4123 Island Lakes Drive, FL4123 Island Lakes Drive, FL4123 Island Lakes Drive, FL
Stellar MLS
1 / 48

$470,000

4123 Island Lakes Drive

Winter Haven, FL 33881

Listing updated: August 2, 2026 at 2:06 PM ET

Active
Stellar MLSListing courtesy of Keller Williams Realty Smart 1 · Michelle Howard · MLS #L4963924 · Active · 863-508-3000
4
Beds
2
Baths
1,990
Sq Ft
0.34
Acres
2006
Built
WaterfrontWater access$236/sqft360° tour
Single Family Residence

Property type

2006

Year built

14,893 sqft

Lot size

$236

Price / sq ft

$17/mo

HOA dues

3

Days on market

2

Garage spaces

X

Flood zone

About this home

CHAIN OF LAKES LAKEFRONT LIVING on Lake Rochelle! Welcome to Island Lakes, where everyday life feels like a vacation. Located on the highly desirable Winter Haven Chain of Lakes, this beautifully updated home offers the ultimate waterfront lifestyle—boating, sunset cruising, and lakefront dining right from your own backyard. This 4-bedroom, 2-bath home is designed for both comfort and entertaining, featuring an open floorplan with stunning lake views from the main living areas. The spacious great room is filled with natural light, showcasing soaring ceilings, plant shelves, and an expansive sliding glass door that seamlessly blends indoor and outdoor living. The updated kitchen is both stylish and functional, complete with new cabinetry, solid surface countertops, stainless steel appliances, a full tile backsplash, breakfast bar, and a cozy eat-in nook—all perfectly positioned to take in the water views. The primary suite has been beautifully renovated, featuring a sliding barn door leading to a spa-like bathroom with a walk-in glass and tile shower, dual vanities with stone countertops, and a large walk-in closet with built-ins and hidden storage. Step outside and experience true Florida living with a huge screened outdoor living space complete with a hot tub, perfect for relaxing evenings or entertaining guests year-round. Beyond that, enjoy your private dock with a covered boat lift and freshwater supply, ready for days on the Chain. A public boat ramp is just minutes away. This home also features $92,000 in solar panels, providing exceptional energy efficiency and long-term savings—keeping utility costs low while supporting a more sustainable lifestyle. Additional features include a fully fenced backyard, beautiful lake views, and a prime location near Hwy 27 and I-4 with easy access to Orlando, Disney, Lakeland, and Tampa. This is more than a home—it’s a true Chain of Lakes lifestyle with comfort, efficiency, and unforgettable views.

Estimated monthly payment

Principal & interest$2,377
Property taxes$444
Home insurance (est.)$215
HOA dues$17

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history3 days on market

  1. Status: Active
    Jul 30, 2026
  2. Listed$470,000
    Jul 30, 2026
  3. Price increased$470,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
3
Subdivision
Island Lakes
County
Polk
Year built
2006
Living area
1,990 sq ft
Price/sq ft
$236
Building area
2,665 sq ft (Owner)
Lot size
14,893 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12105C0355G)
Garage
2 spaces
Annual taxes
$5,328 (2025)
Parcel #
26-28-09-530005-000490
MLS #
L4963924

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), In Wall Pest System, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$50 / Quarterly
Monthly HOA
$17/mo
Total monthly fees
$17/mo
Total annual fees
$200
HOA name
Highlands Community Management
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Block
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst13x31
Dining RoomFirst11x12
Primary BedroomFirst13x16
Bedroom 2First10x12
Bedroom 3First10x12
Bedroom 4First9x12
KitchenFirst12x15

Listing Details

Listing date
2026-07-30
On market date
2026-07-30
Original list price
$470,000
Occupant type
Vacant
MLS area
33881 - Winter Haven / Florence Villa
Listing AOR
East Polk
Status changed
2026-07-30
Tax legal description
ISLAND LAKES PLAT BOOK 134 PGS 4 & 5 LOT 49

Flood risk

Minimal riskFEMA Zone XPanel 12105C0355G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Hwy 544 East, turn left on Lake Conine Dr E. Go over the canal and stay on the right. Home will be on the right

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 2, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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