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$239,900

3716 Cove Park Trail

Hernando, FL 34442

Listing updated: August 4, 2026 at 4:07 PM ET

Active

Listing courtesy of Parsley Real Estate Inc · Dixie Parsley · MLS #OM729608 · Active · 352-220-4355

Beds

Baths

1,549

Sq Ft

0.2

Acres

1998

Built

◆Water access◆55+ community◆$155/sqft◆360° tour

Single Family Residence

Property type

1998

Year built

8,652 sqft

Lot size

$155

Price / sq ft

$172/mo

HOA dues

Days on market

Garage spaces

Flood zone

About this home

Arbor Lakes, 55+ Adult Community in Hernando off State Rd. 200, convenient access to Ocala, Inverness, Beverly Hills. Lots of value in the low HOA fee provides, community pool, pretty clubhouse, tennis, fitness room, a waterfront park on open Lake Tsala Apopka with a dock and boat launch. Activities at the clubhouse if you like to participate. Sidewalks. Winding roads, homes have mature landscaping making a charming well-kept neighborhood. This home has 1549 sq. ft. living/heated area with 3 bedrooms, 2 baths - a split floor plan. Cathedral Ceiling in living room with lots of natural light, spacious dining area off kitchen. Master bath has walk-in shower with seat & grab bar, walk-in closet and the bedroom has sliding glass doors that open on the back screened porch. Inside laundry room. 2 car garage, add the front porch overhang and back screened porch for an approx. total of 2335 sq. ft. under roof. New roof in 2019. Pretty landscaping and a back yard with a nice tree and shrubs.Arbor Lakes has a gated landscaped entry to make you feel secure and limit traffic. A great price, come see!

Estimated monthly payment

Principal & interest$1,213

Property taxes$100

Home insurance (est.)$110

HOA dues$172

Down payment

20%

$47,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history3 days on market

Status: Active
Aug 2, 2026
Listed$239,900
Aug 1, 2026
Price increased$239,900

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 3
Subdivision: Arbor Lakes
County: Citrus
Year built: 1998
Living area: 1,549 sq ft
Price/sq ft: $155
Building area: 2,335 sq ft (Public Records)
Lot size: 8,652 sq ft
Lot category: 0 to less than 1/4
Flood zone: X
Garage: 2 spaces
Annual taxes: $1,196 (2025)
Parcel #: 19E18S140140 000F0 0200
Zoning: PDR
MLS #: OM729608

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Carpet
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features: Cathedral Ceiling(s), Ceiling Fans(s), Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
Laundry: Inside
Stories / Levels: One
Direction faces: North

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

HOA fee: $516 / Quarterly
Monthly HOA: $172/mo
Total monthly fees: $172/mo
Total annual fees: $2,064
HOA name: Vine Management
CDD: No
Homestead exemption: Yes
Min lease term: 6 Months
Listing terms: Cash, Conventional
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: See Arbor Lakes restrictions.
Approval process: check deed restrictions and HOA Vine Management, approval process, lease terms, background checks on tenants,

Exterior & Construction

Exterior features: Sidewalk
Construction materials: Stucco
Roof: Shingle
Foundation: Slab
Water access: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed: Yes
Senior community: Yes

Schools

ElementaryHernando ElementaryGreatSchools ↗

MiddleCitrus Springs Middle SchoolGreatSchools ↗

High SchoolACitrus High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	First	11x13
Dinette	First	9.6x9.6
Dining Room	First	9.6x9.6
Primary Bedroom	First	11.6x16
Bedroom 2	First	12x10.8
Bedroom 3	First	12x10.8
Kitchen	First	10.5x10.6

Listing Details

Listing date: 2026-07-31
On market date: 2026-08-01
Original list price: $239,900
Occupant type: Vacant
MLS area: 34442 - Hernando
Listing AOR: Ocala - Marion
Status changed: 2026-08-02
Tax legal description: Lot 20, Blk. F, Arbor Lakes, Unit 1, PB 15, PG 75, Citrus Co., FL

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Ocala, go south - west on State Rd. 200, cross Withlacoochee River into Citrus County, turn left into Arbor Lakes subdivision - gated. then turn right on Cove Park Trail to home on right. 3716 E. Cove Park Trail, Hernando

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 4, 2026 at 4:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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