40 Saddlebag Trail, FL
Stellar MLS
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$69,000

40 Saddlebag Trail

Lake Wales, FL 33898

Listing updated: August 29, 2026 at 12:34 PM ET

Active
Stellar MLSListing courtesy of Bender Realty, Llc · Kris Bender · MLS #K4903738 · Active · 863-223-8708
2
Beds
1
Bath
642
Sq Ft
0.12
Acres
1976
Built
Water access55+ community$107/sqft360° tour
Mobile Home

Property type

1976

Year built

5,036 sqft

Lot size

$107

Price / sq ft

$245/mo

HOA dues

1

Day on market

X

Flood zone

About this home

A two bedroom, FULLY RENOVATED and furnished home for under $70,000? Hard to believe, but it's true! The home is located in the much-loved 55+ community of Saddlebag Lake Resort, where you OWN THE LAND! There is laminate flooring throughout so it's easy to keep clean. You'll love the kitchen, with it's many cabinets and lots of counter space, and there's even an island for extra prep work and for sitting at to enjoy a meal. Upstairs you'll find two good size bedrooms, a nicely redone bathroom and loads of storage space. Outside you'll see the driveway is large enough to accommodate two vehicles, and out back there's a patio for grilling and a shed for all your tools. The home backs up to the orange grove, so you will have no rear neighbors, and is situated near the back of the resort so the traffic is minimal. Pets are welcome here, you'll be close to the dog park so you can let your furry family members run around. Enjoy all the resort has to offer, including the sparkling community pool, hot tub and saunas, tennis and pickle ball courts, shuffleboard and horse shoes, the rec room with pool tables and fitness equipment, boating and fishing on Saddlebag Lake, the clubhouse with planned activities and more - this is truly a must see! Call now for your private tour!

Estimated monthly payment

Principal & interest$349
Property taxes$91
Home insurance (est.)$32
HOA dues$245

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Aug 28, 2026
  2. Listed$69,000
    Aug 28, 2026
  3. Price increased$69,000

Facts & features

Property type
Residential
Sub type
Mobile Home
Status
Active
Days on market
1
Subdivision
Saddlebag Lake
County
Polk
Year built
1976
Living area
642 sq ft
Price/sq ft
$107
Lot size
5,036 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0590G)
Annual taxes
$1,091 (2025)
Parcel #
28-30-01-939020-039130
Zoning
PUD
MLS #
K4903738

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Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Laminate
Appliances
Dryer, Microwave, Range, Refrigerator
Interior features
Open Floorplan
Laundry
Laundry Closet
Stories / Levels
Two
Direction faces
Southwest

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

HOA fee
$734 / Quarterly
Monthly HOA
$245/mo
Total monthly fees
$245/mo
Total annual fees
$2,936
HOA name
Tanisha Schroeder
CDD
No
Min lease term
1-7 Days
Listing terms
Cash
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
At least one tenant must be 55 or older. Children are not allowed to live here, but they may visit for up to 90 days in a calendar year.

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Vinyl Siding
Roof
Metal
Foundation
Crawlspace, Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Private Sewer
Water source
Private
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst12.5x20
KitchenFirst12.5x11.5
Primary BedroomSecond12x9.7
Bedroom 2Second11x9.5

Listing Details

Listing date
2026-08-28
On market date
2026-08-28
Original list price
$69,000
Occupant type
Vacant
MLS area
33898 - Lake Wales
Listing AOR
Lake Wales
Status changed
2026-08-28
Tax legal description
SADDLEBAG LAKE UNIT #2 PB 61 PGS 18/20 BLK 39 LOT 13

Flood risk

Minimal riskFEMA Zone XPanel 12105C0590G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Lake Wales, drive east on Hwy. 60 to Saddlebag Lake Road (see resort sign) and turn left. Follow to parking lot, get out of your vehicle and press the Call Button (right of gate), someone will answer. Tell them who you are and where you are going, they will give you remote access through the gate. Once inside, follow Saddlebag Trail to the fork in the road, then turn left onto Saddlebag Trail N, the home will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 29, 2026 at 12:34 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA