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$389,900

5401 98th AvenueTemple Terrace, FL 33617

Listing updated: October 3, 2026 at 9:25 PM ET

Active

Listing courtesy of Urban Core Realty · Monica Dudas · MLS #TB8547417 · Active · 813-418-0207

Beds

Baths

1,470

Sq Ft

0.17

Acres

1959

Built

◆$265/sqft◆360° tour

Single Family Residence

Property type

1959

Year built

7,300 sqft

Lot size

$265

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

Welcome to your dream home in Temple Terrace, FL! This stunningly updated 3-bedroom, 2-bathroom home with a large flex space is truly a must-see. The property boasts charming curb appeal and a welcoming covered front porch—the perfect spot to enjoy your morning coffee. Step inside to find a bright, airy, and inviting living space that seamlessly flows into the dining area and an all-new, fully updated kitchen. This chef-inspired space features two-toned soft-close cabinets, quartz countertops, stainless steel appliances, and all-new hardware. The home is truly move-in ready, featuring all-new luxury vinyl flooring, fresh interior and exterior paint, updated bathrooms, and stylish lighting throughout. The spacious primary suite offers a generous closet and beautiful backyard views with direct access through elegant French doors. With two additional bedrooms and a well-appointed second bathroom, there is ample flexibility for family and guests. Additionally, the expansive flex space is ideal for a home office, game room, or family room; with its private rear access, it even offers potential as a private guest suite or short-term rental. Additional features include a large, fully fenced backyard with mature landscaping, a custom outdoor grill for entertaining, and an indoor laundry space. Nestled in a quiet, established neighborhood with no HOA or CDD fees, the location is perfect—within minutes of USF and the VA and only 20 minutes to Downtown Tampa, Ybor City, Sparkman Wharf, and Armature Works. This home is waiting for you, schedule your showing today!

Estimated monthly payment

Principal & interest$1,972

Property taxes$146

Home insurance (est.)$179

Down payment

20%

$77,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history23 days on market

Status: Active
Sep 10, 2026
Listed$389,900
Sep 10, 2026
Price increased$389,900

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 23
Subdivision: Temple Terrace Plaza
County: Hillsborough
Year built: 1959
Living area: 1,470 sq ft
Price/sq ft: $265
Building area: 1,656 sq ft (Public Records)
Lot size: 7,300 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12057C0217H)
Annual taxes: $1,750 (2025)
Parcel #: T-22-28-19-55O-000004-00012.0
Zoning: R-75
MLS #: TB8547417

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Luxury Vinyl
Appliances: Microwave, Range, Refrigerator
Interior features: Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor
Laundry: Inside
Stories / Levels: One
Direction faces: South

Heating & Cooling

Heating: Central
Cooling: Central Air

HOA & Financial

Total monthly fees: None
Total annual fees: None
CDD: No
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Outdoor Grill, Private Mailbox, Sidewalk, Storage
Construction materials: Block
Roof: Shingle
Foundation: Slab
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Electricity Connected, Water Connected

Schools

ElementaryTemple Terrace-HBGreatSchools ↗

MiddleGreco-HBGreatSchools ↗

High SchoolKing-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	First
Kitchen	First
Primary Bedroom	First

Listing Details

Listing date: 2026-09-10
On market date: 2026-09-10
Original list price: $389,900
Occupant type: Vacant
MLS area: 33617 - Tampa / Temple Terrace
Listing AOR: Suncoast Tampa
Status changed: 2026-09-10
Tax legal description: TEMPLE TERRACE PLAZA LOT 12 BLOCK 4

Flood risk

Minimal riskFEMA Zone XPanel 12057C0217H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Merge onto I-75 S ? 13.1 mi Take exit 265 to merge onto FL-582 W/E Fowler Ave toward Temple Terrace ? 0.6 mi ? Follow FL-582 W/E Fowler Ave and N 56th St to E 98th Ave in Temple Terrace 8 min (3.4 mi) Merge onto FL-582 W/E Fowler Ave ? 2.2 mi Use the left 2 lanes to turn left onto N 56th St ? 1.0 mi Turn right onto Mission Hills Ave ? 259 ft Turn left onto N 55th St ? 0.1 mi Turn right onto E 98th Ave Home is on the left

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 3, 2026 at 9:25 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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