$359,900
3 Rivergate Lane
Palm Coast, FL 32164
Listing updated: October 2, 2026 at 10:31 AM ET
Listing courtesy of Realty Exchange, Llc · Suzanne Brubaker · MLS #FC321494 · Active · 386-446-0017Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Meticulously maintained and filled with natural light, this spacious 2,041 sq ft home is located in a private gated community in the heart of Palm Coast. One of the larger floorplans in the neighborhood, it offers tile throughout, cedar-lined closets, custom glass doors, skylights, and an open kitchen with a bar-top seating area. The Florida room is air-conditioned for year-round use, while the owner’s suite includes a separate sitting room for added comfort and flexibility. Enjoy a peaceful water view from the cul-de-sac homesite, plus the convenience of HOA-maintained lawn care and access to the community pool. Centrally located near shopping, dining, and everyday conveniences. Be sure to review the attached Features List in MLS for additional upgrades and details.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history15 days on market
- Status: ActiveSep 17, 2026
- Listed$369,900Sep 17, 2026
- Price reduced$359,900
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 15
- Subdivision
- Rivergate Ph 02
- County
- Flagler
- Year built
- 2008
- Living area
- 2,041 sq ft
- Price/sq ft
- $176
- Lot size
- 7,231 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12035C0138E)
- Garage
- 2 spaces
- Annual taxes
- $1,244 (2025)
- Parcel #
- 07-11-31-5320-00000-0580
- Zoning
- RESI
- MLS #
- FC321494
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Range, Range Hood, Refrigerator
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/Family Room Combo, L Dining, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, In Garage, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $224 / Monthly
- Monthly HOA
- $224/mo
- Total monthly fees
- $224/mo
- Total annual fees
- $2,688
- HOA name
- Vespa
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- None
- Approval process
- No
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Holding Tank
- Water source
- Public
- Utilities
- Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Primary Bedroom | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-09-15
- On market date
- 2026-09-17
- Original list price
- $369,900
- Occupant type
- Owner
- MLS area
- 32164 - Palm Coast
- Listing AOR
- Flagler
- Status changed
- 2026-09-17
- Tax legal description
- RIVERGATE PHASE TWO MB 35 PG 32 LOT 58 OR 1639 PG 1169
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I-95 to Exit 289 (Palm Coast Pkwy). West on Palm Coast Pkwy, left on Belle Terre Pkwy, left on Rymfire Dr, right on Rae Dr, left into RiverGate gated community, then proceed to 3 Rivergate Ln.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 2, 2026 at 10:31 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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