106 Steven Street, FL
Stellar MLS
1 / 1

$499,900

106 Steven Street

Ruskin, FL 33570

Listing updated: September 3, 2026 at 3:26 PM ET

Active
Stellar MLSListing courtesy of Clarke Realty Llc · Jeffrey Clarke · MLS #TB8545351 · Active · 727-404-0277
3
Beds
2
Baths
1,508
Sq Ft
0.21
Acres
1965
Built
WaterfrontWater access$332/sqft
Single Family Residence

Property type

1965

Year built

9,100 sqft

Lot size

$332

Price / sq ft

No HOA

HOA dues

0

Days on market

AE

Flood zone

About this home

Nestled near the open bay with direct water access, this 1,580-square-foot 3/2 home with a boat lift delivers effortless waterfront living backed by modern updates for peace of mind and convenience. The thoughtfully refreshed interior features three bedrooms, two redesigned bathrooms, and a completely renovated kitchen showcasing crisp white shaker cabinets, gleaming granite countertops, and premium appliances perfectly suited for quiet mornings or entertaining after a day on the water. Outside, the property truly shines for boating enthusiasts, offering a brand-new 2023 boat lift, generous RV and boat parking, and a covered carport. The functional backyard adds rare charm with custom-built raised vegetable gardens and a versatile work shed that could easily convert into a private home office or used as ample storage for anything you need. Best of all, peace of mind is already built in so you can inherit quality rather than projects. Every major system has been recently upgraded, including a 50-year metal roof (2020), a new AC system (2021), a full whole-house re-plumb out to the street (2022), and hurricane-impact windows and doors (2024). This isn't just an address; it's a turnkey lifestyle ready to be enjoyed.

Estimated monthly payment

Principal & interest$2,528
Property taxes$415
Home insurance (est.)$229

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Sep 3, 2026
  2. Listed$499,900
    Sep 3, 2026
  3. Price increased$499,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Cumulative DOM
123
Subdivision
Collura Sub
County
Hillsborough
Year built
1965
Living area
1,508 sq ft
Price/sq ft
$332
Building area
1,780 sq ft (Public Records)
Lot size
9,100 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12057C0651J)
Annual taxes
$4,981 (2025)
Parcel #
U-11-32-18-18V-000000-00018.0
Zoning
RSC-6
MLS #
TB8545351

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Terrazzo, Tile
Appliances
Cooktop, Dishwasher, Dryer, Washer, Water Softener
Interior features
Other, Primary Bedroom Main Floor, Split Bedroom
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
All information is deemed reliable but not guaranteed. Buyers and their agents are responsible for verifying all community rules, rental restrictions, and property details prior to purchase.

Exterior & Construction

Exterior features
Garden, Lighting, Other, Storage
Construction materials
Block
Roof
Metal
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Room Details

RoomLevelDimensions
Living RoomFirst
Primary BedroomFirst
KitchenFirst

Listing Details

Listing date
2026-09-03
On market date
2026-09-03
Original list price
$499,900
Occupant type
Owner
MLS area
33570 - Ruskin/Apollo Beach
Listing AOR
Suncoast Tampa
Status changed
2026-09-03
Tax legal description
COLLURA SUB LOT 18

Flood risk

High riskFEMA Zone AEPanel 12057C0651J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Shellpoint to Steven St. Home is on the right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 3, 2026 at 3:26 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA