20182 Cot Road, FL
Stellar MLS
1 / 1

$310,000

20182 Cot Road

Lutz, FL 33558

Listing updated: September 30, 2026 at 4:44 PM ET

Active
Stellar MLSListing courtesy of Sandyrae Realty · Sandy Streit · MLS #TB8550751 · Active · 813-343-8001
2
Beds
2
Baths
1,368
Sq Ft
0.03
Acres
1976
Built
◆Waterfront◆Water access◆$227/sqft◆360° tour
Manufactured Home

Property type

1976

Year built

1,502 sqft

Lot size

$227

Price / sq ft

$217/mo

HOA dues

4

Days on market

X, AE

Flood zone

About this home

located in the family-friendly nudist club, Lake Como, this waterfront 2bedroom/2 full bath home is on a great lot. enjoy the water view from the expansive French doors across the rear of the house or outside on the rear porch patio. Owner prefers to convey the home mostly furnished, also the newer lawn equipment and 2022 Ezgo golf cart and kayak. This also includes a share in the Lake Como Co-op. gorgeous KitchenAid refrigerator, newer wall oven and large cooktop on island/breakfast bar. Living room faces the water, has dining room, family room. Ceiling fans, carpet in living areas and bedrooms, ceramic tile in kitchen & vinyl in baths. Master bedroom has nice white shutters and ceiling fan with light. Also, 2 exterior sheds; the larger one has electricity. All windows have been replaced and the sliding glass door entrance. Built by the reputable Homes of Merit. All the exterior wood siding has been updated with Hardie Board siding too. Rear deck was updated with Trex composite decking boards. Roof replaced by Solar Shield Roofing (metal). Waterfront homes here are hard to find.

Estimated monthly payment

Principal & interest$1,568
Property taxes$20
Home insurance (est.)$142
HOA dues$217

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history4 days on market

  1. Status: Active
    Sep 26, 2026
  2. Listed$310,000
    Sep 26, 2026
  3. Price increased$310,000

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
4
Subdivision
Lake Como Club Residence Coop
County
Pasco
Year built
1976
Living area
1,368 sq ft
Price/sq ft
$227
Lot size
1,502 sq ft
Lot category
0 to less than 1/4
Flood zone
X, AE (12101C0411F)
Annual taxes
$242 (2025)
Parcel #
18-26-35-011.0-000.00-505.0
Zoning
RMH
MLS #
TB8550751

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Vinyl
Appliances
Built-In Oven, Cooktop, Electric Water Heater, Refrigerator
Interior features
Ceiling Fans(s), Window Treatments
Laundry
None
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Space Heater
Cooling
Other

Parking

Parking features
Covered, Golf Cart Parking
Carport
Yes

HOA & Financial

HOA fee
$217 / Monthly
Monthly HOA
$217/mo
Total monthly fees
$217/mo
Total annual fees
$2,604
HOA name
Melissa Dodd
CDD
No
Homestead exemption
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional
Ownership
Co-op
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
check with the office, but you can only rent the home up to 3 times a year no matter the length of the lease
Approval process
all tenants and owners have to be approved

Exterior & Construction

Exterior features
Shade Shutter(s), Storage
Construction materials
HardiPlank Type, Frame
Roof
Membrane, Metal
Foundation
Crawlspace
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public, Well
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryLake Myrtle Elementary-POGreatSchools ↗
MiddleCharles S. Rushe Middle-POGreatSchools ↗
High SchoolSunlake High School-POGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst11x23
KitchenFirst11x13
Dining RoomFirst11x12
Primary BedroomFirst11x14.5
Family RoomFirst11x16
Bedroom 2First12x9

Listing Details

Listing date
2026-09-25
On market date
2026-09-26
Original list price
$310,000
Occupant type
Owner
MLS area
33558 - Lutz
Listing AOR
Suncoast Tampa
Status changed
2026-09-26
Tax legal description
LAKE COMO CLUB RESIDENTIAL COOPERATIVE OR 3699 PG 1720 LOT 505 OR 3700 PG 485 & OR 8512 PG 865 OR 8702 PG 331

Flood risk

Zone X, AEFEMA Zone X, AEPanel 12101C0411F

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

from SR 54 and US Hwy 41, go south, turn west on Leonard Rd, go about .5 mile to Cot Rd entrance to Lake Como, drive up to keypad for guests to get access, proceed to office window, once thru go straight on Cot Rd to house, park in front

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 30, 2026 at 4:44 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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