126 Old Oak Circle, FL126 Old Oak Circle, FL126 Old Oak Circle, FL
Stellar MLS
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$995,000

126 Old Oak Circle

Palm Harbor, FL 34683

Listing updated: July 13, 2026 at 3:23 PM ET

Active
Stellar MLSListing courtesy of Charles Rutenberg Realty Inc · Bill Kalyvas · MLS #TB8526254 · Active · 727-538-9200
4
Beds
4
Baths
3,220
Sq Ft
0.27
Acres
1989
Built
Private poolFireplace3-car garage$309/sqft360° tour
Single Family Residence

Property type

1989

Year built

11,827 sqft

Lot size

$309

Price / sq ft

$97/mo

HOA dues

4

Days on market

3

Garage spaces

X

Flood zone

About this home

Luxury Living in Oak Trail | Palm Harbor Fully Renovated Pool Home Welcome to 126 Old Oak Circle, the former model home in one of Palm Harbor’s most desirable communities. Set on a spacious quarter-acre lot, this beautifully renovated 4-bedroom, 3.5-bath residence offers timeless style, modern comfort, and luxury finishes throughout, with a layout designed for both everyday living and effortless entertaining. From the moment you enter, soaring ceilings and abundant natural light create an open, airy feel throughout the home. The main living area is anchored by a striking designer-tiled fireplace, adding warmth and sophistication to the heart of the home, while the complete top-to-bottom renovation ensures every detail feels fresh, refined, and move-in ready. The chef’s kitchen is equally impressive, featuring twin cooking islands with sinks, a walk-in pantry, and a twin freezer/refrigerator setup. Seamlessly connected to the living and dining spaces, this kitchen is ideal for hosting gatherings or enjoying quiet nights at home. The primary suite is a true retreat, complete with a spa-inspired bathroom offering an oversized walk-in shower, soaking tub, dual vanities, and his-and-hers closets. An additional oversized walk-in closet provides flexible space that can easily function as a home office, nursery, fitness room, or dressing suite. Each of the 3.5 bathrooms has been thoughtfully designed with custom tile, stylish fixtures, and distinctive finishes, giving every space its own character while maintaining a cohesive luxury feel throughout the home. Additional upgrades include a newer HVAC system, newer water heater, updated windows throughout, and a tile roof, all contributing to the home’s comfort, efficiency, and lasting appeal. Step outside to your own private Florida oasis. The screened lanai, pool, and spa create the perfect setting for relaxing or entertaining, while the expansive outdoor space offers plenty of room to design the outdoor kitchen of your dreams. A 3-car garage adds even more convenience, with one bay converted into a climate-controlled game room or flexible living space, making this home as functional as it is beautiful. Ideally located just minutes from top-rated Palm Harbor schools, shopping, dining, golf courses, parks, and the Gulf beaches, this exceptional home delivers the perfect blend of luxury, comfort, and convenience. If you’ve been searching for a fully renovated pool home with luxury finishes, a screened lanai, a chef’s kitchen, and an unbeatable Palm Harbor location, 126 Old Oak Circle is the one you’ve been waiting for.

Estimated monthly payment

Principal & interest$5,031
Property taxes$1,015
Home insurance (est.)$456
HOA dues$97

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history4 days on market

  1. Status: Active
    Jul 10, 2026
  2. Listed$995,000
    Jul 9, 2026
  3. Price increased$995,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
4
Subdivision
Oak Trail
County
Pinellas
Year built
1989
Living area
3,220 sq ft
Price/sq ft
$309
Building area
4,235 sq ft (Public Records)
Lot size
11,827 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X
Garage
3 spaces
Pool
Private pool
Annual taxes
$12,183 (2025)
Parcel #
07-28-16-63582-000-0040
Zoning
R-1
MLS #
TB8526254

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Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Electric Water Heater, Microwave, Refrigerator, Water Filtration System, Water Purifier
Interior features
Crown Molding, High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom
Laundry
In Garage
Stories / Levels
One
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Oversized

HOA & Financial

HOA fee
$97 / Monthly
Monthly HOA
$97/mo
Total monthly fees
$97/mo
Total annual fees
$1,164
HOA name
Oak trail
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify with community
Approval process
Verify with community

Exterior & Construction

Exterior features
Dog Run, French Doors, Private Mailbox, Rain Gutters, Sidewalk
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Electricity Connected

Community

Pets allowed
Yes

Schools

MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Primary BedroomFirst
Living RoomFirst

Listing Details

Listing date
2026-07-07
On market date
2026-07-09
Original list price
$995,000
Occupant type
Vacant
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-07-10
Tax legal description
OAK TRAIL LOT 4

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Drive north of Belcher Road turn right on old Oak Circle. Follow that left and the property will be on your left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 13, 2026 at 3:23 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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