700 Mirror Terrace, FL700 Mirror Terrace, FL700 Mirror Terrace, FL
Stellar MLS
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$149,900

700 Mirror TerraceWinter Haven, FL 33881

Listing updated: July 23, 2026 at 9:48 AM ET

Active
Stellar MLSListing courtesy of Keller Williams Realty Smart 1 · David Small · MLS #L4963333 · Active · 863-508-3000
2
Beds
2
Baths
1,190
Sq Ft
0
Acres
1970
Built
◆Waterfront◆Water access◆55+ community◆$126/sqft
Condominium

Property type

1970

Year built

146 sqft

Lot size

$126

Price / sq ft

$667/mo

HOA dues

6

Days on market

X

Flood zone

About this home

Enjoy maintenance-free lakefront living in this 2-bedroom, 2-bathroom condominium located in the highly sought-after Spring Lake Towers, a premier 55+ active adult community in the heart of Winter Haven. Updated in 2020, this inviting residence offers BREATHTAKING VIEWS OF SPRING LAKE, part of the scenic Spring Lake Meander, and a bright, open living space that feels like an indoor lanai, where walls of windows create the perfect setting to relax while overlooking the tranquil water. Both the primary bedroom and the second bedroom have direct access to this enclosed lakefront space, creating a seamless connection to the serene waterfront and providing the perfect spot to enjoy your morning coffee, unwind with a book, or simply take in the picturesque views of Spring Lake throughout the day. The updated kitchen is designed for both style and function, featuring soft-close cabinetry, porcelain countertops, recessed lighting, a decorative tile backsplash, a convection oven, and a convenient center island cart. Luxury vinyl flooring flows throughout the main living areas, while the bedrooms offer the comfort of carpet. The spacious primary suite features a walk-in closet and an ensuite bath, while the secondary bathroom has been tastefully updated with a beautifully tiled glass-enclosed shower. The all-inclusive condo fee provides exceptional value, covering cable TV, high-speed internet, water, sewer, trash removal, exterior building maintenance, roof maintenance, building insurance, reserve funds, on-site management, groundskeeping, and assigned covered parking. Residents enjoy an impressive selection of community amenities, including a waterfront in-ground concrete pool, fitness center, recreation room with a full kitchen, library, game area, shuffleboard courts, laundry facilities, private boat docks, and a year-round social calendar. Take advantage of the community's private dock, where boat slips are available on a first-come, first-served basis for a minimal monthly fee, offering convenient access to Spring Lake Meander for boating, fishing, or simply enjoying the peaceful waterfront setting. Ideally located just minutes from historic downtown Winter Haven, the renowned Chain of Lakes, shopping, dining, medical facilities, golf courses, and LEGOLAND® Florida Resort, this waterfront condo offers the perfect blend of low-maintenance living, spectacular views, and an active Florida lifestyle.

Estimated monthly payment

Principal & interest$758
Property taxes$83
Home insurance (est.)$69
HOA dues$667

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history6 days on market

  1. Status: Active
    Jul 17, 2026
  2. Listed$149,900
    Jul 17, 2026
  3. Price increased$149,900

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
6
Subdivision
Spring Lake Towers
County
Polk
Year built
1970
Living area
1,190 sq ft
Price/sq ft
$126
Lot size
146 sq ft
Flood zone
X (12105C0365G)
Annual taxes
$991 (2025)
Parcel #
26-28-20-570421-005110
MLS #
L4963333

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Elevator, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
Three Or More
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Assigned, Covered
Carport
Yes

HOA & Financial

HOA fee
$667 / Monthly
Monthly HOA
$667/mo
Total monthly fees
$667/mo
Total annual fees
$8,004
HOA name
Carrie Howland
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
All info is deemed reliable but should be verified with the HOA and or the county by the buyer and their agent.
Approval process
All info is deemed reliable but should be verified with the HOA and or the county by the buyer and their agent.

Exterior & Construction

Exterior features
Lighting
Construction materials
Block, Stucco
Roof
Membrane
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public, Water Connected

Community

Pets allowed
No
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst12x22
KitchenFirst8x12
Primary BedroomFirst12x18

Listing Details

Listing date
2026-07-03
On market date
2026-07-17
Original list price
$149,900
Occupant type
Owner
MLS area
33881 - Winter Haven / Florence Villa
Listing AOR
East Polk
Status changed
2026-07-17
Tax legal description
SPRING LK TOWERS CONDOMINIUM C B 1 PG 7-14 OR BK 1307 PGS 435 THRU 465 APARTMENT UNIT 511 & A 1/79 UNDIVIDED INTEREST IN THE COMMON ELEMENTS OF LOT A AS PER CONDO DECLARATION

Flood risk

Minimal riskFEMA Zone XPanel 12105C0365G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

HWY 17 to west on Mirror Terrace....Spring Lake Towers will be on the right. Please park at the wall.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 23, 2026 at 9:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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