
$499,900
106 Steven Street
Ruskin, FL 33570
Listing updated: September 3, 2026 at 3:26 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Nestled near the open bay with direct water access, this 1,580-square-foot 3/2 home with a boat lift delivers effortless waterfront living backed by modern updates for peace of mind and convenience. The thoughtfully refreshed interior features three bedrooms, two redesigned bathrooms, and a completely renovated kitchen showcasing crisp white shaker cabinets, gleaming granite countertops, and premium appliances perfectly suited for quiet mornings or entertaining after a day on the water. Outside, the property truly shines for boating enthusiasts, offering a brand-new 2023 boat lift, generous RV and boat parking, and a covered carport. The functional backyard adds rare charm with custom-built raised vegetable gardens and a versatile work shed that could easily convert into a private home office or used as ample storage for anything you need. Best of all, peace of mind is already built in so you can inherit quality rather than projects. Every major system has been recently upgraded, including a 50-year metal roof (2020), a new AC system (2021), a full whole-house re-plumb out to the street (2022), and hurricane-impact windows and doors (2024). This isn't just an address; it's a turnkey lifestyle ready to be enjoyed.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveSep 3, 2026
- Listed$499,900Sep 3, 2026
- Price increased$499,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Cumulative DOM
- 123
- Subdivision
- Collura Sub
- County
- Hillsborough
- Year built
- 1965
- Living area
- 1,508 sq ft
- Price/sq ft
- $332
- Building area
- 1,780 sq ft (Public Records)
- Lot size
- 9,100 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0651J)
- Annual taxes
- $4,981 (2025)
- Parcel #
- U-11-32-18-18V-000000-00018.0
- Zoning
- RSC-6
- MLS #
- TB8545351
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Terrazzo, Tile
- Appliances
- Cooktop, Dishwasher, Dryer, Washer, Water Softener
- Interior features
- Other, Primary Bedroom Main Floor, Split Bedroom
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- All information is deemed reliable but not guaranteed. Buyers and their agents are responsible for verifying all community rules, rental restrictions, and property details prior to purchase.
Exterior & Construction
- Exterior features
- Garden, Lighting, Other, Storage
- Construction materials
- Block
- Roof
- Metal
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Primary Bedroom | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-09-03
- On market date
- 2026-09-03
- Original list price
- $499,900
- Occupant type
- Owner
- MLS area
- 33570 - Ruskin/Apollo Beach
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-09-03
- Tax legal description
- COLLURA SUB LOT 18
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Shellpoint to Steven St. Home is on the right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 3, 2026 at 3:26 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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