


$149,900
700 Mirror TerraceWinter Haven, FL 33881
Listing updated: July 23, 2026 at 9:48 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Enjoy maintenance-free lakefront living in this 2-bedroom, 2-bathroom condominium located in the highly sought-after Spring Lake Towers, a premier 55+ active adult community in the heart of Winter Haven. Updated in 2020, this inviting residence offers BREATHTAKING VIEWS OF SPRING LAKE, part of the scenic Spring Lake Meander, and a bright, open living space that feels like an indoor lanai, where walls of windows create the perfect setting to relax while overlooking the tranquil water. Both the primary bedroom and the second bedroom have direct access to this enclosed lakefront space, creating a seamless connection to the serene waterfront and providing the perfect spot to enjoy your morning coffee, unwind with a book, or simply take in the picturesque views of Spring Lake throughout the day. The updated kitchen is designed for both style and function, featuring soft-close cabinetry, porcelain countertops, recessed lighting, a decorative tile backsplash, a convection oven, and a convenient center island cart. Luxury vinyl flooring flows throughout the main living areas, while the bedrooms offer the comfort of carpet. The spacious primary suite features a walk-in closet and an ensuite bath, while the secondary bathroom has been tastefully updated with a beautifully tiled glass-enclosed shower. The all-inclusive condo fee provides exceptional value, covering cable TV, high-speed internet, water, sewer, trash removal, exterior building maintenance, roof maintenance, building insurance, reserve funds, on-site management, groundskeeping, and assigned covered parking. Residents enjoy an impressive selection of community amenities, including a waterfront in-ground concrete pool, fitness center, recreation room with a full kitchen, library, game area, shuffleboard courts, laundry facilities, private boat docks, and a year-round social calendar. Take advantage of the community's private dock, where boat slips are available on a first-come, first-served basis for a minimal monthly fee, offering convenient access to Spring Lake Meander for boating, fishing, or simply enjoying the peaceful waterfront setting. Ideally located just minutes from historic downtown Winter Haven, the renowned Chain of Lakes, shopping, dining, medical facilities, golf courses, and LEGOLAND® Florida Resort, this waterfront condo offers the perfect blend of low-maintenance living, spectacular views, and an active Florida lifestyle.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history6 days on market
- Status: ActiveJul 17, 2026
- Listed$149,900Jul 17, 2026
- Price increased$149,900
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 6
- Subdivision
- Spring Lake Towers
- County
- Polk
- Year built
- 1970
- Living area
- 1,190 sq ft
- Price/sq ft
- $126
- Lot size
- 146 sq ft
- Flood zone
- X (12105C0365G)
- Annual taxes
- $991 (2025)
- Parcel #
- 26-28-20-570421-005110
- MLS #
- L4963333
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Elevator, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Three Or More
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Assigned, Covered
- Carport
- Yes
HOA & Financial
- HOA fee
- $667 / Monthly
- Monthly HOA
- $667/mo
- Total monthly fees
- $667/mo
- Total annual fees
- $8,004
- HOA name
- Carrie Howland
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- All info is deemed reliable but should be verified with the HOA and or the county by the buyer and their agent.
- Approval process
- All info is deemed reliable but should be verified with the HOA and or the county by the buyer and their agent.
Exterior & Construction
- Exterior features
- Lighting
- Construction materials
- Block, Stucco
- Roof
- Membrane
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public, Water Connected
Community
- Pets allowed
- No
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 12x22 |
| Kitchen | First | 8x12 |
| Primary Bedroom | First | 12x18 |
Listing Details
- Listing date
- 2026-07-03
- On market date
- 2026-07-17
- Original list price
- $149,900
- Occupant type
- Owner
- MLS area
- 33881 - Winter Haven / Florence Villa
- Listing AOR
- East Polk
- Status changed
- 2026-07-17
- Tax legal description
- SPRING LK TOWERS CONDOMINIUM C B 1 PG 7-14 OR BK 1307 PGS 435 THRU 465 APARTMENT UNIT 511 & A 1/79 UNDIVIDED INTEREST IN THE COMMON ELEMENTS OF LOT A AS PER CONDO DECLARATION
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
HWY 17 to west on Mirror Terrace....Spring Lake Towers will be on the right. Please park at the wall.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 23, 2026 at 9:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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