491 1st Street, FL
Stellar MLS
1 / 1

$515,000

491 1st Street

St Petersburg, FL 33701

Listing updated: September 28, 2026 at 1:17 PM ET

Active
Stellar MLSListing courtesy of Dalton Wade Inc · Pam Jeremiah · MLS #TB8552007 · Active · 888-668-8283
2
Beds
1
Bath
690
Sq Ft
0.93
Acres
1956
Built
◆55+ community◆$746/sqft◆360° tour
Condominium

Property type

1956

Year built

40,300 sqft

Lot size

$746

Price / sq ft

$397/mo

HOA dues

2

Days on market

A

Flood zone

About this home

LOCATION! LOCATION! LOCATION! Experience Manhattan-style downtown living with an “Old Florida” feel in this beautifully remodeled top-floor two-bedroom residence located in a highly sought-after 55+ community. Completely remodeled in 2024, this exceptional home offers the perfect combination of style, convenience, and location—ideal as a full-time retirement residence or a winter getaway. Pilots, boaters, and culture enthusiasts will especially appreciate the unbeatable setting. You’re less than one block from Albert Whitted Airport, The Dalí Museum, Mahaffey Theater, and University of South Florida, with downtown St. Petersburg’s best attractions just outside your door. Walk to the Saturday Morning Market, shopping, restaurants, the Sundial Center, and countless other downtown venues. Located on the third floor, the residence is easily accessible by elevator or either of two staircases. Inside, the spacious living and dining areas flow seamlessly into a stunning remodeled kitchen featuring custom wood cabinetry, marble countertops, and top-of-the-line appliances. The extensive 2024 renovation includes *Beautiful wood flooring * Solid wood interior doors *Custom cabinetry *Plantation shutters *Completely updated plumbing, electrical and HVAC systems. Additional amenities include assigned covered parking, a secure private storage locker, low HOA fee of $397/month, on-site laundry, and outdoor grills. Residents also enjoy complimentary use of a first-floor guest unit for visiting friends and family, plus plenty of convenient street parking. EV charging station installed by owners and transfers with the property. This is a cash-only co-op purchase with Association approval required. No pets are permitted. Opportunities like this rarely come along in this popular community, where turnover is minimal. Don’t miss your chance to own a beautifully updated downtown home in one of St. Petersburg’s most convenient and desirable locations. Bonus opportunity: The owner also has a hangar at Albert Whitted Airport available for separate purchase.

Estimated monthly payment

Principal & interest$2,604
Property taxes$509
Home insurance (est.)$236
HOA dues$397

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

  1. Status: Active
    Sep 26, 2026
  2. Listed$515,000
    Sep 26, 2026
  3. Price increased$515,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
2
Subdivision
Waterfront Park Apts Co-Op
County
Pinellas
Year built
1956
Living area
690 sq ft
Price/sq ft
$746
Lot size
40,300 sq ft
Lot category
1/2 to less than 1
Flood zone
A
Annual taxes
$6,114 (2025)
Parcel #
19-31-17-95078-000-3150
Zoning
RES
MLS #
TB8552007

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Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Tile, Wood
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Living Room/Dining Room Combo, Solid Wood Cabinets, Window Treatments
Laundry
Common Area
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

HOA fee
$2,382 / Semi-Annually
Monthly HOA
$397/mo
Total monthly fees
$397/mo
Total annual fees
$4,764
HOA name
Waterfront Park
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash
Ownership
Co-op
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Board approval required. Must own a minimum of 18 months before leasing. Contact association for additional restrictions.
Approval process
Complete application and send with application fee on the Approval of Transfer Form. Contact association for additional restrictions.

Exterior & Construction

Exterior features
Courtyard, Outdoor Grill, Sidewalk, Storage
Construction materials
Block, Frame
Roof
Membrane
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
No
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst14.6x15.2
KitchenFirst8.9x8.11
Primary BedroomFirst10.2x13.1
Bedroom 2First8.9x8.11

Listing Details

Listing date
2026-09-26
On market date
2026-09-26
Original list price
$515,000
Occupant type
Owner
MLS area
33701 - St Pete
Listing AOR
Suncoast Tampa
Status changed
2026-09-26
Tax legal description
WATERFRONT PARK APTS CO-OP (UNRECORDED) APT 315 TOGETHER WITH THE USE OF CARPORT 8

Flood risk

High riskFEMA Zone A

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Downtown St. Petersburg across from the Dali Museum and Albert Whitted Aiirport. Corner of 1st Street South and 5th Ave South.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 28, 2026 at 1:17 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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