$684,900
197 Lido Drive
St Pete Beach, FL 33706
Listing updated: June 7, 2026 at 5:05 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Welcome to 197 Lido Drive, where coastal living meets complete peace of mind. This is not just another beach cottage. This is a fully rebuilt, move-in ready home where every major system has already been done for you. Set in the highly sought-after Lido Beach community, just a short walk to the Gulf, this 3-bedroom, 2-bath home offers the rare combination of charm, location, and true long-term value. With a newly adjusted price, it presents a compelling opportunity to own in one of the Gulf Coast’s most desirable beach communities. From the moment you arrive, the difference is clear. Every major component has been updated or replaced, creating a home that lives like new without the wait, cost, or uncertainty of renovations. Thoughtfully and lovingly renovated from top to bottom by its long-term owner, whose pride of ownership is evident throughout, the home features a new roof (2024), new A/C, updated plumbing and electrical, and impact-rated windows with a transferable lifetime warranty, offering both confidence and long-term efficiency. The all-new kitchen is bright and inviting with quartz countertops, wood cabinetry, high-end appliances, and a clean coastal design that flows seamlessly into the main living spaces. Wood-look tile runs throughout the home, delivering durability with a refined, cohesive feel. Both bathrooms have been completely redesigned with quartz countertops, updated tile, fixtures, and finishes that reflect a fresh, coastal aesthetic. Step into the enclosed Florida room with Easy Breeze windows, an ideal space for morning coffee or relaxed evenings after the beach. Fresh paint inside and out, including the garage, enhances the truly turnkey condition. Outside, enjoy a fully fenced yard, a beautiful patio with pergola, low-maintenance xeriscape landscaping, and inviting areas to relax or entertain. A one-car garage and circular drive add both convenience and functionality. This home is not just beautiful, it is smartly prepared for coastal living, with outlets raised above water line and materials selected for longevity and ease. Adding to the value, buyers have the opportunity to assume the current owner’s grandfathered flood insurance policy at a significantly reduced rate, creating meaningful long-term savings and increased affordability. And then there is the lifestyle. Living here means embracing the best of beachside living, morning walks along the shoreline, biking to local restaurants and marinas, and taking in the kind of sunsets that make this area so special. With no HOA, the ability to rent monthly if desired, and a location that blends lifestyle with flexibility, this home offers both an exceptional personal retreat and strong investment potential. A previous buyer’s change in plans gives you a rare second chance. The inspections are clean. The work is done. Now it’s simply waiting for the right owner to enjoy it. Come experience what effortless beach living really feels like. For more info: bit.ly/197LidoDr
Local Insight
At $465/sqft, this 1956 home is positioned at a fair price point for the area, but the AE flood zone designation is a serious consideration—you'll want to verify current flood insurance costs and any elevation requirements before committing, as these can significantly impact long-term ownership expenses. The small 0.14-acre lot and modest square footage make this an entry-level option for Lido Beach, which means you're paying for location and beach proximity rather than space, so it appeals most to buyers who don't need much land or are planning a renovation.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history238 days on market
- Status: ActiveFeb 4, 2026
- Listed$699,000Oct 2, 2025
- Price reduced$684,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 238
- Subdivision
- Lido Beach Sub
- County
- Pinellas
- Year built
- 1956
- Living area
- 1,474 sq ft
- Price/sq ft
- $465
- Building area
- 2,122 sq ft (Public Records)
- Lot size
- 5,881 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0276H)
- Garage
- 1 spaces
- Annual taxes
- $3,850 (2024)
- Parcel #
- 07-32-16-51660-001-0120
- MLS #
- W7879506
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Dry Bar, Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Window Treatments
- Laundry
- Electric Dryer Hookup, In Garage, Washer Hookup
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Circular Driveway, Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Per the City of St. Pete Beach, rentals of one month or longer are permitted for all residences. Buyer to verify all leasing restrictions directly with the City of St. Pete Beach.
- Approval process
- Buyer to verify all leasing restrictions directly with the City of St. Pete Beach.
Exterior & Construction
- Exterior features
- Courtyard, Garden, Lighting, Private Mailbox, Rain Gutters, Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 13x15 |
| Bedroom 2 | First | 13x11.5 |
| Balcony/Porch/Lanai | First | 8x12 |
| Great Room | First | 19x13.5 |
| Kitchen | First | 19x9 |
| Living Room | First | 10x9 |
| Dining Room | First | 15x9 |
| Bedroom 3 | First | 13x12 |
Listing Details
- Listing date
- 2025-10-02
- On market date
- 2025-10-02
- Original list price
- $699,000
- Occupant type
- Owner
- MLS area
- 33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl
- Listing AOR
- West Pasco
- Status changed
- 2026-02-04
- Tax legal description
- LIDO BEACH SUB BLK 1, LOT 12
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Gulf Blvd to 45th Ave. left on 1st, right on Lido. Home on left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 7, 2026 at 5:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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