103 Island Estates Parkway, FL
Stellar MLS
1 / 1

$2,150,000

103 Island Estates Parkway

Palm Coast, FL 32137

Listing updated: August 31, 2026 at 11:55 AM ET

Active
Stellar MLSListing courtesy of Coastal Gateway Real Estate Gr · Lisa Gardner · MLS #FC321081 · Active · 888-977-1588
4
Beds
4
Baths
3,706
Sq Ft
1.69
Acres
2017
Built
WaterfrontWater accessPrivate poolFireplace4-car garage1.69 acres$580/sqft
Single Family Residence

Property type

2017

Year built

73,620 sqft

Lot size

$580

Price / sq ft

$270/mo

HOA dues

0

Days on market

4

Garage spaces

X

Flood zone

About this home

Welcome to luxury coastal living in Island Estates, an exclusive gated island community in Hammock Dunes bordered by the Fox Cut Canal and the Intracoastal Waterway. Built in 2017, this custom waterfront sanctuary features 3,706 square feet of open-concept living space set on a premium, wide estate lot framed by mature tropical landscaping and magnificent oak trees. The home welcomes you through an elegant foyer with custom stone wall detailing that opens to a soaring, 47-foot-wide great room and formal dining area with warm hardwood flooring throughout. Designed for effortless indoor-outdoor living, massive 10-foot sliding glass pocket doors vanish completely to merge the interior with the outdoor lanai, filling the space with natural light and serene water views. At the heart of the home, the gourmet chef’s kitchen boasts custom white-painted cabinetry, premium stainless steel appliances, dual wall ovens, a gas cooktop, a beverage refrigerator, a spacious center island with breakfast bar, and a large walk-in pantry. The functional split layout offers four bedrooms and four full bathrooms, with each bedroom featuring its own private en-suite bath—including one conveniently configured as a pool and cabana bath. The primary suite serves as a serene retreat featuring direct pool access, sweeping views, and a spa-inspired bath complete with dual vanities, a deep soaking tub, and an oversized walk-in shower. A dedicated home office provides a private, productive workspace, while modern conveniences include integrated surround sound audio, complete video surveillance, and an oversized 4-car garage. The property has been impeccably maintained with recent updates including two new HVAC systems (2025), a new washer and dryer (2025), and new exterior French doors (2026). Outdoor living is centered around direct waterfront views, featuring an expansive covered lanai equipped with an integrated TV setup, a gas-burning fireplace, and a new outdoor grill (2026). Beyond the lanai, relax by the sparkling pool and spa, which features a newly refinished spa surface (2026) and new pool heater (2025/2026). Situated in an X flood zone with elevated FFE for peace of mind, the property boasts approximately 147 feet of direct canal frontage with direct access to the Intracoastal Waterway, offering the perfect canvas to build your own custom private dock. Located in prestigious Hammock Dunes in Palm Coast, residents enjoy serene, quiet beaches and frequent local wildlife sightings right in their backyard, all while remaining just an hour away from Jacksonville and Orlando. An optional membership is available to the award-winning Hammock Dunes Club—a Distinguished Emerald Club of the World and Platinum Club of America—which features two Audubon-certified golf courses, an oceanfront clubhouse with multiple dining venues, a resort-style pool, a 5,000-square-foot fitness center, tennis, pickleball, bocce ball, and three beachside croquet courts.

Estimated monthly payment

Principal & interest$10,872
Property taxes$1,798
Home insurance (est.)$985
HOA dues$270

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Aug 31, 2026
  2. Listed$2,150,000
    Aug 31, 2026
  3. Price increased$2,150,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Hammock Dunes
County
Flagler
Year built
2017
Living area
3,706 sq ft
Price/sq ft
$580
Building area
5,429 sq ft (Public Records)
Lot size
73,620 sq ft
Lot category
1 to less than 2
Flood zone
X
Garage
4 spaces
Pool
Private pool
Annual taxes
$21,580 (2025)
Parcel #
04-11-31-3000-00000-0540
Zoning
PUD
MLS #
FC321081

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Interior Details

Bedrooms
4
Full bathrooms
4
Flooring
Ceramic Tile, Wood
Appliances
Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
4
Attached garage
Yes
Parking features
Circular Driveway, Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Garage, Garage

HOA & Financial

HOA fee
$270 / Monthly
Monthly HOA
$270/mo
Total monthly fees
$508/mo
Total annual fees
$6,096
HOA name
IENA
CDD
Yes
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
SEE DOCS
Approval process
SEE DOCS

Exterior & Construction

Exterior features
Lighting, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Private Entrance, Private Mailbox, Private Yard
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Propane, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
Number Limit

Room Details

RoomLevelDimensions
Great RoomFirst
KitchenFirst
Primary BedroomFirst

Listing Details

Listing date
2026-08-30
On market date
2026-08-31
Original list price
$2,150,000
Occupant type
Owner
MLS area
32137 - Palm Coast
Listing AOR
Flagler
Status changed
2026-08-31
Tax legal description
ISLAND ESTATES SUBD LOT 54

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

A1A TO ISLAND ESTATES GATE

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 31, 2026 at 11:55 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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