PRICED BELOW APPRAISED VALUE, APPRAISAL IN HAND, PLUS A $10,000 SELLER CONCESSION. 11447 Gallatin Trail is a 2022 water view home in North River Ranch, and the big upgrades are already done. Whole house impact glass and a paid off 8.1kW solar system with battery backup add more than $60,000 on their own. The seller is offering a $10,000 concession, and furnishings are negotiable if you want to move right in. The home has 3 bedrooms, 2.5 baths and 2,391 square feet, with a home office on the first floor and an oversized bonus loft upstairs. Impact windows are installed throughout, and the front door and the French doors to the lanai are impact rated. The AC has a soft start system, so it can run on the solar battery during an outage. The great room opens to the kitchen and is centered on an electric fireplace with custom lighted built in shelving. The kitchen has granite counters, a subway tile backsplash, breakfast bar seating, an oversized walk in pantry and Samsung appliances, including an induction range. Upstairs, the loft works as a media room, game room, gym or second living area. The primary suite has a large walk in closet and a bathroom with a soaking tub and a separate walk in shower. Other upgrades include R-38 insulation in the attic and garage, an epoxy garage floor, a belt drive garage door opener, an EV charger, DC ceiling fans inside and on the lanai, dimmer switches, a video doorbell, front and rear security cameras, an in wall pest control system, rain gutters, a Samsung washer and dryer, and extra storage. Out back, the screened lanai looks out on the water, with no home directly behind it. Palm trees have been added to the backyard, and the driveway was pressure washed, sanded and sealed in February 2026. North River Ranch has multiple pools, more than 20 miles of walking and biking trails, dog parks, outdoor fitness stations, bike share, community gathering spaces and SuperStream gigabit fiber internet. Barbara A. Harvey K-8 is inside the community, and Parrish Community High School is nearby. US 301 and I-75 give you quick access to Lakewood Ranch, Bradenton, Sarasota, St. Petersburg, Tampa, the Gulf beaches and Sarasota Bradenton International Airport. If you're also looking at new construction in North River Ranch, compare what you'd still have to add after closing. Here, the impact glass and solar are already installed and paid off, and the price is below appraised value.