2491 Palm Tree Drive, FL
Stellar MLS
1 / 1

$999,999

2491 Palm Tree Drive

Punta Gorda, FL 33950

Listing updated: August 28, 2026 at 9:00 AM ET

Active
Stellar MLSListing courtesy of Lrc Realty Advisors, Inc · Shari Smith · MLS #C7530051 · Active · 239-471-8575
3
Beds
4
Baths
3,750
Sq Ft
0.32
Acres
1982
Built
WaterfrontWater accessPrivate poolFireplace3-car garage$267/sqft360° tour
Single Family Residence

Property type

1982

Year built

13,987 sqft

Lot size

$267

Price / sq ft

No HOA

HOA dues

1

Day on market

3

Garage spaces

AE

Flood zone

About this home

Some homes simply give you an address. This one gives you a lifestyle—and a story worth telling. From its circular driveway and distinctive architecture to the dramatic rooflines, rich woodwork and rooms that feel anything but ordinary, 2491 Palm Tree Drive is a waterfront home filled with character. An extended three-car garage provides plenty of room for vehicles, boating gear, storage or a workshop. Start your morning in the chef’s kitchen, where generous counters, abundant cabinetry and an open connection to the main living area make cooking part of the conversation. Tucked away from the main gathering areas, the private library creates a quiet place to read, work or simply escape for a while. The Florida room brings the pool and water views into your everyday life. A new mini-split system installed in 2026 allows this room to function as comfortable indoor living space or open-air entertaining space whenever the weather invites you outside. It also provides access to the second-floor deck located just outside the primary bedroom. An easy-lift access hatch opens to this crow’s-nest-style retreat—a private spot for morning coffee, evening sunsets or enjoying the view from above. Beyond the Florida room, the screened pool area becomes your private place to unwind. The pool was resurfaced in 2025 and upgraded with a saltwater system, while the surrounding deck was replaced the same year. From there, head to the water and enjoy direct boating access with no bridges between you and open water. Even better, the seawall is maintained by the City of Punta Gorda. Upstairs, the game room is full of personality, with warm wood finishes, architectural details and its own 2026 mini-split system. It is ready for movie nights, games, hobbies or a retreat that feels completely separate from the rest of the home. Major improvements include a new metal roof, ductwork and attic insulation in 2026, along with a whole-house water softener and reverse-osmosis drinking water in the kitchen. Here, weekends can begin with coffee above the water, move to an afternoon in the pool and end with friends gathered in a home designed for living and entertaining. Downtown Punta Gorda and Fishermen’s Village are nearby, along with convenient access to Punta Gorda Airport and I-75. Distinctive, inviting and connected to the water, this is Florida living with a personality all its own.

Estimated monthly payment

Principal & interest$5,057
Property taxes$933
Home insurance (est.)$458

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Aug 27, 2026
  2. Listed$999,999
    Aug 27, 2026
  3. Price increased$999,999

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Punta Gorda Isles Sec 04
County
Charlotte
Year built
1982
Living area
3,750 sq ft
Price/sq ft
$267
Building area
4,570 sq ft (Owner)
Lot size
13,987 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12015C0237G)
Garage
3 spaces
Pool
Private pool
Annual taxes
$11,193 (2025)
Parcel #
412211381003
Zoning
GS-3.5
MLS #
C7530051

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Interior Details

Bedrooms
3
Full bathrooms
4
Flooring
Ceramic Tile, Hardwood
Appliances
Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator, Water Softener
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Stone Counters
Laundry
Outside
Stories / Levels
Two
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Electric, Other
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony, Private Mailbox, Rain Gutters
Construction materials
Stucco, Frame
Roof
Metal
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Phone Available, Propane, Public

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst27x13
Primary BedroomSecond13x18
KitchenFirst11x23

Listing Details

Listing date
2026-08-27
On market date
2026-08-27
Original list price
$999,999
Occupant type
Owner
MLS area
33950 - Punta Gorda
Listing AOR
Port Charlotte
Status changed
2026-08-27
Tax legal description
PGI 004 0009 0025 PUNTA GORDA ISLES SEC4 BLK9 LT 25 111/652 614/1333 4543/463 3296728 3335532 3400380

Flood risk

High riskFEMA Zone AEPanel 12015C0237G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

W. Marion to Tropicana Dr to Palm Tree Dr.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 28, 2026 at 9:00 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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