10767 174th Loop, FL10767 174th Loop, FL10767 174th Loop, FL
Stellar MLS
1 / 45

$225,000

10767 174th Loop

Summerfield, FL 34491

Listing updated: June 27, 2026 at 1:05 PM ET

Active
Stellar MLSListing courtesy of Keller Williams Cornerstone Re · Richard Lutz · MLS #OM714323 · Active · 352-233-2200
3
Beds
2
Baths
1,690
Sq Ft
0.17
Acres
1994
Built
55+ community$133/sqft360° tour
Single Family Residence

Property type

1994

Year built

7,405 sqft

Lot size

$133

Price / sq ft

$180/mo

HOA dues

210

Days on market

2

Garage spaces

X

Flood zone

About this home

SOLAR PANELS WILL BE PAID IN FULL. Welcome to a lifestyle where every day feels like a Saturday in the Beautiful 55+ Gated Golf Community of SPRUCE CREEK SOUTH, located adjacent to THE VILLAGES, FLORIDA. This charming 3 Bedroom, 2 Bath home offers the perfect blend of comfort, convenience, and carefree living, making it an ideal place to enjoy your retirement years to the fullest. Step inside to find soaring high ceilings and FRESH INTERIOR PAINT November 2025. The home features TILE flooring throughout the main living areas with LAMINATE flooring in the bedrooms and Florida room. Modern STAINLESS STEEL appliances add a touch of elegance to the thoughtfully designed kitchen. Practical updates include SOLAR PANELS installed in 2021 reducing electrical significantly. WINDOWS Replaced 2012. The FENCED BACKYARD is perfect for those with a beloved pet, offering peace of mind and room to enjoy the outdoors. Living here means embracing the freedom and fun of a golf cart lifestyle, with convenient access to shopping, dining, and countless local amenities, all just a short ride away. Spruce Creek South offers a warm, welcoming environment with an abundance of clubs, activities, and opportunities to connect with neighbors who soon feel like family. This home is attractively priced and ready for you to start living your best retirement life. Welcome home to Spruce Creek South where relaxation, recreation, and community come together beautifully.

Estimated monthly payment

Principal & interest$1,138
Property taxes$261
Home insurance (est.)$103
HOA dues$180

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history210 days on market

  1. Status: Active
    Nov 29, 2025
  2. Listed$239,000
    Nov 29, 2025
  3. Price reduced$225,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
210
Subdivision
Spruce Creek South
County
Marion
Year built
1994
Living area
1,690 sq ft
Price/sq ft
$133
Building area
2,517 sq ft (Public Records)
Lot size
7,405 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0905D)
Garage
2 spaces
Annual taxes
$3,135 (2025)
Parcel #
6013-001-003
Zoning
PUD
MLS #
OM714323

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Laminate
Appliances
Dishwasher, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$180 / Monthly
Monthly HOA
$180/mo
Total monthly fees
$180/mo
Total annual fees
$2,160
HOA name
Tracey Brown
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
3 month minimum lease period.
Approval process
Must submit application and drivers license to HOA prior to leasing, and purchasing.

Exterior & Construction

Construction materials
Vinyl Siding, Frame
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public, Sewer Connected, Underground Utilities

Community

Pets allowed
Cats OK, Dogs OK, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst20x13
KitchenFirst12x10
Dining RoomFirst11x10
Florida RoomFirst19x11
Balcony/Porch/LanaiFirst21x11
Primary BedroomFirst12x15
Bedroom 2First13x11
Bedroom 3First13x12
LaundryFirst6x10

Listing Details

Listing date
2025-11-29
On market date
2025-11-29
Original list price
$239,000
Occupant type
Vacant
MLS area
34491 - Summerfield
Listing AOR
Ocala - Marion
Status changed
2025-11-29
Tax legal description
SEC 35 TWP 17 RGE 23 PLAT BOOK 003 PAGE 012 SPRUCE CREEK SOUTH XIII BLK A LOT 3

Flood risk

Minimal riskFEMA Zone XPanel 12083C0905D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Main entrance of SPRUCE CREEK SOUTH off US 27/ Hwy 441 onto SE 176th Street, first RIGHT onto SE 108th Terrace, LEFT onto SE 174th Loop, on LEFT.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 27, 2026 at 1:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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