197 Lido Drive, FL
Stellar MLS

$684,900

197 Lido Drive

St Pete Beach, FL 33706

Listing updated: June 7, 2026 at 5:05 PM ET

Active
2
Beds
2
Baths
1,474
Sq Ft
0.14
Acres
1956
Built
$465/sqft
Single Family Residence

Property type

1956

Year built

5,881 sqft

Lot size

$465

Price / sq ft

No HOA

HOA dues

238

Days on market

1

Garage space

AE

Flood zone

About this home

Welcome to 197 Lido Drive, where coastal living meets complete peace of mind. This is not just another beach cottage. This is a fully rebuilt, move-in ready home where every major system has already been done for you. Set in the highly sought-after Lido Beach community, just a short walk to the Gulf, this 3-bedroom, 2-bath home offers the rare combination of charm, location, and true long-term value. With a newly adjusted price, it presents a compelling opportunity to own in one of the Gulf Coast’s most desirable beach communities. From the moment you arrive, the difference is clear. Every major component has been updated or replaced, creating a home that lives like new without the wait, cost, or uncertainty of renovations. Thoughtfully and lovingly renovated from top to bottom by its long-term owner, whose pride of ownership is evident throughout, the home features a new roof (2024), new A/C, updated plumbing and electrical, and impact-rated windows with a transferable lifetime warranty, offering both confidence and long-term efficiency. The all-new kitchen is bright and inviting with quartz countertops, wood cabinetry, high-end appliances, and a clean coastal design that flows seamlessly into the main living spaces. Wood-look tile runs throughout the home, delivering durability with a refined, cohesive feel. Both bathrooms have been completely redesigned with quartz countertops, updated tile, fixtures, and finishes that reflect a fresh, coastal aesthetic. Step into the enclosed Florida room with Easy Breeze windows, an ideal space for morning coffee or relaxed evenings after the beach. Fresh paint inside and out, including the garage, enhances the truly turnkey condition. Outside, enjoy a fully fenced yard, a beautiful patio with pergola, low-maintenance xeriscape landscaping, and inviting areas to relax or entertain. A one-car garage and circular drive add both convenience and functionality. This home is not just beautiful, it is smartly prepared for coastal living, with outlets raised above water line and materials selected for longevity and ease. Adding to the value, buyers have the opportunity to assume the current owner’s grandfathered flood insurance policy at a significantly reduced rate, creating meaningful long-term savings and increased affordability. And then there is the lifestyle. Living here means embracing the best of beachside living, morning walks along the shoreline, biking to local restaurants and marinas, and taking in the kind of sunsets that make this area so special. With no HOA, the ability to rent monthly if desired, and a location that blends lifestyle with flexibility, this home offers both an exceptional personal retreat and strong investment potential. A previous buyer’s change in plans gives you a rare second chance. The inspections are clean. The work is done. Now it’s simply waiting for the right owner to enjoy it. Come experience what effortless beach living really feels like. For more info: bit.ly/197LidoDr

Local Insight

At $465/sqft, this 1956 home is positioned at a fair price point for the area, but the AE flood zone designation is a serious consideration—you'll want to verify current flood insurance costs and any elevation requirements before committing, as these can significantly impact long-term ownership expenses. The small 0.14-acre lot and modest square footage make this an entry-level option for Lido Beach, which means you're paying for location and beach proximity rather than space, so it appeals most to buyers who don't need much land or are planning a renovation.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$3,463
Property taxes$321
Home insurance (est.)$314

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history238 days on market

  1. Status: Active
    Feb 4, 2026
  2. Listed$699,000
    Oct 2, 2025
  3. Price reduced$684,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
238
Subdivision
Lido Beach Sub
County
Pinellas
Year built
1956
Living area
1,474 sq ft
Price/sq ft
$465
Building area
2,122 sq ft (Public Records)
Lot size
5,881 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0276H)
Garage
1 spaces
Annual taxes
$3,850 (2024)
Parcel #
07-32-16-51660-001-0120
MLS #
W7879506

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Tile
Appliances
Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), Dry Bar, Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Window Treatments
Laundry
Electric Dryer Hookup, In Garage, Washer Hookup
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Circular Driveway, Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Per the City of St. Pete Beach, rentals of one month or longer are permitted for all residences. Buyer to verify all leasing restrictions directly with the City of St. Pete Beach.
Approval process
Buyer to verify all leasing restrictions directly with the City of St. Pete Beach.

Exterior & Construction

Exterior features
Courtyard, Garden, Lighting, Private Mailbox, Rain Gutters, Sliding Doors
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryAzalea Elementary-PNGreatSchools ↗
MiddleBay Point Middle-PNGreatSchools ↗
High SchoolBoca Ciega High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst13x15
Bedroom 2First13x11.5
Balcony/Porch/LanaiFirst8x12
Great RoomFirst19x13.5
KitchenFirst19x9
Living RoomFirst10x9
Dining RoomFirst15x9
Bedroom 3First13x12

Listing Details

Listing date
2025-10-02
On market date
2025-10-02
Original list price
$699,000
Occupant type
Owner
MLS area
33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl
Listing AOR
West Pasco
Status changed
2026-02-04
Tax legal description
LIDO BEACH SUB BLK 1, LOT 12

Flood risk

High riskFEMA Zone AEPanel 12103C0276H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Gulf Blvd to 45th Ave. left on 1st, right on Lido. Home on left.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 7, 2026 at 5:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA