Palm Coast

Hammock Dunes

A private oceanfront club community — Fazio and Rees Jones golf, oceanfront estates and tower residences on Flagler's barrier island.

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Live Market Data

Hammock Dunes — What's Selling

Hammock Dunes Market Report
14
For Sale
$1.8M
Avg. List
49
Sold (12 mo)
$1.0M
Median Sold
100
Avg. Days on Mkt
93%
Sold-to-List

Recent closed sales in and around Hammock Dunes, live from the Stellar MLS · about $409/sq ft · aggregates only, no addresses published.

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Background

A brief history

Hammock Dunes traces to 1982, when ITT Community Development Corporation — the same ITT operation that built Palm Coast itself — announced plans through its Admiral Corporation subsidiary for a master-planned beachfront community on Flagler County's barrier island. A Development of Regional Impact covering 2,258 acres was approved in 1984, with 6,670 dwelling units planned across the broader project; Hammock Dunes proper occupies the oceanfront heart of it. Construction began in 1988 — the same year the Hammock Dunes Bridge was completed across the Intracoastal Waterway, physically linking the island to what would later incorporate as the City of Palm Coast — and property sales opened in 1989 alongside the debut of the Tom Fazio-designed Links Course, which routes three holes directly on the Atlantic.

The 1990s built the skyline: La Grande Provence, the first oceanfront condominium, opened in 1991, the same year as the oceanfront clubhouse, and a succession of towers followed over the next two decades — Portofino, Playa Del Sur, Savona, Cambria, Tuscany, and Le Jardin among them — alongside estate homes and courtyard residences behind the gates. HD Associates purchased the community from ITT's successors in 1999 in a deal reported at $25 million, and in 2003 the Hammock Dunes Club opened its second course: the Rees Jones-designed Creek Course, built across the Intracoastal within roughly 680 acres of preserved forest and marsh.

The defining modern shift is ownership. The Hammock Dunes Owners' Association assumed administration from the developer in 2004 and acquired the remaining developer rights outright in 2013, making the community owner-controlled. The club's two courses hold Audubon certification, the Links Course was renovated in 2016, and the community — roughly 1,220 property units at full build-out — is now largely mature, with remaining opportunities concentrated in resales and a limited number of estate lots.

The feel

What it's like to live here

Hammock Dunes is private-club coastal Florida at its quietest: more than a mile and a half of Atlantic beachfront behind staffed gates, where oceanfront estate homes, Mediterranean-styled courtyard residences, and a row of concrete condominium towers share a community organized almost entirely around the club, the beach, and the two golf courses. The demographic skews affluent and older — successful retirees, second-home owners, and a meaningful seasonal population — and the social life runs through the oceanfront clubhouse: golf, croquet on beachside courts, tennis, bocce, and a dining calendar rather than a bar scene. The pace is unhurried, the landscaping is immaculate, and A1A through the surrounding Hammock corridor remains one of the most scenic drives on Florida's east coast.

The honest tradeoffs: this is a barrier island, with the insurance costs and storm exposure that implies, and the lifestyle is club-centric by design — buyers who don't intend to engage with the club are buying location only. Everyday retail sits across the toll bridge in Palm Coast, serious shopping and dining mean St. Augustine (about 30 minutes) or Daytona, and the nearest major airports in Jacksonville and Daytona Beach are roughly 45 minutes to an hour-plus away. It is genuinely secluded — which is precisely the point for the people who choose it.

The details

What to expect

Architecture & Housing Mix

Hammock Dunes offers three distinct products that behave like three different markets: oceanfront and near-ocean estate homes, single-family and courtyard homes along the Links Course and interior streets, and the oceanfront condominium towers built from 1991 onward. The towers are predominantly concrete construction with large floor plans, oceanfront balconies, and their own amenity decks; the estate sections carry a Mediterranean-influenced architectural theme enforced by design review. Pricing logic differs by product — direct ocean exposure, floor height, and view lines drive the towers, while lot position and renovation level drive the homes. Decide which product you are actually buying before comparing prices across them.

Club Membership Reality

The Hammock Dunes Club — the oceanfront clubhouse, both golf courses, and the sports amenities — is a private, member-owned club that operates separately from the owners' association, and joining is generally optional with property ownership. Membership requires an initiation fee plus ongoing dues, with multiple membership categories; current amounts are not broadly published, so verify the schedule directly with the club's membership office. Factor club costs into your true cost of ownership if the club is the reason you are buying here — for most residents, it is. The club's two courses are Audubon-certified, and the Creek Course sits across the Intracoastal about a short drive from the main gate.

Insurance & Coastal Exposure

This is barrier-island ownership: wind and flood insurance are major line items, and oceanfront structures carry the highest exposure. The condominium towers are concrete construction, but under Florida's post-Surfside condo-safety laws, buildings three stories and taller face milestone structural inspections and structural integrity reserve studies as they age — review each association's inspection reports, reserve funding, and any pending special assessments before writing a condo offer. For single-family homes, obtain elevation certificates and current wind-mitigation inspections. Budget insurance realistically before falling in love with a view.

HOA & District Structure

Ownership here involves layered governance: the Hammock Dunes Owners' Association runs the master community and gates, individual condominium and neighborhood associations layer their own fees on top, and the Dunes Community Development District provides water and sewer utilities on the barrier island — it also operates the Hammock Dunes Bridge, which is tolled. Master association dues vary by property type and are not broadly published; condo association fees in the towers are substantial given oceanfront maintenance and insurance. Request the full fee stack — master, neighborhood or condo, district charges, and club if joining — for any specific property, and verify all amounts with the associations before purchase.

Access & Daily Logistics

The community connects to mainland Palm Coast via the tolled Hammock Dunes Bridge and to the rest of the barrier island via scenic A1A. Groceries and daily errands are a short drive — there is retail in the Hammock corridor and full shopping across the bridge in Palm Coast — but residents accept a deliberately secluded position: St. Augustine is roughly 30 minutes north, Daytona Beach about 35-40 minutes south, and Jacksonville and Daytona Beach airports each run roughly 45 minutes to over an hour depending on traffic. Hospital access is mainland, with AdventHealth Palm Coast the closest full-service option. The seclusion is the amenity; plan logistics accordingly.

Community

Amenities

  • Hammock Dunes Club oceanfront clubhouse with dining overlooking the Atlantic
  • Links Course — Tom Fazio design (1989, renovated 2016) with three holes on the ocean, Audubon-certified
  • Creek Course — Rees Jones design (2003) set in roughly 680 acres of preserved forest and marsh across the Intracoastal
  • More than a mile and a half of private Atlantic beach frontage with community walkovers
  • Two beachside croquet courts, plus tennis, pickleball, and bocce
  • Club fitness center and oceanfront pool
  • Washington Oaks Gardens State Park — formal gardens and the famed coquina-rock beach minutes north on A1A
  • Flagler County beach parks (Malacompra, Jungle Hut, Old Salt) along the Hammock corridor

Know Before You Buy

HOA rules worth knowing

  • Layered structure: Hammock Dunes Owners' Association master dues, plus separate condominium or neighborhood association fees, plus Dunes CDD utility charges — request the full fee stack for any specific property and verify with the associations before purchase
  • Hammock Dunes Club membership is separate and generally optional, with an initiation fee and ongoing dues — verify current membership categories and pricing with the club
  • Architectural and design review governs new construction and exterior modifications in the estate sections
  • The Dunes CDD provides water/sewer on the island and charges a reported $4,500 connection fee for new construction on lots — verify current district charges
  • Condominium buyers should review milestone inspection reports, reserve studies, and any pending special assessments — verify with the individual condo association before purchase

Education

School assignments

  • Flagler County Public Schools (Flagler Schools)
  • Old Kings Elementary School (verify zoning)
  • Indian Trails Middle School (verify zoning)
  • Matanzas High School (verify zoning)

School zone assignments change. Verify with Orange County Public Schools before purchase.

Market Commentary

What the market is doing

Hammock Dunes is a thin, high-stakes market — just 49 closings in the last 12 months, so every comparable sale matters. The median landed right around $1.035M, with the bottom tenth of sales near $536K — largely condominium residences and interior homes — and the top tenth clearing $2.18M for the oceanfront tier. In a market this small, pricing discipline is everything: overpricing costs a seller a season, not a weekend. Buyers should expect limited selection at any given moment and be ready to move when the right residence lists. I treat every Hammock Dunes negotiation as its own micro-market, because tower, floor height, view line, and club status all move the number. — Ryan Solberg

— Ryan Solberg, Broker · MaxLife Realty · License #BK3354351

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 11, 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA