$900,000
4050 Palma Ceia Circle
Winter Haven, FL 33884
Listing updated: July 16, 2026 at 10:48 AM ET
Listing courtesy of Keller Williams Advantage Iii · Jessica Estrada · MLS #O6420265 · Active · 407-207-0825Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. *Special financing incentives may be available through the seller's preferred lender* Brand New 2026 Custom Farmhouse Blends Modern Luxury with Exceptional Craftsmanship. Welcome to 4050 Palma Ceia Circle, a stunning new construction one story farmhouse estate located within the gated Cypresswood Golf & Country Club in Winter Haven, Florida. Perfectly positioned on an almost half acre double front golf course lot, this exceptional residence offers the ideal combination of luxury, quality craftsmanship, and modern convenience. Thoughtfully designed for comfortable living and effortless entertaining, this home features 3 bedrooms, 3.5 bathrooms, a dedicated home office, elegant tray ceilings, luxury tile flooring throughout, and an open concept floor plan filled with natural light. The chef's kitchen is the heart of the home, showcasing a large center island, solid wood cabinetry, a generous walk in pantry, a dual fuel stove, and premium finishes that flow seamlessly into the living and dining areas. The primary bedroom offers a peaceful retreat with a large walk in closet and a spa inspired bath featuring a soaking tub and a beautifully tiled walk in shower. Step outside to the paver patio, complete with a fully equipped outdoor kitchen and outdoor shower, creating the perfect setting for relaxing or entertaining year round. Built with exceptional quality and energy efficiency in mind, the home features Huber ZIP System sheathing, James Hardie pre finished siding, Therma Tru exterior doors, an Atlas roofing system, Andersen double pane windows, and two tankless water heaters. The attached three bay garage includes attic storage above and is pre wired for a Level 2 EV charger and generator, offering future ready convenience and peace of mind. Residents enjoy resort style amenities including the 18 hole Ron Garl Championship Golf Course, junior Olympic swimming pool, tennis courts, pickleball courts, fitness center, clubhouse, restaurant, and bar. Conveniently located near Highway 27, I 4, and the Polk Parkway, this exceptional home provides easy access to Orlando, Tampa, Lakeland, and Central Florida attractions. Experience luxury golf course living at its finest. Schedule your private showing today.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history7 days on market
- Status: ActiveJul 9, 2026
- Listed$900,000Jul 9, 2026
- Price increased$900,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 7
- Subdivision
- Cypresswood Palma Ceia
- County
- Polk
- Year built
- 2026
- Living area
- 2,820 sq ft
- Price/sq ft
- $319
- Building area
- 4,200 sq ft (Builder)
- Lot size
- 17,228 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12105C0369G)
- Garage
- 5 spaces
- Annual taxes
- $2,123 (2025)
- Parcel #
- 27-28-31-850506-000240
- MLS #
- O6420265
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Tile
- Appliances
- Disposal, Exhaust Fan, Range Hood, Refrigerator, Tankless Water Heater
- Interior features
- Ceiling Fans(s), High Ceilings, Primary Bedroom Main Floor, Solid Wood Cabinets, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- West
- New construction
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 5
- Attached garage
- Yes
- Parking features
- Garage Faces Side
HOA & Financial
- HOA fee
- $1,825 / Annually
- Monthly HOA
- $152/mo
- Total monthly fees
- $152/mo
- Total annual fees
- $1,825
- HOA name
- Palma Ceia HOA/Linda Goodrich
- CDD
- No
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- LEASING RESTRICTIONS SHOULD BE INDEPENDENTLY VERIFIED WITH THE HOA, CITY AND COUNTY
Exterior & Construction
- Exterior features
- Outdoor Grill, Outdoor Kitchen, Sprinkler Metered
- Construction materials
- HardiPlank Type, Frame
- Roof
- Metal
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 17x23 |
| Primary Bathroom | First | 10x16 |
| Kitchen | First | 12x27 |
| Dining Room | First | 9x19 |
| Bedroom 2 | First | 13x17 |
| Bathroom 2 | First | 6x13 |
| Bedroom 3 | First | 12x14 |
| Bathroom 3 | First | 6x9 |
| Office | First | 14x10 |
| Living Room | First | 16x19 |
Listing Details
- Listing date
- 2026-06-24
- On market date
- 2026-07-09
- Original list price
- $900,000
- Occupant type
- Vacant
- MLS area
- 33884 - Winter Haven / Cypress Gardens
- Listing AOR
- Orlando Regional
- Status changed
- 2026-07-09
- Tax legal description
- CYPRESSWOOD PALMA CEIA PB 122 PGS 7-8 LOT 24
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-4 W take exit 55 to US-27 S. Turn right to Dundee Rd, than turn left to Cypresswood Blvd. Make a right to Palma Ceia Rd then turn left to Palma Ceia Cir. The property will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 16, 2026 at 10:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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