3073 Mountain Spruce Terrace, FL
Stellar MLS
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$499,000

3073 Mountain Spruce Terrace

Wesley Chapel, FL 33543

Listing updated: September 14, 2026 at 7:19 PM ET

Active
Stellar MLSListing courtesy of Exp Realty Llc · Jackie Foster · MLS #TB8548635 · Active · 888-883-8509
4
Beds
3
Baths
2,591
Sq Ft
0.12
Acres
2021
Built
Water view$193/sqft
Single Family Residence

Property type

2021

Year built

5,331 sqft

Lot size

$193

Price / sq ft

$456/mo

HOA dues

0

Days on market

2

Garage spaces

A

Flood zone

About this home

Virtually Staged. Welcome to the Diana model by GL Homes, offering 4 bedrooms, 3 full baths, 2,591 square feet of living space, and a tranquil pond view in Wesley Chapel's Winding Ridge. Built in 2021, this home centers around an open kitchen and great room, ideal for entertaining. Stainless appliances, solid countertops, slow-close cabinets, plus built-in ceiling speakers and a Culligan water system. A main-level bedroom and full bath offer flexibility for guests or multigenerational living. Upstairs, a spacious loft suits a media room, playroom, or second lounge. The primary suite includes dual closets and a large bath with walk-in shower and soaking tub. Step out back to a fully fenced yard and calming water views. Winding Ridge amenities include a resort pool with cabanas, splash pad, fitness center, playgrounds, and sports courts. Zoned for Double Branch Elementary, Thomas E. Weightman Middle, and Wesley Chapel High. All appliances convey. Schedule your private showing and experience Winding Ridge living.

Estimated monthly payment

Principal & interest$2,523
Property taxes$438
Home insurance (est.)$229
HOA dues$456

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Sep 14, 2026
  2. Listed$499,000
    Sep 14, 2026
  3. Price increased$499,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Cumulative DOM
52
Subdivision
Winding Ridge
County
Pasco
Year built
2021
Living area
2,591 sq ft
Price/sq ft
$193
Building area
2,991 sq ft (Public Records)
Lot size
5,331 sq ft
Lot category
0 to less than 1/4
Flood zone
A (12101C0434F)
Garage
2 spaces
Annual taxes
$5,259 (2025)
Parcel #
20-26-23-007.0-000.00-381.0
Zoning
MPUD
MLS #
TB8548635

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
Interior features
Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room, Upper Level, Washer Hookup
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Ground Level, Off Street

HOA & Financial

HOA fee
$1,368 / Quarterly
Monthly HOA
$456/mo
Total monthly fees
$456/mo
Total annual fees
$5,472
HOA name
Gina Hyatt
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
BUYER TO VERIFY WITH HOA
Approval process
BUYER TO VERIFY WITH THE HOA

Exterior & Construction

Exterior features
Lighting
Construction materials
Block, Frame
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Community

Pets allowed
Breed Restrictions

Schools

ElementaryDouble Branch ElementaryGreatSchools ↗
MiddleThomas E Weightman Middle-POGreatSchools ↗
High SchoolWesley Chapel High-POGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond14x13
Bedroom 2First11x11
Bedroom 3Second11x12
Bedroom 4Second11x11
Primary BathroomSecond12x10
LoftSecond12x13
Bathroom 2First
Bathroom 3Second
Dining RoomFirst
Living RoomFirst
KitchenFirst

Listing Details

Listing date
2026-09-10
On market date
2026-09-14
Original list price
$499,000
Occupant type
Owner
MLS area
33543 - Zephyrhills/Wesley Chapel
Listing AOR
Sarasota - Manatee
Status changed
2026-09-14
Tax legal description
WINDING RIDGE PHASES 1 & 2 PB 83 PG 23 LOT 381

Flood risk

High riskFEMA Zone APanel 12101C0434F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75, take SR-56 east. Turn left onto Great Banyan Way and continue north. Turn right onto Hollow Hickory Place, heading east, then turn left onto Mountain Spruce Terrace. The house will be on your left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 14, 2026 at 7:19 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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