4650 Cove Circle, FL
Stellar MLS
1 / 1

$110,000

4650 Cove Circle

St Petersburg, FL 33708

Listing updated: September 12, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Bhhs Florida Properties Group · Ken Rogers, Jr · MLS #TB8547500 · Active · 727-828-8615
1
Bed
1
Bath
760
Sq Ft
0
Acres
1970
Built
◆Water access◆55+ community◆$145/sqft◆360° tour
Condominium

Property type

1970

Year built

$145

Price / sq ft

$764/mo

HOA dues

1

Day on market

AE

Flood zone

About this home

Welcome to Your Slice of Paradise! Welcome to 4650 Cove Circle, Unit 104, a charming and affordable 1-bedroom, 1-bath first-floor condominium located in the Hamilton House Building at Sea Towers, a waterfront 55+ community in beautiful St. Petersburg, Florida. This move-in-ready condo has been recently updated with a new kitchen, new appliances, and a beautifully updated full bath, along with fresh paint throughout. It’s a great opportunity to enjoy the Florida lifestyle without breaking the bank! The Hamilton House is conveniently located just inside Sea Towers’ front guard gate, making coming and going a breeze. Your unit also includes covered parking with Carport #34 and a 4' x 4' x 4' storage locker for those things you don’t need every day. And for added convenience, free laundry facilities are located right by the elevators on the first floor. Life at Sea Towers is all about enjoying the Florida lifestyle. Residents have access to two heated swimming pools, saunas, tennis and pickleball courts, shuffleboard, a fitness center, card room, and billiards room. There’s also a beautiful waterfront grilling and lounge area with covered seating and restrooms — the perfect place to relax, meet your neighbors, and enjoy the gorgeous Florida weather. And then there’s the location! You’re just minutes from the beautiful Gulf beaches of Madeira Beach, with shopping, restaurants, and everyday conveniences close by. Seminole Mall and Walmart are nearby, and veterans will appreciate being just around the corner from Bay Pines VA Healthcare System. Whether you’re looking for a full-time Florida home, a seasonal getaway, or simply a place to enjoy an active 55+ lifestyle, this condo offers an affordable way to make the most of everything the Tampa Bay area has to offer. With boating and fishing opportunities right in the waterfront community and the beach just a short bike ride away, your Florida paradise may be closer than you think!

Estimated monthly payment

Principal & interest$556
Property taxes$122
Home insurance (est.)$50
HOA dues$764

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Sep 11, 2026
  2. Listed$110,000
    Sep 11, 2026
  3. Price increased$110,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
1
Subdivision
Hamilton House The Condo
County
Pinellas
Year built
1970
Living area
760 sq ft
Price/sq ft
$145
Lot size
0 sq ft
Lot category
Non-Applicable
Flood zone
AE (12103C0183H)
Annual taxes
$1,469 (2025)
Parcel #
03-31-15-35329-000-1040
Zoning
CONDO
MLS #
TB8547500

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Interior Details

Bedrooms
1
Full bathrooms
1
Flooring
Tile
Appliances
Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Solid Surface Counters, Thermostat
Laundry
Common Area
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Assigned, Covered, Guest
Carport
Yes

HOA & Financial

HOA fee
$764 / Monthly
Monthly HOA
$764/mo
Total monthly fees
$764/mo
Total annual fees
$9,167
HOA name
Stephanie Vita
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Contact the association for details.
Approval process
Contact the association for details.

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block, Stucco
Roof
Built-Up
Foundation
Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
No
Senior community
Yes

Schools

ElementaryOrange Grove Elementary-PNGreatSchools ↗
MiddleOsceola Middle-PNGreatSchools ↗
High SchoolSeminole High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst13x11
KitchenFirst13x10
Primary BedroomFirst14x11
Primary BathroomFirst8x5

Listing Details

Listing date
2026-09-11
On market date
2026-09-11
Original list price
$110,000
Occupant type
Vacant
MLS area
33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Listing AOR
Suncoast Tampa
Status changed
2026-09-11
Tax legal description
HAMILTON HOUSE, THE CONDO UNIT 104

Flood risk

High riskFEMA Zone AEPanel 12103C0183H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Duhme Road turn west into Sea Towers. Once past the guard gate turn right and park in a guest parking spot. Condo is located on the first floor to the left of the elevators.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 12, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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