116 Northshore Terrace, FL

$1,415,000

116 Northshore Terrace

Punta Gorda, FL 33980

Active
3
Beds
3
Baths
2,512
Sq Ft
0.35
Acres
2025
Built
WaterfrontWater accessPrivate poolNew construction3-car garage$563/sqft
Single Family Residence

Property type

2025

Year built

15,050 sqft

Lot size

$563

Price / sq ft

No HOA

HOA dues

171

Days on market

3

Garage spaces

AE/VE

Flood zone

About this home

SELLER FINANCING AVAILABLE! STUNNING 2025 JUST COMPLETED HARBORFRONT POOL HOME AWAITS NEW OWNERS! This custom 3 bedroom, 2.5 bathroom + den, 3 car garage WATERFRONT pool home has it all, including a metal roof, impact rated windows & doors, incredible details, including custom cabinetry with soft closure, tile floors throughout, stone counters, upgraded appliances & light fixtures, and more! As you approach the front door, notice the custom & upgraded garage doors with wood look finish. Inside, a welcome foyer is open to the spacious living room with custom ceiling details and recessed lighting, all with sweeping harbor views and incredible sunrises and sunsets! Off to the right side, find a conveniently located guest half bathroom, a large laundry room with cabinetry to leads to the garage, a spacious guest bedroom with beautiful water views and a large closet, and a separate guest bedroom with en suite bathroom access to a full bathroom with beautiful tile work in the shower. Off the foyer, the spacious office/den is a great place to work with amazing natural light and could serve as a 4th bedroom. The great room is perfect for entertaining, with a built-in bar area, and is also open to the spacious gourmet kitchen with large island/breakfast bar, corner pantry, amazing cabinet space, under counter lighting, upgraded appliances, and is also open to the dining room, all with wide water views of the harbor from multiple sliding glass doors. Off the living room, the primary suite is the ultimate retreat, with a beautiful bedroom with sliding door access to the lanai/pool, beautiful water views, dual walk-in closets, and a spa-quality bathroom with dual vanities with lighted mirrors, a lovely, tiled shower, a free-standing soaking tub with wall filler, and a private toilet room. Outside, enjoy an extra deep covered lanai, stubbed for a future outdoor kitchen with hot/cold water and drain connection, and power. The pool and spa are huge and there is still a spot to enjoy the sun as you lounge by the pool. Outside in the backyard, the concrete seawall and excellent harbor access are perfect for you to add your dock and bring your boat or launch your kayaks/paddleboards. This home also has a grandfathered in boat ramp, perfect for a small boat launch! Nearby to Punta Gorda, Sunseeker, and so many great restaurants, shops, golf, and more, this home is incredible! Prefer an unfurnished home? Check out the adjacent listing by the same builder, too! BE SURE TO CLICK THE FULL VIRTUAL TOUR LINKS FOR DETAILS!

Estimated monthly payment

Principal & interest$7,155
Property taxes$340
Home insurance (est.)$649

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history171 days on market

  1. Status: Active
    Dec 10, 2025
  2. Listed$1,475,000
    Dec 10, 2025
  3. Price reduced$1,415,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
171
Subdivision
Suncoast Harbor
County
Charlotte
Year built
2025
Living area
2,512 sq ft
Price/sq ft
$563
Building area
3,272 sq ft (Public Records)
Lot size
15,050 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE/VE
Garage
3 spaces
Pool
Private pool
Annual taxes
$4,074 (2024)
Parcel #
402329251001
Zoning
RSF3.5
MLS #
C7518848

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Tile
Appliances
Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
North
New construction
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Off Street, Oversized

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, Owner Financing
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Block, Stucco
Roof
Metal
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Concrete, Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Available

Community

Pets allowed
Yes

Schools

ElementaryPeace River ElementaryGreatSchools ↗
MiddlePort Charlotte MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst20x23
KitchenFirst14x20
Dining RoomFirst11x10
Primary BedroomFirst15x27
Bedroom 2First15x11
Bedroom 3First11x14
DenFirst14x12
LaundryFirst7x10
Balcony/Porch/LanaiFirst47x36

Listing Details

Listing date
2025-12-10
On market date
2025-12-10
Original list price
$1,475,000
Occupant type
Vacant
MLS area
33980 - Port Charlotte
Listing AOR
Port Charlotte
Status changed
2025-12-10
Tax legal description
SHB 000 0000 0041 SUNCOAST HARB LTS 41 W1/2 OF 42 & E/LY 10 FT LT 40 DC552/1367 PR77-186 554/2083 566/673 647/78 1359/1916 1475/1275-76 2057/2194 2441/144 4902/513

Flood risk

High riskFEMA Zone AE/VE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Starting on US-41, turn onto Melbourne St and then make a right onto Harbor View Road. Then make another right onto Northshore Terrace. The home is on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 30, 2026 at 1:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA