9 River Oaks Way, FL
Stellar MLS
1 / 1

$685,000

9 River Oaks WayPalm Coast, FL 32137

Listing updated: October 1, 2026 at 4:46 PM ET

Active
Stellar MLSListing courtesy of Re/Max Select Professionals · Jennifer Mock · MLS #FC321462 · Active · 386-283-4966
3
Beds
3
Baths
2,353
Sq Ft
0.3
Acres
2015
Built
◆Water access◆$291/sqft
Single Family Residence

Property type

2015

Year built

13,155 sqft

Lot size

$291

Price / sq ft

$50/mo

HOA dues

8

Days on market

2

Garage spaces

X

Flood zone

About this home

Virtually Staged. Tucked away in the highly sought-after gated community of River Oaks in the Hammock, 9 River Oaks Way offers the perfect blend of privacy, timeless style, and coastal Florida living. Opportunities in this intimate community are rare, with low HOA fees and exclusive access to a private dock and fishing pier on the Intracoastal Waterway. Built in 2015 and offering more than 2,300 square feet of beautifully maintained living space, this home welcomes you with an oversized cobblestone driveway, tile roof, and an impressive 26' x 26' garage with room to accommodate an 18-foot boat. Inside, soaring vaulted and coffered ceilings create an open, elegant feel, while luxury vinyl plank flooring flows throughout the home with tile in the bathrooms for easy maintenance and a clean, updated look. The thoughtfully designed floor plan includes a formal dining room, separate office or den, and spacious living areas ideal for both everyday living and entertaining. The kitchen features granite countertops, 42-inch cherry cabinetry, stainless steel appliances, and generous pantry storage. The owner's suite offers a comfortable private retreat with oversized closets and a spacious ensuite bath featuring separate vanities, a soaking tub, Roman-style walk-in shower, and tile flooring. Outside, enjoy a private 22-foot patio overlooking the fully fenced yard, offering plenty of space for pets, entertaining, gardening, or simply relaxing and enjoying the Florida sunshine. Additional features include a new HVAC system and water heater, both installed in 2024, hurricane shutters, a dedicated well for the irrigation system, abundant storage, and the unique "Florida basement." Beyond the home, River Oaks offers something increasingly difficult to find in the Hammock: a gated setting with low HOA fees and private Intracoastal access, all while being just minutes from the beach, local dining, and everything that makes this stretch of Palm Coast so special. 9 River Oaks Way isn't simply a home near the water—it's an opportunity to enjoy the privacy, laid-back lifestyle, and coastal charm the Hammock is known for.

Estimated monthly payment

Principal & interest$3,464
Property taxes$281
Home insurance (est.)$314
HOA dues$50

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history8 days on market

  1. Status: Active
    Sep 23, 2026
  2. Listed$685,000
    Sep 23, 2026
  3. Price increased$685,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
8
Subdivision
River Oaks/Hammock
County
Flagler
Year built
2015
Living area
2,353 sq ft
Price/sq ft
$291
Building area
3,353 sq ft (Public Records)
Lot size
13,155 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12035C0129E)
Garage
2 spaces
Annual taxes
$3,371 (2025)
Parcel #
40-10-31-5320-00000-0030
Zoning
R-1B
MLS #
FC321462

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
Southeast

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Oversized

HOA & Financial

HOA fee
$50 / Monthly
Monthly HOA
$50/mo
Total monthly fees
$50/mo
Total annual fees
$600
HOA name
Rhonda Anderson
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See HOA docs

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Rain Gutters
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Water access
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sprinkler Well, Water Connected

Community

Pets allowed
Breed Restrictions, Yes

Schools

ElementaryOld Kings ElementaryGreatSchools ↗
MiddleIndian Trails Middle-FCGreatSchools ↗
High SchoolMatanzas HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
Primary BedroomFirst
KitchenFirst

Listing Details

Listing date
2026-09-18
On market date
2026-09-23
Original list price
$685,000
Occupant type
Vacant
MLS area
32137 - Palm Coast
Listing AOR
Flagler
Status changed
2026-09-23
Tax legal description
RIVER OAKS IN THE HAMMOCK SUBD LOT 3 OR 1057 PG 171 OR 1066 PG 1135 OR 1999/467 OR 2272/ 228

Flood risk

Minimal riskFEMA Zone XPanel 12035C0129E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

A1A to River Oaks Way

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 1, 2026 at 4:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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