$479,000
4422 Havelocke Drive
Land O Lakes, FL 34638
Listing updated: July 19, 2026 at 5:35 PM ET
Listing courtesy of Future Home Realty Inc · Brandon Anderson · MLS #TB8528701 · Active · 813-855-4982Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
FHA ASSUMABLE LOAN — 3.625% INTEREST RATE Welcome home to this beautifully maintained 4-bedroom, 2-bathroom property in the sought-after, gated community of Oakstead. Tucked away with no rear neighbors, this home offers true privacy — with deer wandering by for that peaceful, nature-close feel. Step inside to an open, split floor plan designed for both everyday living and entertaining, featuring gorgeous vinyl flooring throughout. Upstairs, a spacious loft offers endless flexibility — perfect as a bonus room, playroom, or home office. Abundant natural light fills every room, creating warm, inviting spaces for the whole family. Enjoy peace of mind with a new roof (2024) and a recently replaced one of the AC units (2 years old). Add to that fantastic curb appeal, and this home is as move-in ready as it is beautiful. Living in Oakstead means resort-style amenities right outside your door: a sparkling community pool and kiddie pool, tennis and basketball courts, a clubhouse with a fitness center, and scenic nature trails — all within a secure, gated setting. Don't miss this rare opportunity to own a home with an incredibly low, assumable interest rate in one of the area's most desirable communities!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history2 days on market
- Status: ActiveJul 17, 2026
- Listed$479,000Jul 17, 2026
- Price increased$479,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 2
- Subdivision
- Oakstead Prcl 05
- County
- Pasco
- Year built
- 2005
- Living area
- 2,444 sq ft
- Price/sq ft
- $196
- Building area
- 3,020 sq ft (Public Records)
- Lot size
- 8,156 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12101C0401F)
- Garage
- 2 spaces
- Annual taxes
- $7,473 (2025)
- Parcel #
- 15-26-18-0010-02100-0170
- Zoning
- MPUD
- MLS #
- TB8528701
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Vinyl
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, Solid Wood Cabinets, Split Bedroom, Stone Counters
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $70 / Annually
- Monthly HOA
- $6/mo
- Total monthly fees
- $6/mo
- Total annual fees
- $70
- HOA name
- Rebecca Anderson
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Assumable, Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please see HOA leasing restrictions https://www.myoakstead.com/documentation
Exterior & Construction
- Construction materials
- Block, Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 12x16 |
| Living Room | First | 15x18 |
| Kitchen | First | |
| Bonus Room | First | 15x20 |
Listing Details
- Listing date
- 2026-07-15
- On market date
- 2026-07-17
- Original list price
- $479,000
- Occupant type
- Owner
- MLS area
- 34638 - Land O Lakes
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-07-17
- Tax legal description
- OAKSTEAD PARCEL 5 PB 47 PG 46 BLOCK 21 LOT 17
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Turn right into Oakstead, continue 1 mile to Lake Patience. Make left, go to end, Marchmont on right. Proceed thru gate (you need gate code) and make 2nd right onto Beaumaris. Continue to Havelocke Dr
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 19, 2026 at 5:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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