1603 Gardiner Street, FL

$345,000

1603 Gardiner Street

Haines City, FL 33844

Active
5
Beds
3
Baths
2,211
Sq Ft
0.16
Acres
2023
Built
$156/sqft360° tour
Single Family Residence

Property type

2023

Year built

7,126 sqft

Lot size

$156

Price / sq ft

$142/mo

HOA dues

473

Days on market

2

Garage spaces

X

Flood zone

About this home

Short Sale. **Short Sale Opportunity – Investor & Cash Buyers** Price reduced on this spacious 5-bedroom, 3-bathroom home offering strong value and excellent upside potential. Featuring a functional open layout, generous living areas, and energy-saving solar panels with assumable solar loan payments that may help reduce utility costs. Located near schools, shopping, dining, and major highways, this property offers convenience and long-term appeal for homeowners or investors alike. **Short sale subject to lender approval.** Buyer should allow additional time for third-party approval. Cash buyers and strong conventional financing preferred. All offers must include proof of funds or lender pre-approval. Excellent opportunity to secure a large home at a competitive price with built-in value potential. **No appliances will convey with the sale.**

Estimated monthly payment

Principal & interest$1,745
Property taxes$492
Home insurance (est.)$158
HOA dues$142

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history473 days on market

  1. Status: Active
    Jan 3, 2026
  2. Listed$398,500
    Jan 23, 2025
  3. Price reduced$345,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
473
Subdivision
Tarpon Bay Ph 2
County
Polk
Year built
2023
Living area
2,211 sq ft
Price/sq ft
$156
Lot size
7,126 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$5,908 (2024)
Parcel #
27-27-34-810533-001830
MLS #
O6273558

Interior Details

Bedrooms
5
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Eat-in Kitchen, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway

HOA & Financial

HOA fee
$142 / Monthly
Monthly HOA
$142/mo
Total monthly fees
$142/mo
Total annual fees
$1,704
HOA name
Tarpon Bay Homeowners Association / Nasiba Cassidy
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer's responsibility to confirm all information is accurate with the HOA.
Approval process
Buyer's responsibility to confirm all information is accurate with the HOA.

Exterior & Construction

Exterior features
Lighting, Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Concrete

Utilities

Sewer
Private Sewer
Water source
Public
Utilities
BB/HS Internet Available, Public

Community

Pets allowed
Yes

Schools

ElementarySandhill ElemGreatSchools ↗
High SchoolHaines City Senior HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
LoftSecond12x15
Dining RoomFirst14x11
Living RoomFirst16x12
KitchenFirst11x14
Primary BedroomFirst

Listing Details

Listing date
2025-01-23
On market date
2025-01-23
Original list price
$398,500
Occupant type
Vacant
Special conditions
Short Sale
MLS area
33844 - Haines City/Grenelefe
Listing AOR
Orlando Regional
Status changed
2026-01-03
Tax legal description
TARPON BAY PHASE 2 PB 185 PG 15-17 LOT 183

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Orlando, take I-4 West to US-27 South toward Haines City. Continue on US-27 South, then turn left onto Bates Rd. Turn right onto Gardiner St. Property will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 14, 2026 at 10:33 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA