
$426,000
3506 12th Street
Tampa, FL 33605
Listing updated: September 7, 2026 at 2:23 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Rich in Historic Charm and Timeless Character, this turnkey Tampa home has been thoughtfully upgraded with modern touches throughout. Freshly relaunched at $427,000! NO HOA! Enjoy modern conveniences, exceptional outdoor living and an approximately 140-square-foot detached, insulated and fully air-conditioned bonus space—ideal for a home office, studio, fitness room, hobby space or private retreat. A RARE FINANCING OPPORTUNITY: The existing FHA mortgage carries a 3.99% interest rate and is assumable for a qualified buyer, subject to lender approval and applicable assumption requirements. Before you even step inside, the charming covered front porch with a wraparound-style design sets the tone—an inviting place for morning coffee, evening historic Florida porch relaxation or simply enjoying a beautiful Florida day. Inside, natural light pours through beautiful windows into the spacious great room, where a striking stone fireplace, thoughtful light fixtures and warm lighting create personality and a wonderful sense of home. The updated kitchen with granite countertops offers plenty of space for cooking, gathering and entertaining. Attractive flooring and a versatile layout complete the interior. Notable improvements include PVC plumbing, an approximately 5-year-old roof, newer tankless natural gas water heater and GFCI protection throughout. The A/C system has been well maintained and is currently operating well. The expansive backyard is a standout feature. Step outside into a relaxed, ranch-inspired outdoor setting with rustic stone and hardscape accents, charming white picket fencing and an impressive amount of usable space. The remote-controlled electric gate opens to an extended drive with ample off-street parking for multiple vehicles, room to comfortably pull through and potential space for a boat, subject to local requirements. Fully fenced, this backyard offers room to make it your own—create gardens, outdoor dining and lounge areas, gather around a firepit, entertain under the Florida sky or simply enjoy the rare luxury of having this much private outdoor space in the city. Additional features include an exterior security camera system that remains with the property, whole-home gas generator wired to the residence and Level 2 EV charger. Conveniently located near Historic Ybor City, Downtown Tampa, Water Street, the Channel District, Seminole Heights, universities, medical centers, dining, entertainment and major roadways, with Gulf Coast beaches approximately 35–45+ minutes away, depending on destination and traffic. Select furnishings may be negotiable with an acceptable offer, creating the potential for an even more turnkey transition. Some listing photos showing rooms without furniture have been digitally edited for visualization. Come experience a Tampa home where Historic Charm, Timeless Character, modern conveniences and exceptional outdoor living come together beautifully. Contact the Listing Agent directly to schedule a showing.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history24 days on market
- Status: ActiveAug 14, 2026
- Listed$427,000Aug 14, 2026
- Price reduced$426,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 24
- Cumulative DOM
- 60
- Subdivision
- Homestead Rev Map
- County
- Hillsborough
- Year built
- 1926
- Living area
- 1,414 sq ft
- Price/sq ft
- $301
- Lot size
- 5,814 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12057C0352J)
- Annual taxes
- $6,731 (2025)
- Parcel #
- A-07-29-19-4MG-000001-00004.1
- Zoning
- RS-50
- MLS #
- TB8539121
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Laminate
- Appliances
- Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
- Interior features
- Ceiling Fans(s), Crown Molding, Open Floorplan, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- None
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Assumable, Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Rain Gutters, Sidewalk
- Construction materials
- Vinyl Siding
- Roof
- Shingle
- Foundation
- Crawlspace, Pillar/Post/Pier
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Primary Bathroom | First | |
| Bathroom 2 | First | |
| Living Room | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-08-14
- On market date
- 2026-08-14
- Original list price
- $427,000
- Occupant type
- Owner
- MLS area
- 33605 - Tampa / Ybor City
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-08-14
- Tax legal description
- HOMESTEAD REVISED MAP S 1/2 OF E 1/2 OF LOT 4 BLOCK 1
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Drive north on North 17th St. Left to East Palm Ave. Right to North 15th St. Left to East 28th Ave. Right to North 12th St. Property is on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 7, 2026 at 2:23 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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