4582 Grass Island Terrace, FL
Stellar MLS
1 / 1

$269,000

4582 Grass Island Terrace

Hernando, FL 34442

Listing updated: September 12, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Cb/Ellison Rlty West · Brian McCarthy · MLS #OM732095 · Active · 352-854-9717
3
Beds
2
Baths
1,577
Sq Ft
0.19
Acres
2004
Built
Water access55+ community$171/sqft360° tour
Single Family Residence

Property type

2004

Year built

8,379 sqft

Lot size

$171

Price / sq ft

$172/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Welcome to Arbor Lakes! A peaceful lakeside community on beautiful Lake Hernando! This well-maintained 3-bedroom, 2-bath home offers 1,577 square feet of living space and 2,210 square feet overall, situated on a generous .19-acre lot. Built in 2004, the home features a 2-car garage and an inviting combination of comfort, upgrades, and unique amenities. Upon entering, you'll appreciate the luxury vinyl wood-plank flooring throughout the main living areas, creating a warm and stylish feel. The upgraded kitchen features granite countertops, newer stainless appliances, and attractive luxury hardware. Both bathrooms have been beautifully updated with granite countertops, and new sinks. One of the home's most distinctive features is the indoor, in-ground soaking spa with whirlpool jets , a truly special amenity that provides the perfect place to relax and unwind year-round. Additional updates include a 2022 roof, 2020 air conditioner, and newer hot water heater. Stained-glass chandeliers add an elegant touch to the dining and formal dining areas, while ceiling fans are featured throughout the home. Enjoy the wonderful Arbor Lakes amenities, including the clubhouse, community pool, tennis courts, dog park, and community boat launch with fishing pier. Whether you're looking for a peaceful place to call home or a community where you can enjoy an active Florida lifestyle, this unique Arbor Lakes property is one you won't want to miss!

Estimated monthly payment

Principal & interest$1,360
Property taxes$169
Home insurance (est.)$123
HOA dues$172

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Sep 11, 2026
  2. Listed$269,000
    Sep 11, 2026
  3. Price increased$269,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Arbor Lakes
County
Citrus
Year built
2004
Living area
1,577 sq ft
Price/sq ft
$171
Building area
2,210 sq ft (Public Records)
Lot size
8,379 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$2,026 (2025)
Parcel #
2940905
Zoning
PDR
MLS #
OM732095

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Luxury Vinyl
Appliances
Dishwasher, Dryer, Electric Water Heater, Freezer, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$515 / Quarterly
Monthly HOA
$172/mo
Total monthly fees
$172/mo
Total annual fees
$2,060
HOA name
Joe Davis Ext 709
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See Deed Restrictions

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 1First
Bedroom 2First
KitchenFirst
Family RoomFirst

Listing Details

Listing date
2026-09-10
On market date
2026-09-11
Original list price
$269,000
Occupant type
Owner
MLS area
34442 - Hernando
Listing AOR
Ocala - Marion
Status changed
2026-09-11
Tax legal description
ARBOR LAKES UNIT II PB 16 PG 99 LOT 16 BLK K

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

SR 41 S turn on CR 200 E then turn on E Arbor lakes Dr. Through Envera gate and make 1st Left on E Lake Todd, then left on N Grass Island Terrace. Home on Left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 12, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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