392 Cobia Way, FL
Stellar MLS
1 / 1

$189,000

392 Cobia Way

Oldsmar, FL 34677

Listing updated: October 1, 2026 at 8:46 AM ET

Active
Stellar MLSListing courtesy of Lipply Real Estate · Joe Gibbons · MLS #TB8539760 · Active · 727-314-1000
2
Beds
2
Baths
1,344
Sq Ft
0.1
Acres
1972
Built
◆55+ community◆$141/sqft◆360° tour
Mobile Home

Property type

1972

Year built

4,461 sqft

Lot size

$141

Price / sq ft

$70/mo

HOA dues

43

Days on market

AE

Flood zone

About this home

This move-in-ready, well-maintained home is one of the larger homes in this golf-cart-friendly 55+ community and is being sold FURNISHED. The open floor plan features a spacious living room/dining room combination with luxury vinyl plank flooring and attractive plantation shutters, creating a clean, bright and inviting space. The kitchen offers white cabinetry, an updated countertop and a new range. Bathrooms have been updated also. Both bathrooms have been tastefully updated. Tons of storage spaces in the home. Another great feature is the washer and dryer located inside the home, rather than in the outside shed. The screened-in lanai is perfect for enjoying your morning coffee. Several important improvements have already been completed, including replacement windows in 2020, a vapor barrier in 2021 and a LeafGuard gutter system. AC ductwork replaced in 2025 and BRAND NEW WATER HEATER 2026! The Gull-Aire community has so much to offer! You own the land here and enjoy low monthly fees, along with a heated pool and spa, and an active clubhouse with tons of social activities. The location is convenient to just about everything—shopping, restaurants, grocery stores, AMC Theaters, and Mease Countryside Hospital. Woodlands Square Plaza is nearby, with Bealls, Marshalls, PetSmart and plenty of dining options, including Shaker & Peel, Craft Street Kitchen and Eve’s Family Restaurant. Outdoor recreation is close by as well, with walking trails, Chi Chi Rodriguez Golf Club, and pickleball at Sheffield Park. And don’t forget the beach! Beautiful Honeymoon Island is only 15 minutes away. Come see this great home and enjoy all that this convenient location has to offer!

Estimated monthly payment

Principal & interest$956
Property taxes$39
Home insurance (est.)$87
HOA dues$70

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history43 days on market

  1. Status: Active
    Aug 20, 2026
  2. Listed$199,000
    Aug 19, 2026
  3. Price reduced$189,000

Facts & features

Property type
Residential
Sub type
Mobile Home
Status
Active
Days on market
43
Subdivision
Gull-Aire Village
County
Pinellas
Year built
1972
Living area
1,344 sq ft
Price/sq ft
$141
Lot size
4,461 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0087H)
Annual taxes
$472 (2025)
Parcel #
16-28-16-34803-000-3920
MLS #
TB8539760

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Thermostat, Window Treatments
Laundry
Inside, Laundry Closet
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Attached garage
No
Parking features
Driveway
Carport
Yes

HOA & Financial

HOA fee
$70 / Monthly
Monthly HOA
$70/mo
Total monthly fees
$70/mo
Total annual fees
$840
HOA name
Ameritech/Dianna Alcala
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Must be age 55+ Contact HOA for further information
Approval process
Application, application fee $100 per person, background check, approval

Exterior & Construction

Exterior features
Rain Gutters, Sidewalk
Construction materials
Other, Vinyl Siding
Roof
Membrane, Metal
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit
Senior community
Yes

Room Details

RoomLevelDimensions
Family RoomFirst11x12
Dining RoomFirst9x9
KitchenFirst10x12
Living RoomFirst13x22
Primary BedroomFirst12x14
Bedroom 2First10x11

Listing Details

Listing date
2026-08-15
On market date
2026-08-19
Original list price
$199,000
Occupant type
Owner
MLS area
34677 - Oldsmar
Listing AOR
Suncoast Tampa
Status changed
2026-08-20
Tax legal description
GULL-AIRE VILLAGE LOT 392

Flood risk

High riskFEMA Zone AEPanel 12103C0087H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take McMullen Booth Rd. north to Curlew Rd. Go east, turn right into community at Gull Aire Blvd. Turn right at Clubhouse, left on Cobia, to address on left.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 1, 2026 at 8:46 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA