree Rd. Turn left onto Harmony Square Dr, then follow the signs into Harmony Central. Turn onto Sagefield Dr and the property will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 31, 2026 at 5:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA