
$519,900
20865 Drake Elm Drive
Land O Lakes, FL 34638
Listing updated: September 3, 2026 at 4:28 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to this spacious 5-bedroom, 3-full-bath home offering 2,615 square feet of living space in the beautiful, well-maintained Whispering Pines gated community. Built in late 2023, this newer, move-in-ready home is a Talon model in excellent condition and offers the space, flexibility, and convenience today’s buyers are looking for. Built under modern Florida building codes, the home offers newer construction designed to meet current wind-resistance and hurricane-safety standards. One of its standout features is its prime location directly across from the community pool and clubhouse, just steps from the neighborhood’s main entrance, with the added privacy of no rear neighbors. Whispering Pines features two gated entrances and wonderful community amenities, including walking trails, a dog park, playground, swimming pool, and clubhouse. The clubhouse features comfortable seating areas, TVs, and grills, all overlooking the community’s beautiful central pond and pool. Inside, the bright, open-concept main living area connects the kitchen, dining area, and family room, creating an inviting layout for everyday living and entertaining. The kitchen features dark cabinetry, quartz countertops, stainless steel appliances, a pantry, and a large center island with seating. Sliding glass doors bring in abundant natural light and open to the covered lanai and fully fenced backyard, with gates on both sides of the house and no rear neighbors. Upstairs, a spacious loft provides valuable additional living space and can easily serve as a second family room, playroom, or home office. The primary suite features a large walk-in closet and private bathroom with dual sinks, a walk-in shower, and a large linen closet. Additional features include a 2-car garage, neutral finishes throughout, tile flooring downstairs, and beautifully maintained carpet upstairs. Conveniently located with easy access to shopping, dining, Tampa International Airport, and everything the Tampa Bay area has to offer. Come see everything this beautiful home and community have to offer!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveSep 3, 2026
- Listed$519,900Sep 3, 2026
- Price increased$519,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Whispering Pines Ph 1
- County
- Pasco
- Year built
- 2023
- Living area
- 2,615 sq ft
- Price/sq ft
- $199
- Building area
- 3,311 sq ft (Public Records)
- Lot size
- 4,800 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12101C0403F)
- Garage
- 2 spaces
- Annual taxes
- $8,393 (2025)
- Parcel #
- 18-26-23-0100-00000-0140
- Zoning
- MPUD
- MLS #
- TB8544179
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 5
- Full bathrooms
- 3
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener
HOA & Financial
- HOA fee
- $137 / Monthly
- Monthly HOA
- $137/mo
- Total monthly fees
- $137/mo
- Total annual fees
- $1,644
- HOA name
- Access Management / Nicole Ferguson
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please verify with the HOA
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Family Room | First | 15x18 |
| Kitchen | First | 10x12 |
| Primary Bedroom | Second | 14x15 |
| Loft | Second | 21x10 |
| Dining Room | First | 15x10 |
| Bedroom 5 | First | 10x12 |
| Bedroom 2 | Second | 10x12 |
| Bedroom 3 | Second | 10x12 |
| Bedroom 4 | Second | 12x12 |
Listing Details
- Listing date
- 2026-09-03
- On market date
- 2026-09-03
- Original list price
- $519,900
- Occupant type
- Owner
- MLS area
- 34638 - Land O Lakes
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-09-03
- Tax legal description
- WHISPERING PINES PHASE 1 PB 90 PG 088 LOT 14
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75, take Exit 275 for SR-56 W. Continue west as SR-56 becomes SR-54. Turn right onto Land O’ Lakes Blvd (US-41), then left onto Lake Patience Rd. Turn left into Whispering Pines at Dixie Hammock Dr, then left on Drake Elm Dr. Home will be on the left.
More homes like this

$483,000
3943 Almond Brook Blvd
Land O Lakes, FL 34638
4 bd · 3 ba · 2,203 sqft
Whispering Pines Ph 1
MLS ID #TB8541549, DALTON WADE INC.
Listing provided by Stellar MLS

$525,000
3834 Maple Bay Ln
Land O Lakes, FL 34638
3 bd · 3 ba · 2,259 sqft
Whispering Pines Ph 1
MLS ID #TB8517076, LPT REALTY, LLC.
Listing provided by Stellar MLS

$361,618
19604 Timberbluff Dr
Land O Lakes, FL 34638
3 bd · 3 ba · 2,091 sqft
Tierra Del Sol Ph 01
MLS ID #TB8541373, COLDWELL BANKER REALTY.
Listing provided by Stellar MLS

$463,000
16176 Soft Fern Trce
Odessa, FL 33556
4 bd · 3 ba · 2,260 sqft
South Branch Preserve Ph 4a 4
MLS ID #O6435748, OPENDOOR BROKERAGE LLC.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 3, 2026 at 4:28 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA