
$425,000
4330 20th Avenue
St Petersburg, FL 33713
Listing updated: October 1, 2026 at 6:19 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Virtually Staged. Lake views, solid block construction, and room to make it your own. This light-filled St. Petersburg home pairs meaningful updates with the freedom to create a space that reflects your style. Across the street from neighborhood Lake Louise, this 2-bedroom, 2-bath home offers 1,236 square feet, a one-car garage, and an EXPANSIVE LOT of over 10,000 square feet, nearly a quarter acre. Let’s start with the improvements already in place: over $18,000 in HURRICANE-IMPACT WINDOWS, an HVAC system updated in 2022, and a newer garage with an automatic door opener. Located in a NON-FLOOD ZONE and a NON-EVACUATION ZONE, the property offers a practical foundation for your next chapter. Inside, the split-bedroom layout places one bedroom and one bathroom on each side of the home, providing separation and flexibility. Enjoy views of the lake from the kitchen and one bedroom, while the other bedroom overlooks the backyard landscaping. Natural light flows throughout, and the enclosed sunroom features updated windows and window treatments—an inviting spot for morning coffee, reading, or unwinding at the end of the day. The home is livable in its current condition, allowing you to settle in and update at your own pace or undertake a more complete renovation from the start. Existing terrazzo floors offer the opportunity to restore their original shine or provide a flat surface for your preferred flooring. Bring your ideas for the kitchen, finishes, and outdoor spaces, and let the generous lot inspire your plans (swimming pool, outdoor living spaces, gardening, etc). Enjoy a quiet neighborhood setting with convenient access to major roads, groceries, hospitals, and local attractions. Downtown St. Petersburg’s dining, arts, and entertainment are approximately 10 minutes away, with white sandy beaches about a 15-minute drive. Lake views today, your personal touches tomorrow.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveOct 1, 2026
- Listed$425,000Oct 1, 2026
- Price increased$425,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Harshaw Lake Sec 3
- County
- Pinellas
- Year built
- 1965
- Living area
- 1,236 sq ft
- Price/sq ft
- $344
- Building area
- 1,877 sq ft (Public Records)
- Lot size
- 10,154 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0212G)
- Garage
- 1 spaces
- Annual taxes
- $1,503 (2025)
- Parcel #
- 15-31-16-37350-000-0020
- Zoning
- RES
- MLS #
- TB8554174
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Terrazzo, Tile
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Range Hood, Refrigerator
- Interior features
- Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Window Treatments
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Sprinkler Metered
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First |
Listing Details
- Listing date
- 2026-10-01
- On market date
- 2026-10-01
- Original list price
- $425,000
- Occupant type
- Vacant
- MLS area
- 33713 - St Pete
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-10-01
- Tax legal description
- HARSHAW LAKE SEC 3 LOT B
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 1, 2026 at 6:19 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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