$315,000
4486 Lake Vista Trail
Hernando, FL 34442
Listing updated: April 23, 2026 at 11:18 AM ET
Listing courtesy of Cb/Ellison Rlty West · Brian McCarthy · MLS #OM721122 · Active · 352-854-9717Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to beautiful Arbor Lakes! one of Citrus County's most desirable and peaceful communities. This stunning Jasmine model offers 3 bedrooms, 2 bathrooms, and over 2,000 sq ft of comfortable living space (2,654 total under roof), perfectly situated on a .16-acre lot. Built in 2006, this well-maintained home features a spacious 2-car garage and a brand-new roof installed in March 2026, providing peace of mind for years to come. Inside, you"ll find laminate wood flooring throughout the main living areas, plush carpeting in the bedrooms, and ceramic tile flooring in all bathrooms, along with fully tiled showers and bath areas. The oversized primary suite is a true retreat, featuring two walk-in closets, a private entrance to the enclosed lanai, and a luxurious en-suite bathroom with dual solid-surface vanities, a grand walk-in shower, and a private lavatory, creating a true spa-like retreat. The kitchen is well-appointed with granite countertops, maple cabinetry, and a ceramic undermount sink. Enjoy casual dining in the eat-in kitchen, complete with a convenient built-in desk area, perfect for organization or a small home workspace. Enjoy the enclosed lanai, ideal for relaxing or entertaining year-round while taking in the peaceful surroundings. Residents of Arbor Lakes enjoy access to a community pool and recreation center, as well as the opportunity to fish from the dock. Located in a quiet, well-kept neighborhood, this home offers the perfect blend of comfort, style, and convenience.- lawn mowing, edging, periodic trimming of bushes from AC unit around to edge of front lanai. Villa Fee includes - weed and pest spraying on lawns and sidewalks as needed - once a year mulching of front beds each spring - sprinkler maintenance -- ie spray heads, rotors -- inspected once each spring and repaired as needed all year (Except for the solenoids - zone valves ,sprinkler control boxes, rain sensor and timer issues -- these are homeowner responsibility) - painting of exterior of villa - approximately once every 8-10 years
Local Insight
At $158/sqft in a 55+ community with water access, this is reasonably priced for the Hernando market, but the tight 0.16-acre lot and $172 monthly HOA mean ongoing costs that cut into long-term equity. The 2006 build age combined with an older community layout means you'll want a thorough inspection on the HVAC and roof—Florida properties that age in humid conditions can hide costly surprises. Being in flood zone X is a genuine plus for insurance and resale, so if the home's elevation checks out during inspection, that's real value working in your favor.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history35 days on market
- Status: ActiveMar 19, 2026
- Listed$324,900Mar 19, 2026
- Price reduced$315,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 35
- Subdivision
- Arbor Lakes
- County
- Citrus
- Year built
- 2006
- Living area
- 2,000 sq ft
- Price/sq ft
- $158
- Building area
- 2,654 sq ft (Public Records)
- Lot size
- 6,844 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $2,892 (2025)
- Parcel #
- 3269233
- Zoning
- PDR
- MLS #
- OM721122
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Luxury Vinyl, Wood
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, L Dining, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $515 / Quarterly
- Monthly HOA
- $172/mo
- Total monthly fees
- $262/mo
- Total annual fees
- $3,140
- HOA name
- Vine Management
- CDD
- No
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See deed restrictions
- Approval process
- See Deed Restrictions
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water access
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 9x14 |
| Dining Room | First | 10x10 |
| Primary Bedroom | First | 11x12 |
| Living Room | First | 17x25 |
| Bedroom 2 | First | 10x11 |
| Bedroom 3 | First | 10x11 |
| Dinette | First | 8x9 |
Listing Details
- Listing date
- 2026-03-17
- On market date
- 2026-03-19
- Original list price
- $324,900
- Occupant type
- Vacant
- MLS area
- 34442 - Hernando
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-03-19
- Tax legal description
- ARBOR LAKES UNIT III PB 17 PG 64 LOT 55
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From SR 41 S , turn left on 200 E then Right on E Arbor Lakes Dr , then Left on E Cove Park Trail, then Right on E Lake Todd Dr., then left on Lk Vista Trail, home on Right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 23, 2026 at 11:18 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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