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$174,900

4550 Cove CircleSt Petersburg, FL 33708

Listing updated: October 3, 2026 at 6:48 AM ET

Active

Listing courtesy of Gulf Breeze Real Estate Group Llc · Stacey Underwood · MLS #TB8554414 · Active · 727-501-6667

Beds

Baths

1,100

Sq Ft

0.06

Acres

1973

Built

◆Waterfront◆Water access◆55+ community◆$159/sqft

Condominium

Property type

1973

Year built

0.06 ac

Lot size

$159

Price / sq ft

$808/mo

HOA dues

Day on market

Flood zone

About this home

The Perfect Condo*The Perfect Location-On Boca Ciega Bay First Floor* Solid Block Construction* Water Front* Heated Pools * Gated 55+ Active Community *Minutes to the Beaches * LOW HOA includes Flood Insurance* Come see this Beautiful 2 bedroom, 2 full bathroom Condo located in the Popular SEA TOWERS Community of St Pete. This home features a Brand New Kitchen complete with matching stainless steel appliances, custom back splash and beautiful countertops, newer ceramic plank flooring throughout, newer hurricane windows, 2 remodeled bathrooms, walk in closets, new lighting, 2025 HVAC, 2025 Water Heater, and so much more. Coming Soon.... the new marina development will provide options to rent or purchase a boat slip offering on-site access to the Gulf’s pristine waters. Location can't be BEAT- steps to a variety of dining options, shopping, nightlife, and beautiful beaches. Everything you need is conveniently located including the grocery store. This breathtaking community perfectly represents the Florida lifestyle. HOA dues were just reduced and the Milestone Inspections have been completed. This is a healthy HOA Community.

Estimated monthly payment

Principal & interest$884

Property taxes$285

Home insurance (est.)$80

HOA dues$808

Down payment

20%

$34,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

Status: Active
Oct 2, 2026
Listed$174,900
Oct 2, 2026
Price increased$174,900

Facts & features

Property type: Residential
Sub type: Condominium
Status: Active
Days on market: 1
Cumulative DOM: 236
Subdivision: Washington Towers The Condo
County: Pinellas
Year built: 1973
Living area: 1,100 sq ft
Price/sq ft: $159
Lot size: 0 sq ft
Flood zone: AE (12103C0191H)
Annual taxes: $3,417 (2024)
Parcel #: 03-31-15-95077-000-0106
MLS #: TB8554414

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Laminate
Appliances: Dishwasher, Microwave, Range, Refrigerator
Interior features: Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
Laundry: Common Area, Laundry Room, Same Floor As Condo Unit
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Parking features: Covered
Carport: Yes

HOA & Financial

HOA fee: $808 / Monthly
Monthly HOA: $808/mo
Total monthly fees: $808/mo
Total annual fees: $9,696
HOA name: Laurie Lorenz
CDD: No
Min lease term: 3 Months
Listing terms: Cash, Conventional
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Please see HOA Rules and Regulations for leasing restrictions or contact Sea Towers.
Approval process: Association Application and back ground check required. Contact Association.

Exterior & Construction

Exterior features: Private Entrance, Sidewalk, Storage
Construction materials: Block
Roof: Other
Foundation: Slab
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Public, Sewer Connected, Water Connected

Community

Pets allowed: No
Senior community: Yes

Room Details

Room	Level	Dimensions
Kitchen	First
Dining Room	First
Family Room	First
Primary Bedroom	First
Bedroom 2	First

Listing Details

Listing date: 2026-10-02
On market date: 2026-10-02
Original list price: $174,900
Occupant type: Vacant
MLS area: 33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Listing AOR: Suncoast Tampa
Status changed: 2026-10-02
Tax legal description: WASHINGTON TOWERS, THE CONDO UNIT 106

Flood risk

High riskFEMA Zone AEPanel 12103C0191H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Duhme Road (113th Street) to Sea Towers guard gate, give business card to guard. Washington Building first floor unit. Guest parking in front of building on the paved parking just past the middle entrance to the building.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 3, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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