20865 Drake Elm Drive, FL
Stellar MLS
1 / 1

$519,900

20865 Drake Elm Drive

Land O Lakes, FL 34638

Listing updated: September 3, 2026 at 4:28 PM ET

Active
Stellar MLSListing courtesy of Re/Max Action First Of Florida · Peter Gawienczuk · MLS #TB8544179 · Active · 813-749-0875
5
Beds
3
Baths
2,615
Sq Ft
0.11
Acres
2023
Built
$199/sqft360° tour
Single Family Residence

Property type

2023

Year built

4,800 sqft

Lot size

$199

Price / sq ft

$137/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to this spacious 5-bedroom, 3-full-bath home offering 2,615 square feet of living space in the beautiful, well-maintained Whispering Pines gated community. Built in late 2023, this newer, move-in-ready home is a Talon model in excellent condition and offers the space, flexibility, and convenience today’s buyers are looking for. Built under modern Florida building codes, the home offers newer construction designed to meet current wind-resistance and hurricane-safety standards. One of its standout features is its prime location directly across from the community pool and clubhouse, just steps from the neighborhood’s main entrance, with the added privacy of no rear neighbors. Whispering Pines features two gated entrances and wonderful community amenities, including walking trails, a dog park, playground, swimming pool, and clubhouse. The clubhouse features comfortable seating areas, TVs, and grills, all overlooking the community’s beautiful central pond and pool. Inside, the bright, open-concept main living area connects the kitchen, dining area, and family room, creating an inviting layout for everyday living and entertaining. The kitchen features dark cabinetry, quartz countertops, stainless steel appliances, a pantry, and a large center island with seating. Sliding glass doors bring in abundant natural light and open to the covered lanai and fully fenced backyard, with gates on both sides of the house and no rear neighbors. Upstairs, a spacious loft provides valuable additional living space and can easily serve as a second family room, playroom, or home office. The primary suite features a large walk-in closet and private bathroom with dual sinks, a walk-in shower, and a large linen closet. Additional features include a 2-car garage, neutral finishes throughout, tile flooring downstairs, and beautifully maintained carpet upstairs. Conveniently located with easy access to shopping, dining, Tampa International Airport, and everything the Tampa Bay area has to offer. Come see everything this beautiful home and community have to offer!

Estimated monthly payment

Principal & interest$2,629
Property taxes$699
Home insurance (est.)$238
HOA dues$137

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Sep 3, 2026
  2. Listed$519,900
    Sep 3, 2026
  3. Price increased$519,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Whispering Pines Ph 1
County
Pasco
Year built
2023
Living area
2,615 sq ft
Price/sq ft
$199
Building area
3,311 sq ft (Public Records)
Lot size
4,800 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12101C0403F)
Garage
2 spaces
Annual taxes
$8,393 (2025)
Parcel #
18-26-23-0100-00000-0140
Zoning
MPUD
MLS #
TB8544179

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Interior Details

Bedrooms
5
Full bathrooms
3
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener

HOA & Financial

HOA fee
$137 / Monthly
Monthly HOA
$137/mo
Total monthly fees
$137/mo
Total annual fees
$1,644
HOA name
Access Management / Nicole Ferguson
CDD
Yes
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please verify with the HOA

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Schools

ElementaryOakstead Elementary-POGreatSchools ↗
MiddleCharles S. Rushe Middle-POGreatSchools ↗
High SchoolSunlake High School-POGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Family RoomFirst15x18
KitchenFirst10x12
Primary BedroomSecond14x15
LoftSecond21x10
Dining RoomFirst15x10
Bedroom 5First10x12
Bedroom 2Second10x12
Bedroom 3Second10x12
Bedroom 4Second12x12

Listing Details

Listing date
2026-09-03
On market date
2026-09-03
Original list price
$519,900
Occupant type
Owner
MLS area
34638 - Land O Lakes
Listing AOR
Suncoast Tampa
Status changed
2026-09-03
Tax legal description
WHISPERING PINES PHASE 1 PB 90 PG 088 LOT 14

Flood risk

Minimal riskFEMA Zone XPanel 12101C0403F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75, take Exit 275 for SR-56 W. Continue west as SR-56 becomes SR-54. Turn right onto Land O’ Lakes Blvd (US-41), then left onto Lake Patience Rd. Turn left into Whispering Pines at Dixie Hammock Dr, then left on Drake Elm Dr. Home will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 3, 2026 at 4:28 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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