$190,000
13478 Santa Rosa AvenuePort Charlotte, FL 33981
Listing updated: October 3, 2026 at 8:39 AM ET
Listing courtesy of Re/Max Palm Realty · Chaz Betters · MLS #C7530156 · Active · 941-743-5525Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Welcome to Gardens of Gulf Cove! This home features 2-bedrooms, 2-bathrooms, + den, with a 1-car garage and is situated on a corner lot in an established deed-restricted community. The roof was replaced in 2022 and the A/C was just replaced in 2026, offering some important updates for the next owner. The home also features public utilities, so no need to worry about septic systems or wells. Gardens of Gulf Cove offers residents two community facilities, each with a pool and a variety of amenities, along with sidewalks, five scenic lakes, and plenty of opportunities to enjoy the neighborhood's natural surroundings. With an annual HOA fee of $470, it's a lot of community for the cost. Come take a look!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history14 days on market
- Status: ActiveSep 19, 2026
- Listed$210,000Sep 19, 2026
- Price reduced$190,000
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
- Flood DisclosurePDFView / Download ↓
- HOA DisclosurePDFView / Download ↓
- LBP DiscPDFView / Download ↓
- Seller's DisclosurePDFView / Download ↓
- Gardens of Gulf Cove Articles of IncPDFView / Download ↓
- Gardens of Gulf Cove BylawsPDFView / Download ↓
- Gardens of Gulf Cove Declaration of CovPDFView / Download ↓
- Gardens of Gulf Cove Facility Rules and RegsPDFView / Download ↓
- Gardens of Gulf Cove Application PackagePDFView / Download ↓
- Seller FAQPDFView / Download ↓
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 14
- Subdivision
- Port Charlotte Sec 066
- County
- Charlotte
- Year built
- 1973
- Living area
- 1,270 sq ft
- Price/sq ft
- $150
- Building area
- 1,852 sq ft (Public Records)
- Lot size
- 8,087 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X, AE (12015C0211G)
- Garage
- 1 spaces
- Annual taxes
- $3,064 (2025)
- Parcel #
- 412105428008
- Zoning
- RSF5
- MLS #
- C7530156
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Dryer, Range, Refrigerator, Washer
- Interior features
- Primary Bedroom Main Floor
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Other
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $470 / Annually
- Monthly HOA
- $39/mo
- Total monthly fees
- $39/mo
- Total annual fees
- $470
- HOA name
- Lori Milakeve
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Check with HOA
- Approval process
- Check with HOA
Exterior & Construction
- Exterior features
- Private Mailbox
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Den | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First |
Listing Details
- Listing date
- 2026-09-19
- On market date
- 2026-09-19
- Original list price
- $210,000
- Occupant type
- Owner
- MLS area
- 33981 - Port Charlotte
- Listing AOR
- Port Charlotte
- Status changed
- 2026-09-19
- Tax legal description
- PCH 066 4302 0022 PORT CHARLOTTE SEC66 BLK4302 LT 22 441/934 DC1315/142 1322/1167 1501/207 2199/1705 3541602
Flood risk
See FEMA for this zone’s designation and insurance requirements.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From FL-776, turn right onto Coliseum Blvd, turn right onto Muriel Ave, turn left onto Lori Ter, turn right onto Santa Rosa Ave
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 3, 2026 at 8:39 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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