$399,000
20 Royal Palm Lane
Palm Coast, FL 32164
Listing updated: September 30, 2026 at 3:13 PM ET
Listing courtesy of Re/Max Advantage · Eric Zimmerman · MLS #V4951138 · Active · 386-846-1515Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to a beautifully updated 3 bedroom, 2 bathroom home with a versatile flex den or office, tucked away in a quiet Palm Coast neighborhood with convenient access to local schools, shopping, restaurants, and a quick drive to the beach. The home has been updated and meticulously maintained, including remodeled bathrooms, granite kitchen countertops, updated flooring, and an impressive list of major improvements. The backyard is made for Florida living with a custom heated saltwater pool, sundeck, and full screen enclosure. The fully fenced backyard also offers flexible space for children, pets, or a dog run, plus a large side gate with room to park a boat or trailer out of sight. The property is in Zone X, high and dry with no flood issues. Between the updated systems, hurricane-rated improvements, and extensive maintenance, the major work has already been handled. Whether you are looking for a retirement home close to the beach and everything Palm Coast has to offer, or a family-friendly home with convenient access to the schools, this one checks the boxes. Move in, unpack, and enjoy. Major updates include: Roof 2019 with architectural shingles Hurricane-rated windows 2022 with storm shutters Water heater 2021 HVAC 2016, serviced every six months Heated saltwater pool and screen enclosure 2016 Gutters 2019 White vinyl privacy fencing 2016 with black chain link sections Exterior painted 2017 with premium ceramic paint Tuff Shed 2016, anchored to concrete pad for hurricane requirements Horseshoe driveway 2017 Govee exterior lighting controlled by app RainSoft water system Ceramic-coated garage floor
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history19 days on market
- Status: ActiveSep 11, 2026
- Listed$405,000Sep 11, 2026
- Price reduced$399,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 19
- Subdivision
- Palm Coast Sec 32
- County
- Flagler
- Year built
- 2005
- Living area
- 2,010 sq ft
- Price/sq ft
- $199
- Building area
- 2,661 sq ft (Public Records)
- Lot size
- 10,019 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12035C0138E)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $3,069 (2025)
- Parcel #
- 07-11-31-7032-00220-0150
- Zoning
- SFR
- MLS #
- V4951138
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dishwasher, Microwave, Refrigerator, Water Filtration System, Water Softener
- Interior features
- Ceiling Fans(s), Primary Bedroom Main Floor
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Circular Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Confirm with city and county for restrictions.
Exterior & Construction
- Exterior features
- Dog Run, Hurricane Shutters, Rain Gutters
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 24.9x16.2 |
| Kitchen | First | 16.8x11.3 |
| Primary Bedroom | First | 12.7x19.4 |
| Bedroom 2 | First | 12.9x10.9 |
| Bedroom 3 | First | 12.9x10.8 |
| Office | First | 12.9x11.8 |
| Dining Room | First | 11.8x11.8 |
| Laundry | First | 6.1x11.8 |
| Primary Bathroom | First | 9.8x13.7 |
| Bathroom 2 | First | 8.8x5.4 |
Listing Details
- Listing date
- 2026-09-11
- On market date
- 2026-09-11
- Original list price
- $405,000
- Occupant type
- Owner
- MLS area
- 32164 - Palm Coast
- Listing AOR
- Orlando Regional
- Status changed
- 2026-09-11
- Tax legal description
- PALM COAST SECTION 32 BLOCK 00022 LOT 0015 SUBDIVISION COMPLETION YEAR 1979 OR 249 PG 800 OR 367 PG 326 OR 421 PG 831 OR 1250 PG 610 OR 1430 PG 1342 OR 1664/1318 OR 1679/1402 OR 2022/1737
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-95, take Exit 289 onto Palm Coast Parkway NW, turn left onto Belle Terre Parkway, right onto Whiteview Parkway, left onto Ravenwood Drive, right onto Rolling Sands Drive, right onto Royal Oak Drive, and left onto Royal Palm Lane. The property will be on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 30, 2026 at 3:13 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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